Infographic - What to Do If You Get Sick Before Your Trip

What You Can Do If You Get Sick Before Your Trip

Getting sick before your trip can be a downer and we understand. We offer travel insurance benefits that may help you recover a portion or all of your prepaid, forfeited, and non-refundable trip costs.

If you get sick before your trip, you may be covered for Trip Cancellation.

Steps to Take

Cancel your trip with your travel supplier(s) within 72 hours of getting sick. If your sickness delays the reporting of the cancellation, report your sickness as soon as reasonably possible.
Submit a claim online for review at unw.travelinsured.com.

Coverage

Your coverage for Trip Cancellation begins the day after you purchase your plan and reimburses up to 100% of your covered trip costs if your sickness:

occurs before your trip departure,
requires medical treatment prior to cancellation,
creates disabling medical restrictions (certified by a physician) that cause you to cancel your trip.

If you purchase a plan and select the Optional Cancel for Any Reason (CFAR) benefit:

Steps to Take

Cancel your trip 48 hours or more before your departure date.
Submit a claim online for review at www.travelinsured.com.

Coverage

Your coverage for CFAR begins the day after you purchase your plan.
The benefit allows you to cancel your trip for any reason.
Reimburses up to 75% of your covered trip costs.*

Note: CFAR is not available for residents of New York State.

*Additional costs and terms apply.

This website contains highlights of the plans developed by Travel Insured International, which include travel insurance coverages underwritten by United States Fire Insurance Company, Principal Office located in Morristown, New Jersey, under form series T7000 et al, T210 et al and TP-401 et al, and non-insurance Travel Assistance Services provided by C&F Services and Blue Ribbon Bags (on select plans only). The terms of insurance coverages in the plans may vary by jurisdiction and not all insurance coverages are available in all jurisdictions. Insurance coverages in these plans are subject to terms, limitations and exclusions including an exclusion for pre-existing medical conditions. In most states, your travel retailer is not a licensed insurance producer/agent, and is not qualified or authorized to answer technical questions about the terms, benefits, exclusions and conditions of the insurance offered or to evaluate the adequacy of your existing insurance coverage. Your travel retailer may be compensated for the purchase of a plan and may provide general information about the plans offered, including a description of the coverage and price. The purchase of travel insurance is not required in order to purchase any other product or service from your travel retailer. CA DOI toll free number is 800-927-4357. The cost of your plan is for the entire plan, which consists of both insurance and non-insurance components. Individuals looking to obtain additional information regarding the features and pricing of each travel plan component, please contact Travel Insured International. P.O. Box 6503, Glastonbury, CT 06033; 855-752-8303; [email protected]; California license #0I13223. While Travel Insured International markets the travel insurance in these plans on behalf of USF, non-insurance components of the plans were added to the plans by Travel Insured and Travel Insured does not receive compensation from USF for providing the non-insurance components of the plans.