Current Events

7/2018 and 8/2018 - California Wildfires

by Kellyn Uhelsky | Aug 14, 2018

California has declared a state of emergency as wildfires remain active in a number of areas in California. They have been confined to limited areas, but within those the impact has been high. Most visits to California are unaffected. We advise travelers to stay up to date with local media reports and follow the advice of the authorities in affected areas.

This confirms to travelers that coverage against natural disasters may be included in plans purchased under Travel Insured’s Worldwide Trip Protector brand including Worldwide Trip Protector Plus, Worldwide Trip Protector, and Worldwide Trip Protector Lite.

Depending on the plan, individuals who purchased on or before July 23rd, 2018 and whose itineraries include California may be eligible for coverage within the Trip Cancellation, Trip Interruption, Travel Delay, Missed Connection, and Non-Medical Emergency Evacuation benefits because of a Natural Disaster.

The plans provide Trip Cancellation or Trip Interruption coverage when a Natural Disaster causes the insured traveler’s primary place of residence or destination to be rendered uninhabitable and remains uninhabitable during the time of the scheduled trip dates. The plans may also provide Travel Delay and Missed Connection coverage if the traveler is delayed while en route to or from, or during the trip; and certain plans may also provide coverage if an insured needs to evacuated because of the Natural Disaster. Travelers are reminded that they must purchase a plan before an issued warning for the wildfires in order to obtain coverage, once the warning was issued for the wildfires it is no longer unforeseen, and coverage is no longer available.

For insured travelers who purchased Cancel for Any Reason coverage, we remind you that cancellations must be made 48 or more hours prior to scheduled departure and payment is limited to 75% of the non-refundable trip cost up to the stated plan maximum limit.

Every Travel Insured plan also includes Non-Insurance Emergency Travel Assistance Services available 24/7 to help travelers whenever they are in need of assistance during their trip. Please refer to your actual plan document for the specific terms and conditions of the specific plan purchased as eligibility for coverage varies based upon the specific plan terms, conditions and limitations, and may vary by state or may not be available in all states. Travel Insured recommends travelers purchase proper travel protection plans in case of unforeseen circumstances.

At this time, we advise travelers to take enhanced precautions. Please contact us at 1-800-243-3174 with any questions you may have.

Insurance benefits in the plans are subject to limitations and exclusions, including an exclusion for pre‑existing conditions.

This website contains highlights of the plans, which include insurance benefits underwritten by the United States Fire Insurance Company, Home Office: 305 Madison Ave, Morristown, NJ 07960, Administrative Office: 5 Christopher Way, 2nd Floor, Eatontown, NJ 07724. United States Fire Insurance Company is currently authorized to transact business in all states and the District of Columbia. NAIC No. 21113. The plans also contain non‑insurance Travel Assistance Services provided by C&F Services through Active Claims Management (2018) Inc., operating as Active Care Management. The Crum & Forster group of companies is rated A (Excellent) by AM Best 2018. C&F and Crum & Forster are registered trademarks of United States Fire Insurance Company. Coverages may vary and not all coverage is available in all jurisdictions. In most states, your travel retailer is not a licensed insurance producer/agent, and cannot evaluate, interpret, or answer technical questions about the technical terms, benefits, exclusions, and conditions of our plans or evaluate the adequacy of your existing insurance coverage. Your travel retailer may provide general information about the plans offered, including a description of the coverage and price. The purchase of travel insurance is not required in order to purchase any other product or service from your travel retailer. California license #0I13223, 855 Winding Brook Drive, Glastonbury, CT 06033. CA DOI toll free number: 800-927-4357. MD Insurance Administration: 800-492-6116 or 410-468-2340. Individuals looking to obtain additional information regarding the features and pricing of each travel plan component, please contact Travel Insured at 855-752-8303 or customercare@travelinsured.com.