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Comprehensive Plans

Worldwide Trip Protector Gold

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Worldwide Trip Protector Gold is our strongest, most comprehensive travel insurance coverage providing high limits of primary emergency medical expense plus many additional benefits. Protect against a pre-existing medical condition and supplier bankruptcy or default when you purchase this plan within 30 days of your initial trip deposit. Included in coverage are travel protection, baggage protection, travel medical insurance, collision damage waiver, cancel for work reasons and travel accident protection.

	Schedule of Coverage Services
	Trip Cancellation	Up to Trip Cost*
	Cancel for Work Reasons	Up to Trip Cost*
	Trip Interruption	150% Trip Cost*
	Missed Connection	$750 (3 hours)
	Trip Delay	$1,500 ($200/day/6 hours)
	Baggage & Personal Effects	$2,500**
	Baggage Delay	$500 (12 hours)
	Pet Care ($50 per day)	$300
	Emergency Accident & Sickness Medical Expense	$50,000 ($50 deductible)
	Emergency Evacuation & Repatriation of Remains	$1,000,000
	Accidental Death & Dismemberment	$25,000
	Accidental Death & Dismemberment- Air Only	$100,000
	Collision Damage Waiver	$50,000
	Optional Accidental Death & Dismemberment-Air Only	Up To The Amount Purchased
	Optional Cancel for Any Reason	Up to 75% of Trip Cost
	Optional Sports Coverage	Combined maximum of $1,000 per person

*Trip Cancellation and Interruption are up to the lesser of the Trip Cost paid or the limit of Coverage for which benefits are requested and the appropriate plan cost has been paid. Optional Coverage only applies when requested on the application and the appropriate additional plan cost has been paid. Optional Cancel for Any Reason is not available for policies with $0 Trip Cost. Collision Damage Waiver is not available to residents of TX and WA. $0 Trip Cost means there is no coverage for Trip Cancellation; Trip Interruption up to $1,000 return air only.

Departure Date

Return Date

Trip Cost Per Traveler:
(U.S. Dollars)

Age of Travelers:

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Download this Travel Insurance Features and Benefits Sheet
Download this Description of Coverage

This protection plan is available to U.S. residents of all ages. The Optional Cancel for Any Reason is not available to residents of Washington State and is not available for plans with $0 Trip Cost. Cancel for Any Reason must be purchased within 30 days of your initial trip deposit and selected with original plan purchase. Collision Damage Waiver is not available to residents of Texas and Washington State. Maximum Trip Cost per person is $100,000 and $250,000 per policy, you must insure the full non-refundable cost of your trip. Maximum trip duration is 180 days.

Worldwide Trip Protector

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When your travel needs call for a comprehensive plan but cost saving takes priority over more robust coverage, our signature worldwide trip protector is the answer. Worldwide Trip Protector, popular with families, features kids are free coverage for children under 18 traveling with their related adult on the same plan. Plan coverage includes job loss protection under trip cancellation after 1 year of employment and primary emergency medical expense coverage. Purchase within 14 days of initial trip deposit to protect against a pre-existing medical condition and supplier bankruptcy or default. You can also add a cancel for work reasons or cancel for any reason option when purchasing the plan.

	Schedule of Coverage Services
	Trip Cancellation	Up to Trip Cost*
	Trip Interruption	150% Trip Cost*
	Missed Connection	$500 (3 hours)
	Trip Delay	$1,000 ($200/day/6 hours)
	Baggage & Personal Effects	$1,000**
	Baggage Delay	$300 (12 hours)
	Pet Care	$300 ($50 per day)
	Emergency Accident & Sickness Medical Expense	$25,000 ($50 deductible)
	Emergency Evacuation & Repatriation of Remains	$500,000
	Accidental Death & Dismemberment	$10,000
	Optional Cancel for Any Reason	Up to 75% of Trip Cost
	Optional Cancel for Work Reasons	Up to Trip Cost*
	Optional Collision Damage Waiver	$50,000
	Optional Accidental Death & Dismemberment-Air Only	Up To The Amount Purchased
	Optional Accident & Sickness Medical Expense	$25,000 (For a total of $50,000)
	Optional Evacuation & Repatriation	$500,000 (For a total of 1 Million)
	Optional Sports Coverage	Combined maximum of $1,000 per person

* Trip Cancellation and Interruption are up to the lesser of the Trip Cost paid or the limit of Coverage for which benefits are requested and the appropriate plan cost has been paid. ** Baggage and Personal Effects has a per article limit of $250. There is a combined maximum limit of $500 for valuables. Optional Coverage only applies when requested on the application and the appropriate additional plan cost has been paid. $0 Trip Cost means there is no coverage for Trip Cancellation; Trip Interruption up to $500 return air only.

