Regarding the recent Cuba cruise restriction; If a traveler has purchased CFAR within the timeframe specified in the plan document, they would be able to cancel their trip. However, they would still need to ensure that they cancel within 48 hours prior to their scheduled departure.
Unfortunately, there are no additional benefits for Trip Cancellation that would apply to this situation. If their entire cruise was scheduled to only go to Cuba and back and the Travel Supplier cancels, there may be coverage for the following:
If your Travel Supplier cancels Your Trip, a benefit may be paid for the reissue fee charged by the airline for the tickets. You must have covered the entire cost of Your Trip including the airfare cost.
If there is a change in the itinerary and there was a prepaid excursion or event, there may be coverage under Itinerary Change:
In the event Your Travel Supplier makes a change in Your Trip itinerary after Your Scheduled Departure Date, which prevents You from participating in an event/activity Prepaid prior to departure and scheduled on Your Trip itinerary, non-refundable Prepaid event/activity expenses may be payable up to the Maximum Benefit Amount shown in the Confirmation of Benefits.
However, cruise companies are making changes to the itinerary now and this benefit only applies to changes after your scheduled departure date.
Please refer to your actual plan document for the specific terms and conditions of the specific plan purchased as eligibility for coverage varies based upon the specific plan terms, conditions and limitations, and may vary by state or may not be available in all states. Travel Insured recommends travelers purchase proper travel protection plans in case of unforeseen circumstances and to know where to go and where not to go during their travels. Please contact us at 1-800-243-3174 with any questions you may have.