Plans That Include or Offer Optional AD&D (Air Flight Only) Coverage
Worldwide Trip Protector
Available as an optional upgrade
Worldwide Trip Protector Edge
Available as an optional upgrade
What Optional Accidental Death & Dismemberment (Air Flight Only) Covers
Accidental Death & Dismemberment (Air Flight Only) provides coverage for any injury or death sustained while boarding, riding on, or exiting from an aircraft. If the travel injury sustained due to the aircraft accident results in the death of the insured traveler, in the severance of a limb, or in irretrievable loss of eyesight, speech or hearing, the Accidental Death & Dismemberment (Air Flight Only) coverage reimburses the largest amount of the following benefits. Additional costs and terms apply.
The following table applies to results of the death or injury during your trip.
Table of Losses
Loss of: |
Percentage of Principal Sum: |
| Life | 100% |
| Both hands or both feet | 100% |
| Sight of both eyes | 100% |
| One hand and one foot | 100% |
| Either hand or foot and sight of one eye | 100% |
| Either hand or foot | 50% |
| Sight of one eye | 50% |
| Speech | 50% |
| Hearing in both ears | 50% |
| Thumb and index finger of same hand | 25% |
"Loss" with regard to:
- hand(s), or foot/feet, means actual severance at or above a wrist joint proximal to the elbow or actual severance at or above the ankle proximal to the knee, respectively;
- eye or eyes means total and irrecoverable Loss of entire sight thereof;
- speech or hearing means entire and irrecoverable loss of speech or hearing of both ears;
- thumb and index finger means actual severance through or above the joint that meets the finger at the palm