Plans That Include Trip Delay Coverage

Worldwide Trip Protector

INCLUDED - 3 hours

Worldwide Trip Protector Lite

INCLUDED - 12 hours

What Trip Delay Covers

We will reimburse You, up to the Maximum Benefit Amount shown in the Schedule of Benefits, for the unused, forfeited, prepaid non-refundable Payments or Deposits for the Travel Arrangements, Reasonable Additional Expenses, plus the Additional Transportation Cost paid if Your Trip is delayed from the original departure time to:

  • join Your Trip if You must depart after Your Scheduled Departure Date or travel via alternate travel arrangements;
  • rejoin Your Trip from the point where You interrupted Your Trip to the next Scheduled Destination; or
  • transport You to Your originally scheduled return or final destination of Your Trip.

Covered Reasons for Trip Delay

  • Common Carrier delay
  • a traffic accident in which you or your traveling companion are not directly involved
  • you are hijacked or quarantined
  • documented theft of passports or travel documents specifically required for your trip
  • unannounced strike results in complete cessation of services of a Common Carrier on which you are scheduled to travel, which prevents you from reaching our scheduled destination
  • inclement weather that causes a delay or complete cessation of services, preventing you from getting to your scheduled destination
  • due to a natural disaster, mandatory evacuation order or recommendation by local government authorities is issued at your scheduled trip departure city or scheduled destination
  • security breach, civil disorder or riot while at an airport or other port
Read your plan document for full details. Coverage and benefit eligibility may vary by state.