Plan Benefits |
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Worldwide Trip Protector Plus |
Worldwide Trip Protector |
Worldwide Trip Protector Lite |
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| Underwritten By | United States Fire Insurance Company | United States Fire Insurance Company | United States Fire Insurance Company |
| Trip/Flight Cancellation more > | 100% Trip Cost | 100% Trip Cost | 100% Trip Cost |
| Cancel for Any Reason* more > | 75% Trip Cost | ||
| Trip Interruption more > | 150% Trip Cost | 150% Trip Cost | 100% Trip Cost |
| Interrupt for Any Reason* more > | 75% of Unused Trip Cost | ||
| Accident and Sickness Medical Expense more > | $100,000 (Primary) |
$100,000 | $10,000 |
| Pre-existing Medical Conditions Waiver** more > | Available** | Available** | |
| Emergency Evacuation, Medically Necessary Repatriation and Repatriation of Remains more > | $1,000,000 | $1,000,000 | $100,000 |
| Non-Medical Emergency Evacuation1 more > | $150,000 | $150,000 | |
| Accidental Death and Dismemberment more > | $10,000 | $10,000 | |
| Baggage & Personal Effects more > | $1,000 (Primary) | $1,000 | $750 |
| Baggage Delay more > | $300 | $300 | $200 |
| Change Fee Coverage more > | $250 | $250 | $250 |
| Travel Delay more > | $1,000 | $1,000 | $300 |
| Missed Connection more > | $500 | $500 | $300 |
| Itinerary Change more > | $500 | $500 | |
| Reimbursement of Miles or Rewards Points more > | $250 | $250 | $250 |
| Rental Car Damage more > | $50,000 Included | Optional | Optional |
| Family-Friendly Protection*** more > | Children 17 or Under May Be Eligible For Discounted Pricing When Traveling With An Insured Adult | Children 17 or Under at No Extra Cost When Traveling With An Insured Adult | Children 17 or Under May Be Eligible For Discounted Pricing When Traveling With An Insured Adult |
* Cancel for Any Reason and Interrupt for Any Reason are not available to residents of New York State.
** Waiver for the Pre-existing Conditions Exclusion is available if you purchase a Worldwide Trip Protector Plus or Worldwide Trip Protector plan within 21 days of your trip deposit date.
*** Children must be listed on the same application as an insured adult. Eligibility may vary by state.
1 Not available to residents of every state
Upgrades and Options
There are different upgrades and options available to enhance your travel coverage. Availability varies by plan, and coverage and benefit availability may vary by state.
Travel Benefits Upgrade
Doubles the limits for Travel Delay, Missed Connection, and Baggage & Personal Effects
Primary Coverage
Makes Baggage and Personal Effects and Accident and Sickness Medical Expense primary benefits
AD&D (Air Flight Only)
Coverage for injury or death involving an aircraft, up to the limit purchased
Non-Insurance Travel Assistance Services |
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Worldwide Trip Protector Plus |
Worldwide Trip Protector |
Worldwide Trip Protector Lite |
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| Medical or Legal Assistance more > | Included | Included | Included |
| Non-Medical Emergency Evacuation1 more > | Included | Included | |
| Lost Baggage Retrieval more > | Included | Included | Included |
| Prescription Drug / Eyeglass Replacement more > | Included | Included | Included |
| Passport Replacement / Visa Information more > | Included | Included | Included |
| ID / Credit Recovery Assistance more > | Included | Included | Included |
| Concierge Services more > | Included | Included | |
| Business Concierge Services more > | Included | Included | |
1 Not available to residents of every state
Coverage and benefit eligibility may vary by state.