Flight Accidental Death & Dismemberment Insurance

Plans That Offer this Optional Coverage

Worldwide Trip Protector Platinum

Available in the Optional Flight Bundle

Worldwide Trip Protector Deluxe

Available in the Optional Flight Bundle

Worldwide Trip Protector Essential

Available in the Optional Flight Bundle

Travel Insured International provides travelers just like you some reassurance they need in the form of premier travel protection. For example, our Optional Air Flight Only Accidental Death & Dismemberment benefit can give you peace of mind during trips near or far. When you choose us as your provider, you'll know that you can be covered in case of unexpected incidents. Our company has been helping clients travel with confidence since 1994, and our specialists are here to offer expert solutions whenever you need them. We strive to provide you with the robust travel protection delivered by experienced professionals so you can focus on your journey. We can help protect you every step of the way, so get in touch to receive your quote today!

What Optional Accidental Death & Dismemberment (Air Flight Only) Covers

Accidental Death & Dismemberment (Air Flight Only) provides coverage for an injury caused by an accident occurring during your trip while riding as a passenger in/on an aircraft or boarding or exiting from an aircraft or public transportation provided by an air carrier. Please read the plan document for full details. Additional costs and terms apply.

When purchasing this coverage, you can select your maximum benefit limit of $100,000, $250,000, $500,000, or $1,000,000.

The accident must result in an injury as outlined in the following table.

Table of Loss

Loss of:	Percentage of Principal Sum:
Life	100%
Both hands or both feet	100%
Sight of both eyes	100%
One hand and one foot	100%
Either hand or foot and sight of one eye	100%
Either hand or foot	50%
Sight of one eye	50%
Speech	50%
Hearing in both ears	50%
Thumb and index finger of same hand	25%

"Loss" with regard to:

hand(s), or foot/feet, means actual severance at or above a wrist joint proximal to the elbow or actual severance at or above the ankle proximal to the knee, respectively;
eye or eyes means total and irrecoverable Loss of entire sight thereof;
speech means entire and irrecoverable loss of speech;
hearing means entire and irrecoverable loss of hearing in both ears;
thumb and index finger means actual severance through or above the joint that meets the finger at the palm

Coverage and benefit eligibility may vary by state. Please read the plan document for full details.

Frequently Asked Questions

What is the air flight only accidental death and dismemberment (AD&D) benefit?

This benefit can cover travelers if there's an accidental death or loss of body parts during air travel. Specifically, it applies to accidental deaths or dismemberments that happen while the plan holder is a passenger on a commercial flight or public transportation provided by the airline.

How is the Air Flight Only AD&D benefit different from life insurance?

Life insurance can pay the beneficiaries of the policyholder in the event of their death, which can be due to accident or through natural causes. On the other hand, the Air Flight Only AD&D travel insurance benefit can cover only accidental deaths under a specific set of circumstances, such as while traveling as a passenger on commercial airlines. In addition, Air Flight Only AD&D also can provide reimbursement in case the traveler loses a limb or other body parts as a direct result of an accident while a passenger on a commercial flight.

How is Air Flight Only AD&D different from disability insurance?

Disability insurance is intended to provide you with a portion of your regular income in the event you become disabled due to injury or illness and can no longer work. On the other hand, the Air Flight Only AD&D benefit specifically can cover the loss of limbs or other body parts due to an accident.

How are Air Flight Only AD&D benefits paid?

If you have the Air Flight Only AD&D benefit and suffer a covered death or injury during your travels, benefits are based on a percentage. This is spelled out in your plan document, and may depend on the severity of the injury. For example, if the accident results in the loss of one hand, you could receive 50% of the benefit amount. However, losing both hands means you could receive 100% of the benefit amount. Refer to the chart above to learn more about the specific benefits provided by our plans, or reach out to one of our specialists if you have any other questions.

What types of accidents are covered by Air Flight Only AD&D insurance?

Our Air Flight Only AD&D benefit can cover accidents that occur while you're traveling on an aircraft as a passenger, boarding or disembarking the aircraft, or using public transportation provided by your air carrier. Therefore, any accidents that fall outside of those circumstances would not be covered under this benefit. Reach out to our team if you have any questions about the specific terms of your plan.

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This website contains highlights of the plans developed by Travel Insured International, which include travel insurance coverages underwritten by United States Fire Insurance Company, Principal Office located in Morristown, New Jersey, under form series T7000 et al, T210 et al and TP-401 et al, and non-insurance Travel Assistance Services provided by C&F Services and Blue Ribbon Bags (on select plans only). The terms of insurance coverages in the plans may vary by jurisdiction and not all insurance coverages are available in all jurisdictions. Insurance coverages in these plans are subject to terms, limitations and exclusions including an exclusion for pre-existing medical conditions. In most states, your travel retailer is not a licensed insurance producer/agent, and is not qualified or authorized to answer technical questions about the terms, benefits, exclusions and conditions of the insurance offered or to evaluate the adequacy of your existing insurance coverage. Your travel retailer may be compensated for the purchase of a plan and may provide general information about the plans offered, including a description of the coverage and price. The purchase of travel insurance is not required in order to purchase any other product or service from your travel retailer. CA DOI toll free number is 800-927-4357. The cost of your plan is for the entire plan, which consists of both insurance and non-insurance components. Individuals looking to obtain additional information regarding the features and pricing of each travel plan component, please contact Travel Insured International. P.O. Box 6503, Glastonbury, CT 06033; 855-752-8303; [email protected]; California license #0I13223. While Travel Insured International markets the travel insurance in these plans on behalf of USF, non-insurance components of the plans were added to the plans by Travel Insured and Travel Insured does not receive compensation from USF for providing the non-insurance components of the plans.