Please Note: Each of our Worldwide Trip Protector plans include the Trip Cancellation and Trip Interruption coverage described below, as well as Medical Expense and Medical Evacuation and Baggage Delay, Loss, Theft, and Damage. You can also view our complete Plan Comparison Charts and Benefit Explanations.

Cash Advantage Over Airline/Cruise Cancellation Policies

Travel Insured’s reimbursement benefit is an advantage for you to consider when choosing a travel protection plan. While some plans may offer credit towards a specific company, with a deadline, and only for a narrow range of reasons, Travel Insured provides coverage for the many covered reasons listed below, and with cash claims settlements, so you can decide if, when, and how you want to rebook your trip.

Covered Reasons for Trip Cancellation


Worldwide Trip Protector

Worldwide Trip Protector Edge

Sickness or Injury tooltip
Death tooltip
Normal Pregnancy or Childbirth tooltip
Attending Childbirth tooltip
Mental, Nervous, or Psychological Condition tooltip
Bankruptcy/Default tooltip
Traffic Accident en Route to Departure tooltip
Destination Evacuation tooltip
Strike tooltip
Inclement Weather tooltip
Home or Destination Uninhabitable tooltip
Divorce or Legal Separation tooltip
NOAA Hurricane Warning at Destination tooltip
Hijack or Quarantine tooltip
Jury Duty, Subpoena, or Court Order tooltip
Military Duty for Natural Disaster tooltip
Military Leave Revocation tooltip
Host Unable to Provide Accommodations tooltip
Terrorist Incident tooltip
Theft of Passports/Visas tooltip
Felonious Assault tooltip
Travel Alert Warning tooltip
Transfer of Employment tooltip
Employer Termination tooltip
School Year Extension tooltip
Required to Work tooltip
Employer Merger/Acquisition tooltip
Place of Employment Unsuitable for Business tooltip
Child Adoption tooltip
Issues Obtaining Visa/Passport tooltip
Destination Wedding tooltip
50% or More Trip Loss tooltip

Additional terms apply to every benefit and covered reason.

Trip Cancellation vs. Trip Interruption

Trip Cancellation applies after you purchase your plan but before departure. Trip Interruption applies after departure (or if you must join your trip after your scheduled departure date). The covered reasons for Trip Cancellation and Trip Interruption mary vary from each other. Please read the plan document for details.

Covered Costs for Trip Cancellation

  • unused prepaid, nonrefundable trip costs
  • cancellation penalties
  • higher per-person trip costs for you if your travel companion cancels for a covered reason (single supplement)

Covered Costs for Trip Interruption

  • unused, prepaid, nonrefundable trip costs
  • additional transportation costs to join, rejoin, or transport you to your originally scheduled return destination of you trip
  • coverage up to 150% of trip cost

Trip Delay, Missed Tour or Cruise Connection, and Itinerary Change

Trip Delay, Missed Tour or Cruise Connection and Itinerary Change are offered in our plans as benefits separate from Trip Cancellation and Trip Interruption.

Coverage and benefit eligibility may vary by state.