Please Note: Each of our Worldwide Trip Protector plans include the Trip Cancellation and Trip Interruption coverage described below, as well as Travel Medical Insurance and Medical Evacuation and Baggage Delay, Loss, Theft, and Damage. You can also view our complete Plan Comparison Charts and Benefit Explanations.

Cash Advantage Over Airline/Cruise Cancellation Policies

Travel Insured’s cash reimbursement benefit is an advantage for you to consider when choosing a travel protection plan. While some plans only offer credit towards a specific company, with a deadline, and only for a narrow range of reasons, Travel Insured provides coverage for the many reasons listed below, and with cash claims settlements, so you can decide if, when, and how you want to rebook your trip.

Covered Reasons for Trip Cancellation and Trip Interruption


Worldwide Trip Protector Plus

Worldwide Trip Protector

Worldwide Trip Protector Lite

Sickness or Injury tooltip
Pre-existing Condition Exclusion Waiver* tooltip
Death tooltip
Bankruptcy / Default tooltip
Inclement Weather tooltip
Traffic Accident en Route to Departure tooltip
Host Unable to Provide Accommodations tooltip
Destination Evacuation tooltip
NOAA Hurricane Warning at Destination tooltip
Strike tooltip
Felonious Assault tooltip
Terrorist Incident tooltip
Hijack / Quarantine / Jury Duty tooltip
Military Leave Revocation tooltip
School Year Extension tooltip
Home or Destination Uninhabitable tooltip
Military Duty for National Disaster tooltip
Pregnancy / Attending Childbirth tooltip
Theft of Passports/Visa tooltip
50% or more Trip Loss tooltip
Employer Termination tooltip
Cancel for Work Reasons tooltip
Optional: Added reasons for Trip Cancellation
Cancel for Any Reason** tooltip
Interruption for Any Reason** tooltip

Additional terms apply to every peril.

* For the Worldwide Trip Protector and Worldwide Trip Protector Plus plans, the exclusion for Pre-Existing Conditions will be waived if you purchase your plan within 21 days of the date your initial trip deposit is received, insure all non-refundable trip costs, insure any subsequent Travel Arrangements within 21 days of payment or deposit, and if you are not disabled from travel at the time you purchase your plan. Refer to the plan documents for specific details and eligibility requirements.

** Cancel for Any Reason and Interrupt for Any Reason are not available to residents of New York state. Cancel For Any Reason benefits will be paid for 75% of the prepaid, non-refundable trip cost provided you purchase a plan within 21 days of the date your initial trip deposit is received, insure all non-refundable trip costs, insure subsequent travel arrangements added to your trip within 21 days of payment, and cancel 48 hours or more before your scheduled departure date. Refer to plan document for specific details and eligibility requirements.

Trip Cancellation vs. Trip Interruption

Trip Cancellation applies after you purchase your plan but before departure. Trip Interruption applies after departure (or if you must join your trip after your scheduled departure date). The same reasons are covered for both Trip Cancellation and Trip Interruption for the most part.

Covered Costs for Trip Cancellation

  • unused prepaid, nonrefundable trip costs
  • cancellation penalties
  • higher per-person trip costs for you if your travel companion cancels for a covered reason

Covered Costs for Trip Interruption

  • unused, prepaid, nonrefundable trip costs
  • additional transportation costs to return from, to join or to rejoin the trip
  • coverage up to 150% of trip cost on our Worldwide Trip Protector Plus and Worldwide Trip Protector plans.

Travel Delay, Missed Connection and Itinerary Change

Travel Delay, Missed Connection and Itinerary Change are offered in our plans as benefits separate from Trip Cancellation and Trip Interruption.

Coverage and benefit eligibility may vary by state.