Current Events

01/12/20 - Philippines Taal Volcano Eruption

by Travel Insured | Jan 14, 2020

Taal Volcano, located in the Philippines, erupted on January 12, 2020, causing several mandatory evacuations. Since the eruption on Sunday, authorities have set the alert level at 4. Level 5, the highest, is reserved for an eruption in progress. This confirms to travelers that coverage against natural disasters may be included in plans purchased under Travel Insured’s Worldwide Trip Protector brand including Worldwide Trip Protector Plus, Worldwide Trip Protector, and Worldwide Trip Protector Lite.

Depending on the plan, individuals whose itineraries include the Philippines may be eligible for coverage within the Trip Cancellation, Trip Interruption, Travel Delay, and Missed Connection coverages because of a Natural Disaster.

The plans provide Trip Cancellation or Trip Interruption coverage when a Natural Disaster causes the insured traveler’s destination to be rendered uninhabitable, and it remains uninhabitable during the time of the scheduled trip dates.  The destination must have been rendered uninhabitable while coverage was in effect. The Worldwide Trip Protector and Worldwide Trip Protector Plus plans also provide Trip Cancellation or Trip Interruption coverage when a Natural Disaster causes local government authorities at an insured traveler’s destination to issue a mandatory evacuation order (or official public evacuation notices or recommendations without a mandatory evacuation order issued). The evacuation order, notice or recommendation must have been issued when coverage was in effect.

The plans provide Travel Delay coverage if the traveler is delayed while en route to or from, or during the trip due to a Natural Disaster.  The plans also provide Missed Connection coverage if a traveler misses a cruise or tour departure due to a delay caused by a Natural Disaster.

For insured travelers who purchased Cancel for Any Reason coverage, we remind you that cancellations must be made 48 or more hours prior to scheduled departure and payment is limited to 75% of the non-refundable trip cost up to the stated plan maximum limit.

Every Travel Insured plan also includes Non-Insurance Emergency Travel Assistance Services available 24/7 to help travelers whenever they are in need of assistance during their trip. Please refer to your actual plan document for the specific terms and conditions of the specific plan purchased as eligibility for coverage varies based upon the specific plan terms, conditions and limitations, and may vary by state or may not be available in all states. Travel Insured recommends travelers purchase proper travel protection plans in case of unforeseen circumstances.

At this time, we advise travelers to take enhanced precautions. Please contact us at 1-855-752-8303 with any questions you may have.

This website contains highlights of the plans developed by Travel Insured International, which include travel insurance coverages underwritten by United States Fire Insurance Company, Principal Office located in Morristown, New Jersey, under form series T7000 et al, T210 et al and TP-401 et al, and non-insurance Travel Assistance Services provided by C&F Services and for WTP Cruise only, AwayCare and Blue Ribbon Bags. The terms of insurance coverages in the plans may vary by jurisdiction and not all insurance coverages are available in all jurisdictions. Insurance coverages in these plans are subject to terms, limitations and exclusions including an exclusion for pre-existing medical conditions. In most states, your travel retailer is not a licensed insurance producer/agent, and is not qualified or authorized to answer technical questions about the terms, benefits, exclusions and conditions of the insurance offered or to evaluate the adequacy of your existing insurance coverage. Your travel retailer may be compensated for the purchase of a plan and may provide general information about the plans offered, including a description of the coverage and price. The purchase of travel insurance is not required in order to purchase any other product or service from your travel retailer. CA DOI toll free number is 800-927-4357. The cost of your plan is for the entire plan, which consists of both insurance and non-insurance components. Individuals looking to obtain additional information regarding the features and pricing of each travel plan component, please contact Travel Insured International. P.O. Box 6503, Glastonbury, CT 06033; 855-752-8303; [email protected]; California license #0I13223. While Travel Insured International markets the travel insurance in these plans on behalf of USF, non-insurance components of the plans were added to the plans by Travel Insured and Travel Insured does not receive compensation from USF for providing the non-insurance components of the plans.