Travel Tips and Ideas

Default Coverage - Happy Vacations Ceases Operations

by User Not Found | Apr 21, 2009

April 21, 2009 - Happy Vacations, a leisure tour operator based in Watsonville, CA, posted an April 20, 2009 announcement on the company web site at stating that it has ceased operations due to financial problems. The company said it is seeking financial capitalization in order to continue operations, but has not yet successfully done so. It gave no information on when it may resume conducting business. The same announcement was reported on April 20, 2009 in the online edition of Travel Weekly at

Default of Happy Vacations would be a covered reason for Trip Cancellation on Travel Insured International’s Worldwide Trip Protector plans, except for Worldwide Trip Protector Lite, when the effective date of a plan’s coverage is on or before April 5, 2009. Under the plan’s description of coverage, the default must occur more than 14 days following the effective date of the Worldwide Trip Protector for coverage to apply.

 Please do not hesitate to contact Travel Insured International’s customer care department at 1-800-243-3174 if you have any questions about this coverage.

Insurance benefits in the plans are subject to limitations and exclusions, including an exclusion for pre‑existing conditions.

This website contains highlights of the plans, which include insurance benefits underwritten by the United States Fire Insurance Company, Home Office: 305 Madison Ave, Morristown, NJ 07960, Administrative Office: 5 Christopher Way, 2nd Floor, Eatontown, NJ 07724. United States Fire Insurance Company is currently authorized to transact business in all states and the District of Columbia. NAIC No. 21113. The plans also contain non‑insurance Travel Assistance Services provided by C&F Services through Active Claims Management (2018) Inc., operating as Active Care Management. The Crum & Forster group of companies is rated A (Excellent) by AM Best 2018. C&F and Crum & Forster are registered trademarks of United States Fire Insurance Company. Coverages may vary and not all coverage is available in all jurisdictions. In most states, your travel retailer is not a licensed insurance producer/agent, and cannot evaluate, interpret, or answer technical questions about the technical terms, benefits, exclusions, and conditions of our plans or evaluate the adequacy of your existing insurance coverage. Your travel retailer may provide general information about the plans offered, including a description of the coverage and price. The purchase of travel insurance is not required in order to purchase any other product or service from your travel retailer. California license #0I13223, 855 Winding Brook Drive, Glastonbury, CT 06033. CA DOI toll free number: 800-927-4357. MD Insurance Administration: 800-492-6116 or 410-468-2340. Individuals looking to obtain additional information regarding the features and pricing of each travel plan component, please contact Travel Insured at 855-752-8303 or