Current Events

Australia Wildfires

by Travel Insured | Nov 25, 2019

Australia has declared a state of emergency, as wildfires remain active in a number of areas in Australia. We advise travelers to stay up to date with local media reports and follow the advice of the authorities in affected areas.

Plans purchased under Travel Insured’s Worldwide Trip Protector brand including Worldwide Trip Protector Plus, Worldwide Trip Protector, and Worldwide Trip Protector Lite contain various coverages that can be triggered by natural disasters, including wildfires.

Depending on the plan, individuals whose itineraries include the parts of Australia affected by wildfires may be eligible for coverage within the Trip Cancellation, Trip Interruption, Travel Delay, and Missed Connection benefits.

The plans provide Trip Cancellation or Trip Interruption coverage when (a) a Natural Disaster causes the insured traveler’s destination to be rendered uninhabitable and it remains uninhabitable during the time of the scheduled trip dates, or (b) local officials order or recommend an evacuation at the insured traveler’s trip destination due to a wildfire. The plans may also provide Travel Delay coverage if the traveler is delayed while en route to or from, or during the trip due to a common carrier delay or wildfire, and Missed Connection coverage if a traveler misses a cruise or tour departure due to a common carrier delay or wildfire. Please note that you may be able to cancel or interrupt your trip if a covered reason for Missed Connection coverage causes you to miss half or more of your trip duration.

For insured travelers who purchased Cancel for Any Reason coverage, we remind you that cancellations must be made 48 or more hours prior to your scheduled departure date and payment is limited to 75% of the non-refundable trip cost up to the stated plan maximum limit.

Every Travel Insured plan also includes Non-Insurance Emergency Travel Assistance Services available 24/7 to help travelers whenever they are in need of assistance during their trip. Please refer to your actual plan document for the specific terms and conditions of the specific plan purchased as eligibility for coverage varies based upon the specific plan terms, conditions and limitations, and may vary by state or may not be available in all states. Please note that the Worldwide Trip Protector Lite plan does not include all of the covered triggers for Trip Cancellation or Trip Interruption described above and does not contain Missed Connection coverage. Travel Insured recommends travelers purchase proper travel protection plans in case of unforeseen circumstances.

At this time, we advise travelers to take enhanced precautions. Please contact us at 1-800-243-3174 with any questions you may have.


Insurance benefits in the plans are subject to limitations and exclusions, including an exclusion for pre‑existing conditions.

This website contains highlights of the plans, which include insurance benefits underwritten by the United States Fire Insurance Company, Home Office: 305 Madison Ave, Morristown, NJ 07960, Administrative Office: 5 Christopher Way, 2nd Floor, Eatontown, NJ 07724. United States Fire Insurance Company is currently authorized to transact business in all states and the District of Columbia. NAIC No. 21113. The plans also contain non‑insurance Travel Assistance Services provided by C&F Services through Active Claims Management (2018) Inc., operating as Active Care Management. The Crum & Forster group of companies is rated A (Excellent) by AM Best 2018. C&F and Crum & Forster are registered trademarks of United States Fire Insurance Company. Coverages may vary and not all coverage is available in all jurisdictions. In most states, your travel retailer is not a licensed insurance producer/agent, and cannot evaluate, interpret, or answer technical questions about the technical terms, benefits, exclusions, and conditions of our plans or evaluate the adequacy of your existing insurance coverage. Your travel retailer may provide general information about the plans offered, including a description of the coverage and price. The purchase of travel insurance is not required in order to purchase any other product or service from your travel retailer. California license #0I13223, 855 Winding Brook Drive, Glastonbury, CT 06033. CA DOI toll free number: 800-927-4357. MD Insurance Administration: 800-492-6116 or 410-468-2340. Individuals looking to obtain additional information regarding the features and pricing of each travel plan component, please contact Travel Insured at 855-752-8303 or customercare@travelinsured.com.