Travel Tips and Ideas

Default Coverage - Happy Vacations Ceases Operations

by User Not Found | Apr 21, 2009

April 21, 2009 - Happy Vacations, a leisure tour operator based in Watsonville, CA, posted an April 20, 2009 announcement on the company web site at stating that it has ceased operations due to financial problems. The company said it is seeking financial capitalization in order to continue operations, but has not yet successfully done so. It gave no information on when it may resume conducting business. The same announcement was reported on April 20, 2009 in the online edition of Travel Weekly at

Default of Happy Vacations would be a covered reason for Trip Cancellation on Travel Insured International’s Worldwide Trip Protector plans, except for Worldwide Trip Protector Lite, when the effective date of a plan’s coverage is on or before April 5, 2009. Under the plan’s description of coverage, the default must occur more than 14 days following the effective date of the Worldwide Trip Protector for coverage to apply.

 Please do not hesitate to contact Travel Insured International’s customer care department at 1-800-243-3174 if you have any questions about this coverage.

This website contains highlights of the plans, which include travel insurance coverages underwritten by United States Fire Insurance Company under form series T210 et. al., TP-401 et. al., and T7000 et. al. The Crum & Forster group of companies is rated A (Excellent) by AM Best 2020. C&F and Crum & Forster are registered trademarks of United States Fire Insurance Company. The plans also contain non insurance Travel Assistance Services provided by C&F Services through Active Claims Management (2018) Inc., operating as Active Care Management. Coverages may vary and not all coverage is available in all jurisdictions. Insurance coverages are subject to the terms, limitations and exclusions in the plan, including an exclusion for pre-existing conditions. In most states, your travel retailer is not a licensed insurance producer/agent, and is not qualified or authorized to answer technical questions about the terms, benefits, exclusions, and conditions of the insurance offered or to evaluate the adequacy of your existing insurance coverage. Your travel retailer may provide general information about the plans offered, including a description of the coverage and price. The purchase of travel insurance is not required in order to purchase any other product or service from your travel retailer. Your travel retailer maybe compensated for the purchase of a plan. CA DOI toll free number: 800-927-4357. MD Insurance Administration: 800-492-6116 or 410-468-2340. The cost of your plan is for the entire plan, which consists of both insurance and non-insurance components. Individuals looking to obtain additional information regarding the features and pricing of each travel plan component, please contact Travel Insured: P.O. Box 6503, Glastonbury, CT 06033; 855-752-8303;; California license #0I13223.