Press Releases

Hurricane-Related Travel Insured Coverage

by John Stone | Feb 16, 2011
A benefits and coverage description for hurricane related events in Travel Insured's plans.

Trip Cancellation

Travel Insured International’s Worldwide Trip Protector plans can provide coverage for Trip Cancellation if weather causes complete cessation of your flight or cruise for 24 or more consecutive hours. This coverage can also protect you if a hurricane or natural disaster renders your destination accommodations uninhabitable. And it can protect you if your primary residence is made uninhabitable by a flood or other natural disaster within 10 days of your scheduled departure.

Trip Interruption

Mandatory Evacuation: If local authorities order a mandatory evacuation at your destination due to a hurricane or other natural disaster during your trip and at the end of the evacuation you have 50% or less of your trip remaining, this coverage can protect you.

(Mandatory Evacuation is not covered as a reason for Trip Interruption on our Lite or Lite Expanded plans.)

Cancel for Any Reason

When you are concerned about the potential of traveling when a storm might be building but has not yet reached your destination, your best option is to purchase a Cancel for Any Reason upgrade within 21 or 30 days of your initial trip deposit, depending on the plan selected. This option will allow you to cancel up to two or more days prior to your scheduled destination for up to 75% reimbursement of your non-refundable prepaid vacation costs. But remember the insurance and option must be purchased before the storm is named for coverage to apply.

(The Cancel for Any Reason option is not available on our Lite or Lite Expanded plans.)

Trip Delay

A weather-caused delay of your flight or cruise for six or 12 or more hours can provide Trip Delay coverage of up to $500, $750, or $1,500 depending upon the terms of the Worldwide Trip Protector plan you purchase.

Missed Port of Call

Worldwide Trip Protector and Gold plans offer a "Missed Port of Call" benefit that addresses cruise or tour disruptions due to unforeseen events such as hurricanes. Insured passengers who prepay for a non-refundable shore activity in a port of call, or a scheduled stop on a tour, but miss the activity due to a change of itinerary, can be reimbursed up to $750 unless the missed activity is rescheduled during the course of the trip.

Missed Connection

This coverage can protect you if, as a result of a weather-related disruption of your flight or cruise for a minimum of 3 or 6 hours (depending on your plan), you miss your cruise or tour departure. Benefits can be paid up to the limits specified on your selected Worldwide Trip Protector plan.

Not all insurance products or coverages are available in all jurisdictions. Coverage is subject to actual policy language.

This advertisement contains highlights of the plans, which include travel insurance coverages underwritten by United States Fire Insurance Company under form series T7000 et. al., T210 et. al. and TP-401 et. al. The Crum & Forster group of companies is rated A (Excellent) by AM Best 2022. C&F and Crum & Forster are registered trademarks of United States Fire Insurance Company. The plans also contain non insurance Travel Assistance Services provided by C&F Services through Active Claims Management (2018) Inc., operating as “Active Care Management”, “ACM”, “Global Excel Management”, and/or “Global Excel”. Coverages may vary and not all coverage is available in all jurisdictions. Insurance coverages are subject to the terms, limitations and exclusions in the plan, including an exclusion for pre-existing conditions. In most states, your travel retailer is not a licensed insurance producer/agent, and is not qualified or authorized to answer technical questions about the terms, benefits, exclusions, and conditions of the insurance offered or to evaluate the adequacy of your existing insurance coverage. Your travel retailer may provide general information about the plans offered, including a description of the coverage and price. The purchase of travel insurance is not required in order to purchase any other product or service from your travel retailer. Your travel retailer maybe compensated for the purchase of a plan. CA DOI toll free number: 800-927-4357. The cost of your plan is for the entire plan, which consists of both insurance and non-insurance components. Individuals looking to obtain additional information regarding the features and pricing of each travel plan component, please contact Travel Insured: P.O. Box 6503, Glastonbury, CT 06033; 855-752-8303; [email protected]; California license #0I13223.