Provides reimbursement up to 100% of your full trip cost when you are forced to cancel.
Up to 100% Trip Cost*
Can reimburse you up to 150% of your trip cost when you must cut your trip short. This may cover unused vacation arrangements and added transportation costs.
Up to 150% of Trip Cost*
Travel Delay (6 hours)
Up to $150 per day for unused pre-paid expenses and for reasonable replacement hotel and meal costs when you are delayed 6 hours or more, up to a maximum benefit limit of $500.
Missed Connection (3 hours)
Reimburses up to $500 in unplanned expenses to rejoin your trip when a 3-hour flight delay causes you to miss a cruise or trip departure.
Baggage & Personal Effects
Covers up to $500 when bags or personal effects are lost, stolen, or damaged.
$500 ($50 deductible)**
Baggage Delay (24 hours)
Reimburses up to $500 for necessary clothing and personal items when your bags are delayed 24 hours or more after your arrival at your destination.
Optional AD&D (Air Flight) Only
You can choose to purchase $100,000, $250,000, $500,000, or $1,000,000 of flight accident insurance.
Up to the Limit Purchased
Optional Rental Car Damage
Up to $50,000 in coverage for damage to your rental car. (If your destination is Ireland, please contact your rental company, as many will not accept 3rd party collision coverage.)
*Up to the lesser of the Trip Cost paid or the limit of coverage on the Confirmation of Benefits up to a maximum of $5,000.
** Baggage and Personal Effects has a per article limit of $250. There is a combined maximum limit of $500 for valuables.
These are a highlight of the benefits and coverage in your plan. Please review your certificate for a full list of benefits and exclusions and limitations.
Reasons for Trip Cancellation
Sickness (includes family)
You, your traveling companion (insured or uninsured), a member of either of your families (spouse, parent, child, domestic partner, or other family relation, insured or uninsured), or either of your business partners becomes sick.
Weather causes complete stoppage of your common carrier (such as airline or train) for at least 24 consecutive hours.
Bankruptcy or default of your travel supplier that occurs more than 14 days after you purchase your policy. (Benefit applies only if you purchase your policy no longer than 14 days after your initial trip deposit.)
Injury (includes family)
You, your traveling companion (insured or uninsured), a member of either of your families (spouse, parent, child, domestic partner, or other family relation, insured or uninsured), or either of your business partners is injured.
Death (includes family)
You, your traveling companion (insured or uninsured), a member of either of your families (spouse, parent, child, domestic partner, or other family relation, insured or uninsured), or either of your business partners dies.
Traffic Accident en Route to Departure
You or your traveling companion are directly involved in a traffic accident en route to departure. Police report required.
Strike causes complete stoppage of services (such as airlines) for at least 24 consecutive hours.
Politically motivated terrorist attack within a city on your itinerary that occurs after your purchase date and no more than 30 days before your trip.
You or your traveling companion are victim of a felonious assault no more than 10 days before departure.
Home or Destination Uninhabitable
You or your traveling companion’s home or your destination is made uninhabitable by fire, flood, or other natural disaster.
You or your traveling companion’s home is burglarized no more than 10 days before departure.
Military Duty for Natural Disaster
You, your traveling companion, or your family member are called to military duty, have their leave revoked, or are reassigned due to natural disaster.
The death or hospitalization of your destination host.
You or your traveling companion must appear in court to fulfill jury duty, a subpoena, or a witness requirement. You must not be a party in the legal action.
You or your traveling companion is involved in a hijacking or quarantine.
You or your traveling companion is laid off or terminated after one year of continuous employment where layoff/termination occurs.
Non-Insurance Travel Assistance Services
Offered as part of your Medical Evacuation coverage, the Medical Evacuation assistance service provides emergency evacuation due to injury or sickness. A licensed physician coordinates with our travel assistance partner to determine the best and closest hospital if local medical facilities are not adequate. Covered costs can include: 1) land or air ambulance 2) commercial airline flight 3) medical escort.
Medical or Legal Assistance
Medical and Legal assistance services are offered in addition to your coverage for sickness or injury. They include: 1) Medical or Legal Referral 2) Bail Bond 3) Hospital Admission Guarantee (to secure hospital admission after other means have proven unsuccessful – includes advance payment if required) 4) Inoculation Information.
Passport Replacement/Visa Information
In the event your passport or visa gets lost or stolen, the assistance company will provide guidance and referrals for obtaining a replacement passport and/or foreign visas.
Lost Baggage Retrieval
Lost Baggage Retrieval assistance is offered in addition to your baggage coverage, and provides direct assistance in contacting airlines, etc., for locating your lost baggage.
ID/Credit Recovery Assistance
Notify Creditors of Theft – Coordinate Issue of Replacement Cards – Provide Contact Information to Notify Major Credit Reporting Agencies – Assist in Setting up a Transfer or Wire – Provide Support in Obtaining Police Report – Provide a Guide to Restore Credit.
Prescription Drug/Eyeglass Replacement
This service provides assistance in replacing your prescription drugs or eyeglasses. (The cost for prescription drug replacement is covered under your baggage benefit; the cost for eyeglass replacement is not covered.)
Frequently Asked Questions
Q: What is the Airline Ticket Protector Plan?
A: Ticket protector plan is a plan that will cover airline tickets only up to a maximum of $5,000 per traveler.
Q: Do you offer coverage for pre-existing medical conditions?
A: If you would like coverage for Pre-Existing Medical Conditions, you should insure the full cost of your trip under one of our other Worldwide Trip Protector Plans.
Q: Can I purchase the Airline Ticket Protector plan if my ticket costs more than $5,000?
A: If you would like coverage for the full cost of your trip, you should insure the full cost of your trip under one of our other Worldwide Trip Protector Plans. Insuring the full cost of your trip under another plan would also make you eligible for Pre-existing Medical Conditions coverage.
Q: Is there an additional charge if the trip exceeds 30 days?
A: There is no additional cost if the trip is more than 30 days. This plan can be purchased for a maximum of 180 days.
Q: Can the policy information be mailed?
A: The Airline Ticket Protector policy is delivered via email. Your Confirmation of Benefits and Certificate of Insurance will be forwarded to your email address immediately after purchase.
- The duration of the trip from Departure Date to Return Date cannot exceed 180 days.
- Up to the lesser of the Trip Cost paid or the limit of coverage on the Confirmation of Benefits up to a maximum of $5,000.
- For U.S. residents of all ages.
You will be provided with a complete Certificate of Insurance upon purchase of the plan. If you would like to review the Certificate of Insurance, please click here.