Commission Protection

When your client purchases any of the Worldwide Trip Protector plans, and then has to cancel the trip for a covered pre-departure trip cancellation claim (review guidelines below), Travel Insured will protect 100% of your lost travel supplier commissions, up to a maximum of 15% of your client's full trip cost.

Steps in Filing a Commission Protection Claim

Your client should receive the entire applicable refund according to the travel supplier's published cancellation penalties. This must include your agencies commissions and cancellation penalties, if any (No payment will be made for any penalties or fees imposed by your agency). Travel Insured will pay the commission to your agency upon receipt of documentation from the travel supplier indicating the amount of commission that you would have earned had your client completed the trip.

When your client purchases the trip using a credit card and the travel supplier grants a partial refund, including your commission that you would have earned had your client completed the trip you need to provide the following documentation from the travel supplier: the cost of your client’s trip, the amount paid by your client, the travel supplier’s cancellation provisions, the amount refunded by the travel supplier, and the commission amount.

If a Claim is Not Covered

If the client’s claim is denied, the commission that you would have earned if the client had traveled will not be protected. However, you will retain the commission that you earned on the Travel Insured Trip Protector Plan.

Commission Protection Guidelines

Travel Insured will pay 100% of your lost travel supplier commissions, up to a maximum of 15% of your client’s full trip payment.
Commission Protection is not payable if a claim is paid under the Cancel for Any Reason Benefit.
Commission Protection is not payable if a claim is paid due to financial default of an airline, cruise line, tour operator or other travel supplier.
Your client must purchase a Travel Insured Worldwide Trip Protector Plan no later than the final trip payment.
Your client must insure the full pre-paid non-refundable trip cost. We will not protect your commission if your client is underinsured.
Commission Protection takes effect when your client makes their full and final trip payment.
Your client must incur a Pre-Departure Trip Cancellation event/claim that is covered by Travel Insured Worldwide Trip Protector Plans.
Commission Protection is not available if the travel provider grants a full refund.
Your client should receive the entire applicable refund according to the travel supplier’s published cancellation penalties. This must include the agencies commissions and cancellation penalties, if any (No payment will be made for any penalties or fees imposed by your agency). Travel Insured will pay the commission to your agency upon receipt of documentation from the travel supplier indicating the amount of commission that you would have earned had your client completed the trip.

This website contains highlights of the plans developed by Travel Insured International, which include travel insurance coverages underwritten by United States Fire Insurance Company, Principal Office located in Morristown, New Jersey, under form series T7000 et al, T210 et al and TP-401 et al, and non-insurance Travel Assistance Services provided by C&F Services and for WTP Cruise only, AwayCare and Blue Ribbon Bags. The terms of insurance coverages in the plans may vary by jurisdiction and not all insurance coverages are available in all jurisdictions. Insurance coverages in these plans are subject to terms, limitations and exclusions including an exclusion for pre-existing medical conditions. In most states, your travel retailer is not a licensed insurance producer/agent, and is not qualified or authorized to answer technical questions about the terms, benefits, exclusions and conditions of the insurance offered or to evaluate the adequacy of your existing insurance coverage. Your travel retailer may be compensated for the purchase of a plan and may provide general information about the plans offered, including a description of the coverage and price. The purchase of travel insurance is not required in order to purchase any other product or service from your travel retailer. CA DOI toll free number is 800-927-4357. The cost of your plan is for the entire plan, which consists of both insurance and non-insurance components. Individuals looking to obtain additional information regarding the features and pricing of each travel plan component, please contact Travel Insured International. P.O. Box 6503, Glastonbury, CT 06033; 855-752-8303; [email protected]; California license #0I13223. While Travel Insured International markets the travel insurance in these plans on behalf of USF, non-insurance components of the plans were added to the plans by Travel Insured and Travel Insured does not receive compensation from USF for providing the non-insurance components of the plans.
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