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Protecting Wave Season Cruises with Third Party Travel Insurance

by Erin Weiland | Jan 20, 2015
With the holiday season officially over, many individuals are looking to plan their first trip of the year during Wave Season 2015. The travel and cruise industry has officially launched “Wave Season”, which lasts from January to March and features some of the best deals on cruise ship vacations that are offered all year round. While thoughts of cruising to tropical and foreign destinations may be on travelers’ minds, being prepared for the unexpected and for personal safety may be the real way to enjoy a stress free cruise vacation. When traveling during Wave Season, it is important to remember that cruise lines cannot be forced to assist their passengers in any way. A comprehensive travel insurance plan from a third party company would likely cover most of the problems experienced while traveling. Travel Insured International, a leading travel insurance provider, shares a few tips on how to protect your cruise vacation investments for 2015.

Third Party vs. Tour Supplier

  • Credit vs. Refund – Cruise tour insurance often provides reimbursement in the form of credits when you are forced to cancel your trip completely. A traveler may be interested in using the credits towards another trip, but by purchasing a third party travel insurance policy you can be reimbursed up to 100% of your total trip cost with a policy that included Trip Cancellation and Interruption.
  • Limited Coverage – When dealing with insurance that covers emergency medical assistance, the cost covered drastically differs between policies. With a more extensive travel insurance policy, a traveler can be covered with a much greater maximum limit which could save them from arriving home to a hefty medical bill if an emergency were to occur. It is also important to remember that most health care plans do not cover an individual while traveling abroad.
  • Transportation – Travel coverage that is not purchased through a third party company will not cover any other transportation accommodations including flights or rental cars that a traveler may have planned in order to join the cruise. Extensive travel insurance was designed to protect travelers from the moment they leave until the moment they arrive home.
Travel Insured International, a leading privately-owned travel insurance provider, urges travelers to invest in the insurance policy which suits them best before embarking on future cruises. Travel Insured’s policies can offer coverage for a great number of disruptions, emergencies, and unexpected costs including tip interruption, missed connection, lost or stolen luggage, damaged personal items, pre-paid travel expenses, rebooking, sudden illness, and even medical evacuation.

 

About Travel Insured:

Travel Insured International is one of the largest privately held travel protection companies in the US, and preferred supplier to over 5,000 travel agents, travel consortiums and wholesalers in the US and abroad. As a former division of the Travelers up until 1994, and originator of travel insurance in the US, you can say that the “travel protection” blood lines run deep. Travel Insured International’s customer centric claims operation has significant expertise in both domestic and international claims administration.

Travel Insured International
855 Winding Brook Drive
Glastonbury, CT 06033

Coverage is offered by Travel Insured International, California lic. no.0I13223, 855 Winding Brook Drive, Glastonbury, CT 06033. The plans contain insurance benefits underwritten by the United States Fire Insurance Company, 305 Madison Ave, Morristown, NJ 07960. C&F and Crum & Forster are registered trademarks of United States Fire Insurance Company. United states Fire Insurance Company is currently authorized to transact business in all states and the District of Columbia. NAIC No. 21113. The Crum & Forster group of companies is rated A (Excellent) by AM Best Company 2016. The plans also contain non-insurance Travel Assistance Services that are provided by an independent organization, and not by United States Fire Insurance Company or Travel Insured International. Coverages may vary and not all coverage is available in all jurisdictions. Your travel retailer may not be licensed to sell insurance, and cannot answer technical questions about the benefits, exclusions, and conditions of our plans. Louisiana residents looking to obtain additional information regarding the features and pricing of each travel plan component, please contact Travel Insured.