Plan Benefits

     

Worldwide Trip Protector Plus

Worldwide Trip Protector

Worldwide Trip Protector Lite

Insurance Benefits Underwritten By United States Fire Insurance Company United States Fire Insurance Company United States Fire Insurance Company
Trip/Flight Cancellation more > 100% Trip Cost 100% Trip Cost 100% Trip Cost
Cancel for Any Reason* more > 75% Trip Cost    
Trip Interruption more > 150% Trip Cost 150% Trip Cost 100% Trip Cost
Interrupt for Any Reason* more > 75% of Unused Trip Cost    
Accident and Sickness Medical Expense more > $100,000 (Primary)
$100,000 $10,000
Pre-existing Medical Conditions Waiver** more > Available** Available**  
Emergency Evacuation, Medically Necessary Repatriation and Repatriation of Remains more > $1,000,000 $1,000,000 $100,000
Non-Medical Emergency Evacuation1 more > $150,000 $150,000  
Accidental Death and Dismemberment more > $10,000 $10,000  
Baggage & Personal Effects more > $1,000 (Primary) $1,000 $750
Baggage Delay more > $300 (Primary) $300 $200
Change Fee Coverage more > $250 $250 $250
Travel Delay more > $1,000 $1,000 $300
Missed Connection more > $500 $500 $300
Itinerary Change more > $500 $500
Reimbursement of Miles or Rewards Points more > $250 $250 $250
Rental Car Damage more > $50,000 Included Optional Optional

All benefits that are not primary are in excess of all other insurance.

* Cancel for Any Reason and Interrupt for Any Reason are not available to residents of New York State.

** The exclusion for Pre-Existing Conditions will be waived in either the Worldwide Trip Protector plan or Worldwide Trip Protector Plus plan provided you purchase your plan within 21 days of the date your initial trip deposit is received, insure all non-refundable trip costs, insure any subsequent Travel Arrangements added to your trip within 21 days of payment or deposit, and if you are not disabled from travel at the time you purchase your plan. Refer to the plan documents for specific details and eligibility requirements.

Upgrades and Options

There are different upgrades and options available to enhance your travel coverage. Availability varies by plan, and coverage and benefit availability may vary by state.

Travel Benefits Upgrade

Doubles the limits for Travel Delay, Missed Connection, and Baggage & Personal Effects

Primary Coverage

Makes Baggage and Personal Effects (including Baggage Delay) and Accident and Sickness Medical Expense primary benefits on Worldwide Trip Protector

AD&D (Air Flight Only)

Can provide benefits if you suffer dismemberment or death as a result of an air flight-related injury during your trip, up to the limit purchased

Rental Car Damage

Can provide benefits if a rental car is damaged or stolen during your trip

Medical Upgrade

Doubles Medical Expenses & Medical Evacuation limits

Cancel for Work Reasons

Adds additional work-related reasons for Trip Cancellation to the Worldwide Trip Protector Lite plan

Non-Insurance Travel Assistance Services

     

Worldwide Trip Protector Plus

Worldwide Trip Protector

Worldwide Trip Protector Lite

Medical or Legal Assistance more > Included Included Included
Lost Baggage Retrieval more > Included Included Included
Prescription Drug / Eyeglass Replacement more > Included Included Included
Passport Replacement / Visa Information more > Included Included Included
ID / Credit Recovery Assistance more > Included Included Included
Concierge Services more > Included Included  
Business Concierge Services more > Included Included  

Coverage and benefit eligibility may vary by state.

If you have questions, please contact our Customer Care department 24/7 at 1‑800‑243‑3174