Accidental Death & Dismemberment Air Only

Plans That Include or Offer AD&D Air Only Coverage

Worldwide Trip Protector Gold

$100,000 included

Worldwide Trip Protector

optional

Trip Protector
Lite Expanded

optional

Trip Protector
Lite

optional

 

What Accidental Death & Dismemberment Air Only Covers

Accidental Death & Dismemberment Common Carrier Air Only provides coverage for any injury  or death sustained while boarding, riding on, or exiting from, being struck by an aircraft, or run down by an aircraft. If the travel injury sustained due to the aircraft accident results, within 180 days of the accident, in the death of the insured traveler, in the severance of a limb, or in irretrievable loss of eyesight, speech or hearing, the Accidental Death & Dismemberment Common Carrier Air Only coverage will pay the largest amount of the following benefits.


Accidental Death & Dismemberment Common Carrier Air Only is available in all of Travel Insured's Worldwide Trip Protector plans. In the Worldwide Trip Protector Gold plan, a maximum benefit of $100,000 for this coverage is included in the plan, but you can upgrade with an option for $250,000, $500,000 or $1 million worth of maximum coverage. In the Worldwide Trip Protector, Worldwide Trip Protector Lite or Worldwide Trip Protector Lite Expanded plans, Accidental Death &Dismemberment Air Only is available optionally at four levels of protection: $100,000; $250,000; $500,000 or $1 million.


The following table applies to results of the death or injury up to 180 days after the accident.

Table of Losses


Loss of:
Percentage of Maximum Limit Covered:
Life 100%
Both hands or both feet 100%
Sight of both eyes 100%
One hand and one foot 100%
Either hand or foot and sight of one eye 100%
Either hand or foot 50%
Sight of one eye 50%
Speech and hearing in both ears 100%
Speech 50%
Hearing in both ears 50%
Thumb and index finger of same hand 25%

"Loss"with regard to:

  1. hand or foot means actual complete severance through and above the wrist or ankle joints
  2. eye means an entire and irrecoverable loss of sight
  3. speech or hearing means entire and irrecoverable loss of speech or hearing of both ears
  4. thumb and index finger means actual severance through or above the joint that meets the finger at the palm

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