Travel Tips and Ideas

Luxury Cruise Lines Competing Again with All-Inclusive Fares

by User Not Found | Jun 21, 2011

The mass market cruise industry in recent years has gradually, but steadily, abandoned its traditional image as the all-inclusive vacation. As with the airline industry, extra fees brought creeping sticker shock to the onboard cruise experience, from prix fixe costs per person in specialty restaurants to charges for bottled water, health club access, internet access, coffee bar beverages, and automatic tipping charges on the bill. Attempts by passengers to bring wine or alcohol onboard ended with bottles being confiscated for return to the passenger at the end of the cruise. Cocktail and wine prices at onboard dining and entertainment venues rose steadily to compare on most ships to the same prices in big city bars and restaurants.

Luxury cruise lines, however, have been returning all-inclusive features to their cruise fares in the past year as they face stiff competition from popular river cruises and premium cruise lines that have added luxury amenities. Crystal Cruises this month announced plans to go all-inclusive by 2012 when it will no longer charge extra for fine wines and premium spirits and stop levying extra charges for gratuities for housekeeping, bar and dining staff, including penthouse butler service. The luxury line Regent Seven Seas late last year announced it was adding unlimited shore excursions to free beverages, wines and premium spirits.  Regent Seven Seas cruises also includes free roundtrip airfare to the ship with an upgrade to business class for penthouse guests, airline surcharges, airline fees and government taxes. There is a free luxury hotel stay included to allow Regent guests to arrive the day before their cruise and relax overnight before boarding their cruise. Luxury Seabourn and Silversea cruise fares already include all-suite accommodations, gourmet dining, all beverages including wines and spirits, entertainment, water sports and staff gratuities.

So travelers wanting to bring back the all-inclusive experience at sea, long gone from mid-priced and budget cruising, can find it by paying for the high end cruise. And the good news for passengers adding a comprehensive travel insurance plan is that all prepaid, non-refundable cruise costs can be reimbursed for a covered reason. It means that all features of your vacation, including dining, drinking and entertainment can be covered.

Insurance benefits in the plans are subject to limitations and exclusions, including an exclusion for pre‑existing conditions.

This website contains highlights of the plans, which include insurance benefits underwritten by the United States Fire Insurance Company, Home Office: 305 Madison Ave, Morristown, NJ 07960, Administrative Office: 5 Christopher Way, 2nd Floor, Eatontown, NJ 07724. United States Fire Insurance Company is currently authorized to transact business in all states and the District of Columbia. NAIC No. 21113. The plans also contain non‑insurance Travel Assistance Services provided by C&F Services through Active Claims Management (2018) Inc., operating as Active Care Management. The Crum & Forster group of companies is rated A (Excellent) by AM Best 2018. C&F and Crum & Forster are registered trademarks of United States Fire Insurance Company. Coverages may vary and not all coverage is available in all jurisdictions. In most states, your travel retailer is not a licensed insurance producer/agent, and cannot evaluate, interpret, or answer technical questions about the technical terms, benefits, exclusions, and conditions of our plans or evaluate the adequacy of your existing insurance coverage. Your travel retailer may provide general information about the plans offered, including a description of the coverage and price. The purchase of travel insurance is not required in order to purchase any other product or service from your travel retailer. California license #0I13223, 855 Winding Brook Drive, Glastonbury, CT 06033. CA DOI toll free number: 800-927-4357. MD Insurance Administration: 800-492-6116 or 410-468-2340. Individuals looking to obtain additional information regarding the features and pricing of each travel plan component, please contact Travel Insured at 855-752-8303 or