Travel Tips and Ideas

Travel Insurance Can Stop Volcanic Eruptions from Ruining Travel

by User Not Found | May 10, 2010

It is a safe bet that six months ago you had never heard of Eyjafjallajoekull. You probably would have been unable to identify the name as a typographical error or a type of tropical disease, let alone a volcano. Thanks to the widespread disruption the Icelandic volcano caused when it erupted and spewed an ash cloud across European airspace in April, many people were left wishing they had purchased travel insurance. Tens of thousands of travelers in Europe were left stranded when airports were shut down and flights cancelled due to aviation risks posed by the spreading ash cloud. One Canadian professor was stuck at London’s Heathrow Airport when her flight was cancelled. She was forced to take a nine-hour, three-thousand-dollar cab ride to reach a conference in Amsterdam. It has not been stated whether she had trip insurance or paid the expense out of pocket.

Fortunately, volcanoes don’t erupt every day. Even with the best laid plans, however, many other things can go wrong. People take ill without warning. Travelers encounter family complications. Jobs are changed or can be lost. Even terrorism periodically rears its ugly head. Travel insurance does not add major expense to the cost of a typical trip in comparison to the price of airline tickets, fuel surcharges, accommodations, meals or taxes. Insurance, however, buys peace of mind against the possibility that the unexpected will happen. Travel Insured International is an excellent choice for anyone planning to take a trip individually, with the family, or as part of a group. The company specializes in trip insurance and offers only products and services that fall within that category: Travel Insured plans provide coverage for emergency medical expense protection, airline ticket protection, international travel insurance coverage, and other travel protection needs.

While no one wants to dwell on travel plans that could go wrong, Travel Insured International believes it is better to consider them briefly, when you are first planning a trip. By adding a strong travel insurance plan, you can relax and look forward to enjoying the trip, knowing that your costs are covered if the worst happens.

When considering travel insurance coverage, there are three main components that will protect most people. Travel insurance can reimburse the prepaid cost of a trip if you need to cancel for a covered reason. Baggage loss protection can cover expenses when the airline loses your bag and you have to buy a new wardrobe for an overseas business presentation. And emergency medical expense coverage picks up your medical expenses if you should be injured or take sick while traveling. When you cover all the disruption possibilities you will be ready for anything when you travel, even a volcano.

This website contains highlights of the plans, which include travel insurance coverages underwritten by United States Fire Insurance Company under form series T210 et. al., TP-401 et. al., and T7000 et. al. The Crum & Forster group of companies is rated A (Excellent) by AM Best 2020. C&F and Crum & Forster are registered trademarks of United States Fire Insurance Company. The plans also contain non insurance Travel Assistance Services provided by C&F Services through Active Claims Management (2018) Inc., operating as Active Care Management. Coverages may vary and not all coverage is available in all jurisdictions. Insurance coverages are subject to the terms, limitations and exclusions in the plan, including an exclusion for pre-existing conditions. In most states, your travel retailer is not a licensed insurance producer/agent, and is not qualified or authorized to answer technical questions about the terms, benefits, exclusions, and conditions of the insurance offered or to evaluate the adequacy of your existing insurance coverage. Your travel retailer may provide general information about the plans offered, including a description of the coverage and price. The purchase of travel insurance is not required in order to purchase any other product or service from your travel retailer. Your travel retailer maybe compensated for the purchase of a plan. CA DOI toll free number: 800-927-4357. MD Insurance Administration: 800-492-6116 or 410-468-2340. The cost of your plan is for the entire plan, which consists of both insurance and non-insurance components. Individuals looking to obtain additional information regarding the features and pricing of each travel plan component, please contact Travel Insured: P.O. Box 6503, Glastonbury, CT 06033; 855-752-8303;; California license #0I13223.