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Emergency Accident / Sickness Medical Expense

Benefits will be paid up to the maximum benefit amount as a result of a covered accidental injury or covered sickness, which first occurs during your trip (of a duration of 90 days or less for sickness). Only covered expenses incurred during your trip will be reimbursed. Expenses incurred after your trip are not covered.

Limits

$50,000 base amount, which can be upgraded to $100,000, $250,000, $500,000, or $1,000,000.

Benefits will include up to $750 for emergency dental treatment due to injury to natural teeth.

Covered Medical Expenses

  • the services, prescription drugs, prosthetics, and therapeutic services and supplies ordered or prescribed by a physician as medically necessary for treatment
  • hospital or ambulatory medical-surgical center services
  • transportation furnished by a professional ambulance company to and/or from a hospital

Coverage and benefit eligibility may vary by state.

Coverage is offered by Travel Insured International, California lic. no.0I13223, 855 Winding Brook Drive, Glastonbury, CT 06033. The plans contain insurance benefits underwritten by the United States Fire Insurance Company, 305 Madison Ave, Morristown, NJ 07960. C&F and Crum & Forster are registered trademarks of United States Fire Insurance Company. United states Fire Insurance Company is currently authorized to transact business in all states and the District of Columbia. NAIC No. 21113. The Crum & Forster group of companies is rated A (Excellent) by AM Best Company 2016. The plans also contain non-insurance Travel Assistance Services that are provided by an independent organization, and not by United States Fire Insurance Company or Travel Insured International. Coverages may vary and not all coverage is available in all jurisdictions. Your travel retailer may not be licensed to sell insurance, and cannot answer technical questions about the benefits, exclusions, and conditions of our plans. Louisiana residents looking to obtain additional information regarding the features and pricing of each travel plan component, please contact Travel Insured.