Infographic - Travel Protection or Credit Card Coverage

Travel Protection or Credit Card Coverage

Many travelers think, "I don't need a travel protection plan. My credit card already has travel coverage." However, you may not know how travel coverage from your credit card compares to a third-party travel insurance provider's. Below are a few ways they compare and contrast.

NOT ALL CREDIT CARDS OFFER TRAVEL INSURANCE

Travel insurance is not a given on every credit card so you may want to check with your card provider before you purchase your next trip. Buying travel protection directly from a traditional travel insurance provider like Travel Insured ensures your plan includes certain coverages. There's no guessing needed.

BENEFITS ON YOUR CARD MAY BE LIMITED

Your credit card may offer benefits, however, the range may be limited. You may not be getting the coverage you think you're getting. Travel Insured offers a wide range of benefits on every plan, allowing you to choose the right plan for your trip. We even offer a plan with "Cancel for Any Reason" as a benefit for an additional cost.

COVERED REASONS ON YOUR CARD MAY BE LIMITED

There may be a limited range of circumstances for which your card will offer coverage. These circumstances are called "covered reasons." The less circumstances your card covers, the less reasons you could be covered for. Travel insured offers a variety of covered reasons to make you eligible for benefits. For instance, under the WTP plan there are over 25 covered reasons for Trip Cancellation and Trip interruption.

MEDICAL PROTECTION MAY NOT BE OFFERED ON YOUR CARD

Many credit cards offer limited to no medical protection for your trip, and there's a change your private medical insurance will not apply overseas. A plan with Travel Insured offers significant medical protection for accident and sickness. You also get a significant amount of medical evacuation and emergency evacuation coverage.

This website contains highlights of the plans developed by Travel Insured International, which include travel insurance coverages underwritten by United States Fire Insurance Company, Principal Office located in Morristown, New Jersey, under form series T7000 et al, T210 et al and TP-401 et al, and non-insurance Travel Assistance Services provided by C&F Services and for WTP Cruise only, AwayCare and Blue Ribbon Bags. The terms of insurance coverages in the plans may vary by jurisdiction and not all insurance coverages are available in all jurisdictions. Insurance coverages in these plans are subject to terms, limitations and exclusions including an exclusion for pre-existing medical conditions. In most states, your travel retailer is not a licensed insurance producer/agent, and is not qualified or authorized to answer technical questions about the terms, benefits, exclusions and conditions of the insurance offered or to evaluate the adequacy of your existing insurance coverage. Your travel retailer may be compensated for the purchase of a plan and may provide general information about the plans offered, including a description of the coverage and price. The purchase of travel insurance is not required in order to purchase any other product or service from your travel retailer. CA DOI toll free number is 800-927-4357. The cost of your plan is for the entire plan, which consists of both insurance and non-insurance components. Individuals looking to obtain additional information regarding the features and pricing of each travel plan component, please contact Travel Insured International. P.O. Box 6503, Glastonbury, CT 06033; 855-752-8303; [email protected]; California license #0I13223. While Travel Insured International markets the travel insurance in these plans on behalf of USF, non-insurance components of the plans were added to the plans by Travel Insured and Travel Insured does not receive compensation from USF for providing the non-insurance components of the plans.
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