Plans That Include Accident Death & Dismemberment Coverage

Worldwide Trip Protector

Included

Worldwide Trip Protector Lite

Not Included

What Accident Death & Dismemberment Covers

This 24 hour other than air flight coverage is included up to a maximum benefit of $10,000 in the Worldwide Trip Protector.

The following table applies to results of the death or injury during the trip. 

Table of Losses


Loss of:
Percentage of Maximum Limit Covered:
Life 100%
Both hands or both feet 100%
Sight of both eyes 100%
One hand and one foot 100%
Either hand or foot and sight of one eye 100%
Either hand or foot 50%
Sight of one eye 50%
Speech 50%
Hearing in both ears 50%
Thumb and index finger of same hand 25%

"Loss" with regard to:

  1. Hand or foot means actual complete severance at or above the wrist or ankle joints
  2. Eye means an entire and irrecoverable loss of sight
  3. Speech or hearing means entire and irrecoverable loss of speech or hearing of both ears
  4. Thumb and index finger means actual severance through or above the joint that meets the finger at the palm
Coverage and benefit eligibility may vary by state.