Worldwide Trip Protector Lite is our most affordable travel protection plan, offering basic coverage for budget-minded travelers. The plan is family friendly by including free coverage for one child under 18 per related adult on the same plan, as well as 1 year job loss protection and terrorism coverage. Plan options are available, including Cancel For Work Reasons, Medical Upgrade and CDW. The Lite plan removes coverage for pre-existing medical conditions and supplier bankruptcy/default to save you money. If default and pre-existing medical conditions should be covered, move up to Worldwide Trip Protector or select our Worldwide Trip Protector Lite Expanded plan.
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Schedule of Coverage Services |
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Trip Cancellation
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Up To Trip Cost*
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Trip Interruption
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Up To Trip Cost*
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Trip Delay
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$500 ($100/day/12 hours)
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Baggage & Personal Effects
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$750** ($50 deductible)
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Baggage Delay
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$200 (24 hours)
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Emergency Accident & Sickness Medical Expense
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$10,000 ($50 deductible)
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Emergency Evacuation & Repatriation of Remains
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$100,000
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Optional Cancel for Work Reasons
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Up to Trip Cost*
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Optional Collision Damage Waiver
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$25,000
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Optional Accidental Death & Dismemberment-Air Only
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Up To The Amount Purchased
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Optional Accident & Sickness Medical Expense
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$10,000 (For a total of $20,000)
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Optional Evacuation & Repatriation of Remains
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$100,000 (For a total of $200,000)
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Optional Sports Coverage
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Combined maximum of $1,000 per person
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* Trip Cancellation and Interruption are up to the lesser of the Trip Cost paid or the limit of Coverage for which benefits are requested and the appropriate plan cost has been paid. ** Baggage and Personal Effects has a per article limit of $250. There is a combined maximum limit of $500 for valuables.
Optional Coverage only applies when requested on the application & the appropriate additional plan cost has been paid. $0 Trip Cost means there is no coverage for Trip Cancellation; Trip Interruption up to $500 return air only.
(U.S. Dollars)
Age of Travelers:
Frequently Asked Questions: Trip Protector Lite
Q: Do you just offer cancellation on its own? I don’t need anything else.
A: Several of our plans include trip cancellation. We don't currently offer a "cancellation-only" plan.
Q: Does the collision damage waiver cover liability insurance?
A: Our collision damage waiver doesn’t cover liability but does cover damage to your rental car during the trip.
Q: Why doesn’t the Lite plan offer the pre-existing medical condition waiver?
A: Our Lite plan is our most affordable coverage, providing only essential travel benefits for the budget-minded traveler. If you are in need of the pre-existing medical condition waiver, please look at one of our other Worldwide Trip Protector products.
Q: Why isn’t Cancel for Any Reason available with the Lite and Lite Expanded plans?
A: Our Lite plan is our most affordable coverage, providing only essential travel benefits for the budget minded traveler. If you want to add a Cancel For Any Reason option, please look at one of our other Worldwide Trip Protector products.
Q: Can I omit some of the coverage that I don’t need?
A: Our products are comprehensive benefit packages; coverage can’t be omitted. We do offer a line of products with varying benefits and limits and are confident one of our Worldwide Trip Protector plans will be the right fit for you.
Q: Can I increase the amount on the baggage?
A: Our Worldwide Trip Protector products include varying limits of baggage protection; we don’t currently offer a baggage upgrade option.
Q: What is the time frame for purchasing the Cancel For Work Reason option?
A: You can add the Cancel For Work Reason option to our Worldwide Trip Protector, Trip Protector Lite and Trip Protector Lite Expanded plans 1) at the time you purchase the plan AND 2) no more than 14 days after your initial trip deposit. Cancel For Work Reason is automatically included in Worldwide Trip Protector Gold.
This protection plan is available to U.S. residents of all ages. The Optional Cancel for Work Reasons is not available to residents of Washington State and is not available for plans with $0 Trip Cost. Cancel for Work Reasons must be purchased within 14 days of your initial trip deposit and selected with original plan purchase. Collision Damage Waiver is not available to residents of Texas and Washington State. Maximum Trip Cost per person is $10,000 and $40,000 per policy, you must insure the full non-refundable cost of your trip. Maximum trip duration is 30 days.