Pre-existing Conditions

Plans That Include Pre-Existing Medical Conditions Coverage

Worldwide Trip Protector

AVAILABLE

Worldwide Trip Protector Edge

AVAILABLE

What Pre-Existing Medical Conditions Covers

You may be eligible for coverage for Trip Cancellation/Interruption and Accident & Sickness Medical Expense due to a pre-existing medical condition if you purchase your travel protection plan no longer than 21 days after your trip deposit date. You must also insure all prepaid non-refundable trip costs and be medically able to travel at the time the plan is paid for.

A pre-existing medical condition is defined as any illness, sickness or condition that affects you, your traveling companion (insured or uninsured), business partner (insured or uninsured) or any member of your immediate family (insured or uninsured) and for which medical advice, diagnosis, care, or treatment was obtained in the 60 days prior to the day you purchase your plan.

If the medical condition and its treatment has remained unchanged for 60 days prior to the day you purchase your plan, it is not considered pre-existing and is covered as a regular medical condition for both Trip Cancellation/Interruption, Accident & Sickness Medical Expense, and the Medical Upgrade even if you do not purchase your plan within the time limits mentioned above.

All medical conditions, even if considered pre-existing, are covered under Emergency Evacuation, Medically Necessary Repatriation and Repatriation of Remains.

If you add non-refundable trip costs after you have purchased your travel protection plan, please make sure to add them to your plan within 21 days as well to ensure you continue to remain eligible for this benefit. You can do so from within your Travel Insured account or give us a call at 855-752-8303.

Coverage and benefit eligibility may vary by state.

See Also:

This website contains highlights of the plans developed by Travel Insured International, which include travel insurance coverages underwritten by United States Fire Insurance Company, Principal Office located in Morristown, New Jersey, under form series T7000 et al, T210 et al and TP-401 et al, and non-insurance Travel Assistance Services provided by C&F Services and for WTP Cruise only, AwayCare and Blue Ribbon Bags. The terms of insurance coverages in the plans may vary by jurisdiction and not all insurance coverages are available in all jurisdictions. Insurance coverages in these plans are subject to terms, limitations and exclusions including an exclusion for pre-existing medical conditions. In most states, your travel retailer is not a licensed insurance producer/agent, and is not qualified or authorized to answer technical questions about the terms, benefits, exclusions and conditions of the insurance offered or to evaluate the adequacy of your existing insurance coverage. Your travel retailer may be compensated for the purchase of a plan and may provide general information about the plans offered, including a description of the coverage and price. The purchase of travel insurance is not required in order to purchase any other product or service from your travel retailer. CA DOI toll free number is 800-927-4357. The cost of your plan is for the entire plan, which consists of both insurance and non-insurance components. Individuals looking to obtain additional information regarding the features and pricing of each travel plan component, please contact Travel Insured International. P.O. Box 6503, Glastonbury, CT 06033; 855-752-8303; [email protected]; California license #0I13223. While Travel Insured International markets the travel insurance in these plans on behalf of USF, non-insurance components of the plans were added to the plans by Travel Insured and Travel Insured does not receive compensation from USF for providing the non-insurance components of the plans.