Annual Travel Protection Starting at $94

Travel Insured International’s Annual Multi-Trip Protector plan offers flexible, year-round travel insurance coverage for multiple trips around the globe. Designed for frequent travelers, this plan provides protection against trip cancellations, interruptions, medical emergency expenses, and travel delays, helping safeguard your investment and peace of mind every time you travel. With over 30 years of experience, Travel Insured can cover you for the unexpected, no matter how often you’re on the move.

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Trusted Protection for Every Journey

With over 30 years of experience, 2000+ partners, & 10 million+ trips protected we deliver customer-centric coverage that can help protect any traveler, & every trip.

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2000+ Partners

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10 million+ trips protected

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24/7 non-insurance assistance services

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1,400+ 5-star reviews


 

Annual Multi-Trip Protection Plan

We offer annual travel protection built for serious travelers who want year-round peace of mind. Cover trips at least 100 miles from home for 12 months, and customize each journey with optional add-on benefits (additional cost applies).

Adults

Base coverage is

$94/year

one time payment
 

Children

Base coverage is

$64/year

one time payment

This plan is not currently available to residents of MO, MT, NY, and WA.

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Annual Base Plan Benefits

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Trip Delay

Reimburses up to $200 per day for unused non-refundable payments or deposits for travel arrangements, reasonable additional expenses, plus additional transportation cost you paid when you are delayed at least 12 consecutive hours or more due to a covered reason, up to a maximum benefit amount of $5,000 per trip.

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Missed Connection

Reimburses up to $500 per trip for reasonable expenses or additional transportation cost to join the departed cruise or tour when your arrival at your trip destination is delayed at least 3 consecutive hours due to a covered reason causing you to miss your trip departure.

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Medical Evacuation & Repatriation of Remains

Provides up to $100,000 per trip to transport you to the nearest medical facility capable of providing treatment (if no adequate facilities are available in your immediate area) to treat an unforeseen sickness or injury determined to be acute, severe or life threatening, transport you back to your point of origin (with a medical escort if recommended by a physician), and transport your remains back to your origination point in case of unexpected tragedy.

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Political or Security Evacuation and Natural Disaster Evacuation

If you require an emergency evacuation for a covered Political/Security or National Disaster Event while traveling outside of your home country, this provides up to $150,000 per trip for one-way economy transportation and reasonable related costs to transport you to the nearest place of safety or to your point of origin.

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Baggage & Personal Effects

Provides up to $2,500 per trip when bags or personal effects are lost, stolen, damaged or destroyed during your trip.

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Baggage Delay

Reimburses up to $750 per trip for necessary personal items (such as clothing) when your checked baggage is delayed or misdirected by common carrier for at least 3 consecutive hours or more from time of arrival at a scheduled destination other than your return destination.

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Accident & Sickness Medical Expense

Provides reimbursement for medical expense benefits for up to $100,000 per trip to cover treatment costs when an accidental injury or unforeseen illness strikes during your trip.

Pocket-Friendly, Reliable Travel Protection in Minutes

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1. Tell Us About Your Trip

Enter your travel dates, number of travelers, destination, and a few quick details to get started.

2. Compare Your Options

Browse coverage options based on your trip and budget. Each quote is designed to fit your needs.

3. Purchase Your Plan

Select your plan and check out securely. Once you purchase a travel protection plan, your coverage can be ready to go.

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More Than Travel Insurance
24/7 Traveler Support

We’re here for more than just insurance.
Every travel protection plan we offer includes 24/7 non-insurance assistance services—because unexpected situations can arise, and having reliable support makes all the difference. Our 24/7 Traveler Support Services are designed to enhance your journey, providing everything from concierge services and translation assistance to destination insights. We’re also ready to help with emergencies, accidents, passport issues, medical needs, and much more. Think of us as your personal travel guide, available anytime, anywhere you need us.

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Your Questions Answered


 

What can annual travel insurance cover?

Our annual plan offers a variety of base coverages that can apply to all insurable trips you take during the year. In addition, there are optional benefits you can purchase for each individual trip, to help customize the plan for your needs.


What are optional benefits?

Optional benefits or “add-ons” are benefits that can be added to each trip for an additional cost. If you do not add an optional benefit, it will not apply to the coverage for that trip. Some optional benefits include:
Trip Cancellation
Trip Interruption
Cancel for Any Reason
Rental Car Damage and Theft Coverage
Medical Evacuation and Repatriation - Additional Coverage


What are base benefits?

“Base benefits” refers to the coverage that is included for each trip. There is no need to select base benefits, unlike optional benefits, they are automatically available and the maximum benefit amounts renew for each trip.


When does coverage begin for the annual plan?

The base coverages begin at 12:01am of the following day after purchasing your annual plan. Optional coverages that you add on per-trip would become active at different times, depending on the benefit. For example, Optional Trip Interruption begins once you depart for your trip, while Optional Rental Car Damage and Theft Coverage begins when you sign the rental agreement and obtain the car. Review the plan document for full details on when each coverage begins.


Is there a limit to how long each trip is?

For our annual plan, the maximum trip length is 45 days. However, there is no limit to how many trips you take throughout the year.


 
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Takes minutes. Next-day coverage.

 
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20251231-5086423

This website contains highlights of the plans developed by Travel Insured International, which include travel insurance coverages underwritten by United States Fire Insurance Company, Principal Office located in Morristown, New Jersey, under form series T7000 et al, T210 et al and TP-401 et al, and non-insurance Travel Assistance Services provided by C&F Services and Blue Ribbon Bags (on select plans only). The terms of insurance coverages in the plans may vary by jurisdiction and not all insurance coverages are available in all jurisdictions. Insurance coverages in these plans are subject to terms, limitations and exclusions including an exclusion for pre-existing medical conditions. In most states, your travel retailer is not a licensed insurance producer/agent, and is not qualified or authorized to answer technical questions about the terms, benefits, exclusions and conditions of the insurance offered or to evaluate the adequacy of your existing insurance coverage. Your travel retailer may be compensated for the purchase of a plan and may provide general information about the plans offered, including a description of the coverage and price. The purchase of travel insurance is not required in order to purchase any other product or service from your travel retailer. CA DOI toll free number is 800-927-4357. The cost of your plan is for the entire plan, which consists of both insurance and non-insurance components. Individuals looking to obtain additional information regarding the features and pricing of each travel plan component, please contact Travel Insured International. P.O. Box 6503, Glastonbury, CT 06033; 855-752-8303; [email protected]; California license #0I13223. While Travel Insured International markets the travel insurance in these plans on behalf of USF, non-insurance components of the plans were added to the plans by Travel Insured and Travel Insured does not receive compensation from USF for providing the non-insurance components of the plans.