Plan Benefits |
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Worldwide Trip Protector Plus |
Worldwide Trip Protector |
Worldwide Trip Protector Lite |
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| Insurance Benefits Underwritten By | United States Fire Insurance Company | United States Fire Insurance Company | United States Fire Insurance Company |
| Trip/Flight Cancellation more > | 100% Trip Cost | 100% Trip Cost | 100% Trip Cost |
| Cancel for Any Reason* more > | 75% Trip Cost | ||
| Trip Interruption more > | 150% Trip Cost | 150% Trip Cost | 100% Trip Cost |
| Interrupt for Any Reason* more > | 75% of Unused Trip Cost | ||
| Accident and Sickness Medical Expense more > | $100,000 (Primary) |
$100,000 | $10,000 |
| Pre-existing Medical Conditions Waiver** more > | Available** | Available** | |
| Emergency Evacuation, Medically Necessary Repatriation and Repatriation of Remains more > | $1,000,000 | $1,000,000 | $100,000 |
| Non-Medical Emergency Evacuation1 more > | $150,000 | $150,000 | |
| Accidental Death and Dismemberment more > | $10,000 | $10,000 | |
| Baggage & Personal Effects more > | $1,000 (Primary) | $1,000 | $750 |
| Baggage Delay more > | $300 (Primary) | $300 | $200 |
| Change Fee Coverage more > | $250 | $250 | $250 |
| Travel Delay more > | $1,000 | $1,000 | $300 |
| Missed Connection more > | $500 | $500 | $300 |
| Itinerary Change more > | $500 | $500 | |
| Reimbursement of Miles or Rewards Points more > | $250 | $250 | $250 |
| Rental Car Damage more > | $50,000 Included | Optional | Optional |
All benefits that are not primary are in excess of all other insurance.
* Cancel for Any Reason and Interrupt for Any Reason are not available to residents of New York State.
** The exclusion for Pre-Existing Conditions will be waived in either the Worldwide Trip Protector plan or Worldwide Trip Protector Plus plan provided you purchase your plan within 21 days of the date your initial trip deposit is received, insure all non-refundable trip costs, insure any subsequent Travel Arrangements added to your trip within 21 days of payment or deposit, and if you are not disabled from travel at the time you purchase your plan. Refer to the plan documents for specific details and eligibility requirements.
Upgrades and Options
There are different upgrades and options available to enhance your travel coverage. Availability varies by plan, and coverage and benefit availability may vary by state.
Travel Benefits Upgrade
Doubles the limits for Travel Delay, Missed Connection, and Baggage & Personal Effects
Primary Coverage
Makes Baggage and Personal Effects (including Baggage Delay) and Accident and Sickness Medical Expense primary benefits on Worldwide Trip Protector
AD&D (Air Flight Only)
Can provide benefits if you suffer dismemberment or death as a result of an air flight-related injury during your trip, up to the limit purchased
Cancel for Work Reasons
Adds additional work-related reasons for Trip Cancellation to the Worldwide Trip Protector Lite plan
Non-Insurance Travel Assistance Services |
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Worldwide Trip Protector Plus |
Worldwide Trip Protector |
Worldwide Trip Protector Lite |
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| Medical or Legal Assistance more > | Included | Included | Included |
| Lost Baggage Retrieval more > | Included | Included | Included |
| Prescription Drug / Eyeglass Replacement more > | Included | Included | Included |
| Passport Replacement / Visa Information more > | Included | Included | Included |
| ID / Credit Recovery Assistance more > | Included | Included | Included |
| Concierge Services more > | Included | Included | |
| Business Concierge Services more > | Included | Included | |
Coverage and benefit eligibility may vary by state.