Please Note: Each of our Worldwide Trip Protector plans include the Travel Medical Insurance and Medical Evacuation coverage described below, as well as Trip Cancellation and Interruption and Baggage Delay, Loss, Theft, and Damage. You can also view our complete Plan Comparison Charts and Benefit Explanations.
If You Don't Go Without Health Insurance at Home, Why Take the Risk While You're Away?
Travel Insured provides coverage for medical expenses incurred during travel, particularly outside of the U.S., that health insurance providers frequently deny as out of network. With the medical benefits included in our plans, you can help ensure access to quality medical treatment wherever you travel and protect yourself from unexpected travel medical and evacuation expenses.
Our Worldwide Trip Protector plans include:
- Coverage for medical expense due to accident or sickness while you’re away
- Hospital admission guarantee, with advance payment if required
- Physician-coordinated emergency evacuation and transportation home due to medical reasons
- Trip Cancellation or Trip Interruption due to a medical reason affecting yourself, or your spouse, child, parent, domestic partner, or other family member (even if the other person is not insured or not traveling)
Travel Medical / Medical Evacuation Benefits |
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Worldwide Trip Protector |
Worldwide Trip Protector Edge |
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Accident and Sickness Medical Expense
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$100,000 |
$10,000 (optional upgrade available to add an additional $40,000) |
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Dental Expense
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$750 | $750 | |
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Medical Evacuation and Repatriation of Remains
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$1,000,000 | $100,000 (Optional upgrade available for an additional $100,000 coverage) | |
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Pre-existing Medical Conditions Exclusion Waiver*
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Available* | Available* | |
Medically Related Reasons Covered for Trip Cancellation/Interruption |
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Worldwide Trip Protector |
Worldwide Trip Protector Edge |
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Sickness (you or family)
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✓ | ✓ | |
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Pre-existing Medical Condition Exclusion Waiver*
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✓ | ✓ | |
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Injury (you or family)
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✓ | ✓ | |
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Death (you or family)
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✓ | ✓ | |
Non-Insurance Medical Assistance Services |
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Worldwide Trip Protector |
Worldwide Trip Protector Edge |
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| Medical Referral | Included | Included | |
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Hospital Admission Guarantee
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Included | Included | |
| Inoculation Information | Included | Included | |
*Waiver of the Pre-existing Medical Conditions Exclusion
The Pre-existing Medical Conditions Waiver is available in Worldwide Trip Protector if you purchase your plan within the time sensitive period. The Pre-existing Medical Conditions Waiver is not purchased separately.
The Pre-existing Medical Conditions Waiver applies to Accident and Sickness Medical Expense, the Medical Upgrade, and medically related reasons for Trip Cancellation.
Please read the plan document for full details on this exclusion waiver.
From U.S. State Department's Traveler's Checklist:
"Make sure you have health insurance whenever you are traveling abroad. If your U.S. health care plan does not cover you overseas, consider buying supplemental insurance to cover medical costs and emergency evacuation. Foreign hospitals and doctors often require payment in cash, and Emergency medical evacuation can cost up to $100,000. Social Security and Medicare does not provide coverage outside of the United States."
Travel Medical Only Coverage
If you are looking for Travel Medical coverage, Travel Insured now offers our Travel Medical Protector Plan. It is only available to those traveling internationally and does not include Trip Cancellation. For more information on our Travel Medical Protector Plan please review the plan details page or call a customer care representative at 1-855-752-8303.
Coverage and benefit eligibility may vary by state.