Travel Tips and Ideas

Job Loss

by User Not Found | Mar 01, 2011

One-Year Job Loss Trigger Available on All Worldwide Trip Protector Plans

Travel Insured International becomes the first travel insurance provider to expand Job Loss Protection for trip cancellation across its entire Worldwide Trip Protector line of products. This feature is included in its in its Cancel For Any Reason option and covers insureds terminated from employment after only one year on the job. The company continues to offer standard Job Loss Protection, with a three-year minimum continuous employment requirement, as a trigger of coverage included in every Worldwide Trip Protector plan for those who choose not to purchase the Cancel for Work Reasons option.

The upgraded Job Loss Protection benefit from Travel Insured, is included as part of the $24 optional purchase of the Cancel for Work Reasons package.

With this Cancel For Work Reasons enhancement, Travel Insured International has addressed the growing economic concern of job security.  This upgrade complements our already comprehensive, existing programs that feature benefits such as:

  • Supplier default and bankruptcy protection as included triggers for Trip Cancellation coverage with most Worldwide Trip Protector plans.

  • Job Loss Protection that is applicable to all types of travel; not limited to specific suppliers or cruise travel.

  • A waiver of the Pre-Existing Medical Conditions exclusion for most Worldwide Trip Protector plans.

In addition to the one-year job trigger for Job Loss coverage, Travel Insured’s Cancel For Any Reason package allows an Insured or their Traveling Companion to cancel their trip due to a documented work conflict; because their company has been made unsuitable to do business due to a natural disaster, vandalism or burglary; because their company is involved in an acquisition in which the insured is directly involved; or for a job relocation of 250 miles or more.  Travel Insured reimburses a covered Trip Cancellation under Job Loss Protection with a cash refund up to the full trip cost .

Travelers and travel agents can be confident that they are receiving programs with the highest levels of travel protection available. Travel Insured also recommends travelers and agents consult with AM Best, the Better Business Bureau, and USTIA.com to ensure the company they are dealing with is financially secure.  With the enhancement to our Cancel For Any Reason option, travelers may continue to travel relaxed, and travel secure, when they Travel Insured.

Insurance benefits in the plans are subject to limitations and exclusions, including an exclusion for pre‑existing conditions.

This website contains highlights of the plans, which include insurance benefits underwritten by the United States Fire Insurance Company, Home Office: 305 Madison Ave, Morristown, NJ 07960, Administrative Office: 5 Christopher Way, 2nd Floor, Eatontown, NJ 07724. United States Fire Insurance Company is currently authorized to transact business in all states and the District of Columbia. NAIC No. 21113. The plans also contain non‑insurance Travel Assistance Services provided by C&F Services through Active Claims Management (2018) Inc., operating as Active Care Management. The Crum & Forster group of companies is rated A (Excellent) by AM Best 2018. C&F and Crum & Forster are registered trademarks of United States Fire Insurance Company. Coverages may vary and not all coverage is available in all jurisdictions. In most states, your travel retailer is not a licensed insurance producer/agent, and cannot evaluate, interpret, or answer technical questions about the technical terms, benefits, exclusions, and conditions of our plans or evaluate the adequacy of your existing insurance coverage. Your travel retailer may provide general information about the plans offered, including a description of the coverage and price. The purchase of travel insurance is not required in order to purchase any other product or service from your travel retailer. California license #0I13223, 855 Winding Brook Drive, Glastonbury, CT 06033. CA DOI toll free number: 800-927-4357. MD Insurance Administration: 800-492-6116 or 410-468-2340. Individuals looking to obtain additional information regarding the features and pricing of each travel plan component, please contact Travel Insured at 855-752-8303 or customercare@travelinsured.com.