Travel Alerts

Hurricane-Related Travel Insured Coverage

by John Stone | Feb 17, 2011
A benefits and coverage description for hurricane related events in Travel Insured's plans.

John Stone Blog

Trip Cancellation:

Travel Insured International’s Worldwide Trip Protector plans can provide coverage for Trip Cancellation if weather causes complete cessation of your common carrier for 24 or more consecutive hours. This coverage can also protect you if a hurricane or natural disaster renders your destination accommodations uninhabitable. And it can protect you if your primary residence is made uninhabitable by a flood or other natural disaster within 10 days of your scheduled departure.

Trip Interruption:

Mandatory Evacuation: If local authorities order a mandatory evacuation at your destination due to a hurricane or other natural disaster during your trip and at the end of the evacuation you have 50% or less of your trip remaining, this coverage can protect you.

Cancel for Any Reason:

When you are concerned about the potential of traveling when a storm might be building but has not yet reached your destination, your best option is to purchase a Cancel for Any Reason upgrade within 14 days of your initial trip deposit. This option will allow you to cancel up to two or more days prior to your scheduled destination for up to 75% reimbursement of your non-refundable prepaid vacation costs. But remember the insurance and option must be purchased before the storm is named for coverage to apply!

Trip Delay:

A weather-caused delay of your common carrier for six or more hours can provide Trip Delay coverage of up to $500, $750, or $1,500 depending upon the  terms of the Worldwide Trip Protector plan you purchase.

Missed Port of Call:

Worldwide Trip Protector and Gold plans offer a “Missed Port of Call” benefit that addresses cruise or tour disruptions due to unforeseen events such as hurricanes. Insured passengers who prepay for a non-refundable shore activity in a port of call, or a scheduled stop on a tour, but miss the activity due to a change of itinerary, can be reimbursed up to $750 unless the missed activity is rescheduled during the course of the trip.

Missed Connection:

This coverage can protect you if, as a result of a weather-related disruption of your common carrier for three or more hours, you miss your cruise or tour departure. Benefits can be paid up to the limits specified on your selected Worldwide Trip Protector plan.

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