Please Note: Each of our Worldwide Trip Protector plans include the Trip Cancellation and Trip Interruption coverage described below, as well as Travel Medical Insurance and Medical Evacuation and Baggage Delay, Loss, Theft, and Damage. You can also view our complete Plan Comparison Charts and Benefit Explanations.


Cash Advantage Over Airline/Cruise Cancellation Policies

Travel Insured’s reimbursement benefit is an advantage for you to consider when choosing a travel protection plan. While some plans only offer credit towards a specific company, with a deadline, and only for a narrow range of reasons, Travel Insured provides coverage for the many reasons listed below, and with cash claims settlements, so you can decide if, when, and how you want to rebook your trip.

Covered Reasons for Trip Cancellation

     

Worldwide Trip Protector

Worldwide Trip Protector Edge
Sickness or Injury tooltip
✔ ✔
Death tooltip
✔ ✔
Pregnancy or Childbirth tooltip
✔ ✔
Attending Childbirth tooltip
✔  
Mental, Nervous, or Psychological Condition tooltip
✔ ✔
Financial Default tooltip
✔  
Traffic Accident en Route to Departure tooltip
✔ ✔
Natural Disaster Evacuation tooltip
✔  
Strike tooltip
✔ ✔
Inclement Weather tooltip
✔ ✔
Home or Destination Uninhabitable tooltip
✔ ✔
Legal Separation or Divorce tooltip
✔  
NOAA Hurricane Warning at Destination tooltip
✔  
Hijack or Quarantine tooltip
✔ ✔
Supoena, Court Order, Jury Duty, or Witness tooltip
✔ ✔
Military Duty tooltip
✔ ✔
Military Leave Revocation tooltip
✔ ✔
Host Unable to Provide Accommodations tooltip
✔ ✔
Terrorist Incident tooltip
✔ ✔
Theft of Passports/Visa tooltip
✔ ✔
Felonious Assault tooltip
✔ ✔
Travel Alert or Warning tooltip
✔  
Job Relocation tooltip
✔  
Employer Termination tooltip
✔ ✔
School Year Extension tooltip
✔  
Required to Work tooltip
✔  
Required to Work Due to Merger/Acquisition tooltip
✔  
Place of Employment Unsuitable for Business tooltip
✔  
Adoption tooltip
✔  
Passport/Visa Cannot Be Issued tooltip
✔  
Destination Wedding Cancellation tooltip
✔  
Trip Loss of 50% or More tooltip
✔  
Travel Supplier Cancellation tooltip
✔ ✔

Additional terms apply to every benefit and covered reason.

Trip Cancellation vs. Trip Interruption

Trip Cancellation applies after you purchase your plan but before departure. Trip Interruption applies after departure (or if you must join your trip after your scheduled departure date). The covered reasons for Trip Cancellation and Trip Interruption mary vary from each other. Please read the plan document for details.

Covered Costs for Trip Cancellation

  • unused prepaid, nonrefundable trip costs
  • cancellation penalties
  • higher per-person trip costs for you if your travel companion cancels for a covered reason (single supplement)

Covered Costs for Trip Interruption

  • unused, prepaid, nonrefundable trip costs
  • additional transportation costs to return from, to join or to rejoin the trip
  • coverage up to 150% of trip cost

Travel Delay, Missed Connection and Itinerary Change

Travel Delay, Missed Connection and Itinerary Change are offered in our plans as benefits separate from Trip Cancellation and Trip Interruption.

Coverage and benefit eligibility may vary by state.