Travel Protection Lingo Explanation

Travel protection terms can get a little tricky. Here's a handy guide for some of the most. common terms to help you better understand your travel protection.


  • Common Carrier: Common carriers are the conveyances you take by land, sea, or air. Think of airplanes, trains, and cruise ships. Trip Delay and Missed Tour and Cruise Connection are examples of benefits that offer coverage in the event a common carrier causes a delay.
  • Inclement Weather: Inclement weather is any weather condition that delays the scheduled arrival or departure of a common carrier. Blizzards and hurricanes fall under this category. You may be eligible for Trip Cancellation benefits if inclement weather causes your common carrier causes a delay or cancellation for at least 6 consecutive hours.
  • Confirmation of Benefits: The Confirmation of Benefits is a document that contains important information, such as your plan number, a list of your plan's benefits and limits, and contact information. Keep this document handy while on vacation!
  • Plan Document: The travel protection plan document is a full breakdown of your plan's benefits, limits, exclusions, and services. Read this document carefully before departing on your vacation to learn what is and is not covered.
  • Travel Supplier: A travel supplier is any entity or organization that coordinates or supplies travel arrangements. Think of hotels, tour operators, car rental companies, and travel advisors.
  • Traveling Companion: A traveling companion is a person or persons traveling with you whose name appears with yours on the same travel arrangements and who, during your trip, will accompany you. You may be eligible for Trip Cancellation, Trip Interruption, or Trip Delay benefits if certain covered events occur to your traveling companion.