Please Note: Each of our Worldwide Trip Protector plans include the Trip Cancellation and Trip Interruption coverage described below, as well as Travel Medical Insurance and Medical Evacuation and Baggage Delay, Loss, Theft, and Damage. You can also view our complete Plan Comparison Charts and Benefit Explanations.


Cash Advantage Over Airline/Cruise Cancellation Policies

Travel Insured’s reimbursement benefit is an advantage for you to consider when choosing a travel protection plan. While some plans only offer credit towards a specific company, with a deadline, and only for a narrow range of reasons, Travel Insured provides coverage for the many reasons listed below, and with cash claims settlements, so you can decide if, when, and how you want to rebook your trip.

Covered Reasons for Trip Cancellation

     

Worldwide Trip Protector

Worldwide Trip Protector Lite

Sickness or Injury tooltip
Death tooltip
Pregnancy or Childbirth tooltip
Attending Childbirth tooltip
 
Mental, Nervous, or Psychological Condition tooltip
Financial Default tooltip
 
Traffic Accident en Route to Departure tooltip
Natural Disaster Evacuation tooltip
 
Strike tooltip
Inclement Weather tooltip
Home or Destination Uninhabitable tooltip
Legal Separation or Divorce tooltip
 
NOAA Hurricane Warning at Destination tooltip
 
Hijack or Quarantine tooltip
Supoena, Court Order, Jury Duty, or Witness tooltip
Military Duty tooltip
Military Leave Revocation tooltip
Host Unable to Provide Accommodations tooltip
Terrorist Incident tooltip
Theft of Passports/Visa tooltip
Felonious Assault tooltip
Travel Alert or Warning tooltip
 
Job Relocation tooltip
 
Employer Termination tooltip
School Year Extension tooltip
 
Required to Work tooltip
 
Required to Work Due to Merger/Acquisition tooltip
 
Place of Employment Unsuitable for Business tooltip
 
Adoption tooltip
 
Passport/Visa Cannot Be Issued tooltip
 
Destination Wedding Cancellation tooltip
 
Trip Loss of 50% or More tooltip
 
Travel Supplier Cancellation tooltip

Additional terms apply to every benefit and covered reason.

Trip Cancellation vs. Trip Interruption

Trip Cancellation applies after you purchase your plan but before departure. Trip Interruption applies after departure (or if you must join your trip after your scheduled departure date). The covered reasons for Trip Cancellation and Trip Interruption mary vary from each other. Please read the plan document for details.

Covered Costs for Trip Cancellation

  • unused prepaid, nonrefundable trip costs
  • cancellation penalties
  • higher per-person trip costs for you if your travel companion cancels for a covered reason (single supplement)

Covered Costs for Trip Interruption

  • unused, prepaid, nonrefundable trip costs
  • additional transportation costs to return from, to join or to rejoin the trip
  • coverage up to 150% of trip cost

Travel Delay, Missed Connection and Itinerary Change

Travel Delay, Missed Connection and Itinerary Change are offered in our plans as benefits separate from Trip Cancellation and Trip Interruption.

Coverage and benefit eligibility may vary by state.