Travel Tips and Ideas

Default Coverage - Happy Vacations Ceases Operations

by User Not Found | Apr 21, 2009

April 21, 2009 - Happy Vacations, a leisure tour operator based in Watsonville, CA, posted an April 20, 2009 announcement on the company web site at stating that it has ceased operations due to financial problems. The company said it is seeking financial capitalization in order to continue operations, but has not yet successfully done so. It gave no information on when it may resume conducting business. The same announcement was reported on April 20, 2009 in the online edition of Travel Weekly at

Default of Happy Vacations would be a covered reason for Trip Cancellation on Travel Insured International’s Worldwide Trip Protector plans, except for Worldwide Trip Protector Lite, when the effective date of a plan’s coverage is on or before April 5, 2009. Under the plan’s description of coverage, the default must occur more than 14 days following the effective date of the Worldwide Trip Protector for coverage to apply.

 Please do not hesitate to contact Travel Insured International’s customer care department at 1-800-243-3174 if you have any questions about this coverage.

Insurance benefits in the plans are subject to limitations and exclusions, including an exclusion for pre‑existing conditions.

The plans contain insurance benefits underwritten by the United States Fire Insurance Company, 305 Madison Ave, Morristown, NJ 07960. C&F and Crum & Forster are registered trademarks of United States Fire Insurance Company. United States Fire Insurance Company is currently authorized to transact business in all states and the District of Columbia. NAIC No. 21113. The Crum & Forster group of companies is rated A (Excellent) by AM Best Company 2018. The plans also contain non‑insurance Travel Assistance Services that are provided by an independent organization, and not by United States Fire Insurance Company or Travel Insured International. Coverages may vary and not all coverage is available in all jurisdictions. Your travel retailer may not be licensed to sell insurance, and cannot answer technical questions about the benefits, exclusions, and conditions of our plans. Individuals looking to obtain additional information regarding the features and pricing of each travel plan component, please contact Travel Insured.