Hawaii’s Mount Kilauea volcano erupted on May 3, 2018, causing several mandatory evacuations. This confirms to travelers that coverage against natural disasters may be included in plans purchased under Travel Insured’s Worldwide Trip Protector brand including Worldwide Trip Protector Plus, Worldwide Trip Protector, and Worldwide Trip Protector Lite.
Depending on the plan, individuals who purchased on or before May 3, 2018 and whose itineraries include Hawaii may be eligible for coverage within the Trip Cancellation, Trip Interruption, Travel Delay, Missed Connection, and Non-Medical Emergency Evacuation benefits because of a Natural Disaster.
The plans provide Trip Cancellation or Trip Interruption coverage when a Natural Disaster causes the insured traveler’s primary place of residence or destination to be rendered uninhabitable and remains uninhabitable during the time of the scheduled trip dates. The plans may also provide Travel Delay and Missed Connection coverage if the traveler is delayed while en route to or from, or during the trip; and certain plans may also provide coverage if an insured needs to evacuated because of the Natural Disaster. Travelers are reminded that they must purchase a plan before an issued warning for the volcanic eruption in order to obtain coverage, once the warning was issued for the volcanic eruption it is no longer unforeseen, and coverage is no longer available.
For insured travelers who purchased Cancel for Any Reason coverage, we remind you that cancellations must be made 48 or more hours prior to scheduled departure and payment is limited to 75% of the non-refundable trip cost up to the stated plan maximum limit.
Every Travel Insured plan also includes Non-Insurance Emergency Travel Assistance Services available 24/7 to help travelers whenever they are in need of assistance during their trip. Please refer to your actual plan document for the specific terms and conditions of the specific plan purchased as eligibility for coverage varies based upon the specific plan terms, conditions and limitations, and may vary by state or may not be available in all states. Travel Insured recommends travelers purchase proper travel protection plans in case of unforeseen circumstances.
At this time, we advise travelers to take enhanced precautions. Please contact us at 1-800-243-3174 with any questions you may have.