Accidental Death & Dismemberment

Plans That Include Accidental Death & Dismemberment Coverage

Worldwide Trip Protector Gold

$25,000 coverage

 

Worldwide Trip Protector

$10,000 coverage

 

Trip Protector
Lite Expanded

not included

 

Trip Protector
Lite

not included

 
 

What Accidental Death & Dismemberment Covers

This coverage is included up to a maximum benefit of $10,000 in the Worldwide Trip Protector plan, or up to a maximum benefit of $25,000 in the Worldwide Trip Protector Gold plan. This benefit is not included or available in either the Trip Protector Lite or Trip Protector Lite Expanded plans.

The following table applies to results of the death or injury up to 180 days after the accident.

Table of Losses


Loss of:
Percentage of Maximum Limit Covered:
Life 100%
Both hands or both feet 100%
Sight of both eyes 100%
One hand and one foot 100%
Either hand or foot and sight of one eye 100%
Either hand or foot 50%
Sight of one eye 50%
Speech and hearing in both ears 100%
Speech 50%
Hearing in both ears 50%
Thumb and index finger of same hand 25%

"Loss" with regard to:

  1. hand or foot means actual complete severance through and above the wrist or ankle joints
  2. eye means an entire and irrecoverable loss of sight
  3. speech or hearing means entire and irrecoverable loss of speech or hearing of both ears
  4. thumb and index finger means actual severance through or above the joint that meets the finger at the palm

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