Current Events

7/3/2016 - Baghdad Attack

by Kellyn Uhelsky | Jul 05, 2016

Travel Insured International has determined that the U.S. Department of State’s position on the Baghdad attacks on July 3, 2016 is that it was an act of terrorism and confirms to travelers that coverage against politically-motivated terrorist attacks may be included in plans purchased under the company's Worldwide Trip Protector brand including Worldwide Trip Protector Plus, Worldwide Trip Protector, Worldwide Trip Protector Lite, and Airline Ticket Protector.

Travel Insured plan holders who purchased coverage on or before July 2, 2016, and whose itineraries include Baghdad may be eligible for Terrorism coverage within the Trip Cancellation, Trip Interruption or Trip Delay benefits.

The plans provide Trip Cancellation or Trip Interruption coverage when a politically-motivated terrorist attack occurs within the territorial limits of a city listed on the insured's travel itinerary and within 30 days of the insured's departure date. To be eligible for coverage, an event must occur after the effective date of the insured traveler's Trip Cancellation coverage and by definition must be deemed an act of terrorism by the U.S. Government. Travelers are reminded that they must purchase a plan to obtain the coverage before the terrorism attack is launched. Once an act of terrorism begins it is no longer unforeseen, and coverage is no longer available for plans purchased on or after the date when the attack was initiated.

For insured travelers who purchased Cancel for Any Reason coverage, we remind you that cancellations must be made 48 or more hours prior to scheduled departure and payment is limited to 75% of the non-refundable trip cost up to the stated plan maximum limit.

Every Travel Insured plan also includes Non-Insurance Emergency Travel Assistance Services available 24/7 to help travelers whenever they are in need of assistance during their trip. Please refer to your actual plan document for the specific terms and conditions of the specific plan purchased as eligibility for coverage varies based upon the specific plan terms, conditions and limitations, and may vary by state or may not be available in all states. Travel Insured recommends travelers purchase proper travel protection plans in case of unforeseen circumstances and to know where to go and where not to go during their travels. Travelers should monitor information provided by the U.S State Department.

At this time, we advise travelers to take enhanced precautions. Please contact us at 1-800-243-3174 with any questions you may have. We extend our deepest condolences to those who have been affected.

Insurance benefits in the plans are subject to limitations and exclusions, including an exclusion for pre‑existing conditions.

This website contains highlights of the plans, which include insurance benefits underwritten by the United States Fire Insurance Company, Home Office: 305 Madison Ave, Morristown, NJ 07960, Administrative Office: 5 Christopher Way, 2nd Floor, Eatontown, NJ 07724. United States Fire Insurance Company is currently authorized to transact business in all states and the District of Columbia. NAIC No. 21113. The plans also contain non‑insurance Travel Assistance Services provided by C&F Services through Active Claims Management (2018) Inc., operating as Active Care Management. The Crum & Forster group of companies is rated A (Excellent) by AM Best 2018. C&F and Crum & Forster are registered trademarks of United States Fire Insurance Company. Coverages may vary and not all coverage is available in all jurisdictions. In most states, your travel retailer is not a licensed insurance producer/agent, and cannot evaluate, interpret, or answer technical questions about the technical terms, benefits, exclusions, and conditions of our plans or evaluate the adequacy of your existing insurance coverage. Your travel retailer may provide general information about the plans offered, including a description of the coverage and price. The purchase of travel insurance is not required in order to purchase any other product or service from your travel retailer. California license #0I13223, 855 Winding Brook Drive, Glastonbury, CT 06033. CA DOI toll free number: 800-927-4357. MD Insurance Administration: 800-492-6116 or 410-468-2340. Individuals looking to obtain additional information regarding the features and pricing of each travel plan component, please contact Travel Insured at 855-752-8303 or customercare@travelinsured.com.