Travel Tips and Ideas

Why Travel Protection Is A Must

by Haley Dobrowski | Jul 21, 2022
travel protection

We live in a world where the unpredictable can happen at any time. Your trip can be delayed due to inclement weather. A natural disaster can force you to cancel your trip. The airline may lose your luggage. What can one do in cases such as these and more? Travel protection is a way to help protect your trip against unforeseen events that may affect your vacation. Here are a few ways your future arrangements can be secured by a travel protection plan.

Trip Cancellation

Many reasons may cause a disruption of your plans and force you to cancel your trip. You may have a medical emergency or maybe your child’s school year gets extended. We understand the last thing you want to do is cancel your vacation, but it may be necessary. That’s why having coverage for trip cancellations can be beneficial. If your situation fits one of the covered reasons listed in your travel protection plan, you may recover up to 100% of your nonrefundable, prepaid expenses.

Accident & Sickness Medical Expense

The last thing on your mind while away is possibly getting into an accident or getting sick. You don’t want to find yourself scrambling for a way to pay for healthcare. Private health insurance coverage for overseas travelers may vary by insurance company1. People with original Medicare will generally not be covered outside of the states.1 Why not have protection that extends beyond U.S. borders? A protection plan for travel within the U.S. may be helpful as well if you don’t have adequate health insurance to cover costs while you are away from home. It could be a relief to know you have protection when you need it.

Trip Delay

It’s not hard to imagine being stuck at the airport because your flight is delayed. That could put a damper on your vacation. With Trip Delay, you can be reimbursed for reasonable expenses (such as hotels and meals) and additional transportation costs. You may also recover prepaid, nonrefundable expenses for portions of your trip effected by the delay.

Lost, Damaged, or Stolen Baggage

What if your bags are lost, damaged, or stolen? Under our plans, covered belongings can be reimbursed up to the lessor of their actual cash value or the cost to repair or replace the item with that of similar kind/quality (up to the maximum in the schedule of benefits).

Cancel for Any Reason

Travel Insured’s Worldwide Trip Protector plan includes the option to add a Cancel for Any Reason benefit that could really come in handy. If your reason for cancelling isn’t already covered under the plan, this could be beneficial. Your reason for canceling could be anything: you changed your mind; a black cat crosses your path; or maybe there’s an emergency at home. To be eligible, you must cancel 48 hours or more before your scheduled trip departure date*. This benefit reimburses up to 75% of your non-refundable, prepaid expenses.

These are just a few of the many benefits Travel Insured offers. Visit our homepage at travelinsured.com to compare plans and even get a quote! See why protection can truly make your travel plans complete.

*Additional cost and terms apply.


 

  1. https://www.consumerreports.org/health-insurance/will-health-insurance-cover-you-overseas/

 

 

 

AH-4387

This website contains highlights of the plans developed by Travel Insured International, which include travel insurance coverages underwritten by United States Fire Insurance Company, Principal Office located in Morristown, New Jersey, under form series T7000 et al, T210 et al and TP-401 et al, and non-insurance Travel Assistance Services provided by C&F Services and for WTP Cruise only, AwayCare and Blue Ribbon Bags. The terms of insurance coverages in the plans may vary by jurisdiction and not all insurance coverages are available in all jurisdictions. Insurance coverages in these plans are subject to terms, limitations and exclusions including an exclusion for pre-existing medical conditions. In most states, your travel retailer is not a licensed insurance producer/agent, and is not qualified or authorized to answer technical questions about the terms, benefits, exclusions and conditions of the insurance offered or to evaluate the adequacy of your existing insurance coverage. Your travel retailer may be compensated for the purchase of a plan and may provide general information about the plans offered, including a description of the coverage and price. The purchase of travel insurance is not required in order to purchase any other product or service from your travel retailer. CA DOI toll free number is 800-927-4357. The cost of your plan is for the entire plan, which consists of both insurance and non-insurance components. Individuals looking to obtain additional information regarding the features and pricing of each travel plan component, please contact Travel Insured International. P.O. Box 6503, Glastonbury, CT 06033; 855-752-8303; [email protected]; California license #0I13223. While Travel Insured International markets the travel insurance in these plans on behalf of USF, non-insurance components of the plans were added to the plans by Travel Insured and Travel Insured does not receive compensation from USF for providing the non-insurance components of the plans.