Departure Date

Return Date

Trip Cost Per Traveler:
(U.S. Dollars)

Age of Travelers:

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Download this Travel Insurance Features and Benefits Sheet
Download this Description of Coverage

This protection plan is available to U.S. residents of all ages. The Optional Cancel for Any Reason and Cancel for Work Reasons are not available to residents of Washington State and are not available for policies with $0 Trip Cost. Cancel for Any Reason and Cancel for Work Reasons must be purchased within 14 days of your initial trip deposit and selected with original plan purchase. Collision Damage Waiver is not available to residents of Texas and Washington State. Maximum Trip Cost per person is $100,000 and $250,000 per policy, you must insure the full non-refundable cost of your trip. Maximum trip duration is 180 days.

Trip Protector Lite Expanded

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Trip Protector Lite Expanded provides the travel coverage essentials and is right for the budget minded cruise or tour traveler. Lite expanded can include pre-existing medical condition coverage and supplier bankruptcy/default protection when the plan is purchased within 14 days of initial trip deposit. Family coverage is enhanced in this plan with the popular school year extension benefit and, as in the Lite plan, several coverage options are available to fit your travel needs.

	Schedule of Coverage Services
	Trip Cancellation	Up to Trip Cost*
	Trip Interruption	Up to Trip Cost*
	Missed Connection	$200 (6 hours)
	Trip Delay	$500 ($100/day/12 hours)
	Baggage & Personal Effects	$750** ($50 deductible)
	Baggage Delay	$200 ($24 hours)
	Emergency Accident & Sickness Medical Expense	$15,000 ($50 deductible)
	Emergency Evacuation & Repatriation of Remains	$100,000
	Optional Cancel for Work Reasons	Up to Trip Cost*
	Optional Collision Damage Waiver	$25,000
	Optional Accidental Death & Dismemberment-Air Only	Up To The Amount Purchased
	Optional Accident & Sickness Medical Expense	$15,000 (For a total of $30,000)
	Optional Evacuation & Repatriation of Remains	$100,000 (For a total of $200,000)
	Optional Sports Coverage	Combined maxiumum of $1,000 per person

* Trip Cancellation and Interruption are up to the lesser of the Trip Cost paid or the limit of Coverage for which benefits have been requested & the appropriate plan cost has been paid. ** Baggage and Personal Effects has a per article limit of $250. There is a combined maximum limit of $500 for valuables. Optional Coverage applies when requested on the application & the appropriate additional plan cost has been paid. $0 Trip Cost means there is no coverage for Trip Cancellation; Trip Interruption up to $500 return air only.

Departure Date

Return Date

Trip Cost Per Traveler:
(U.S. Dollars)

Age of Travelers:

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Download this Travel Insurance Features and Benefits Sheet
Download this Description of Coverage

This protection plan is available to U.S. residents of all ages. The Optional Cancel for Work Reasons is not available to residents of Washington State and is not available for plans with $0 Trip Cost. Cancel for Work Reasons must be purchased within 14 days of your initial trip deposit and selected with original plan purchase. Collision Damage Waiver is not available to residents of Texas and Washington State. Maximum Trip Cost per person is $10,000 and $40,000 per policy, you must insure the full non-refundable cost of your trip. Maximum trip duration is 30 days.

Trip Protector Lite

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Worldwide Trip Protector Lite is our most affordable travel protection plan, offering basic coverage for budget-minded travelers. The plan is family friendly by including free coverage for one child under 18 per related adult on the same plan, as well as 1 year job loss protection and terrorism coverage. Plan options are available, including Cancel For Work Reasons, Medical Upgrade and CDW. The Lite plan removes coverage for pre-existing medical conditions and supplier bankruptcy/default to save you money. If default and pre-existing medical conditions should be covered, move up to Worldwide Trip Protector or select our Worldwide Trip Protector Lite Expanded plan.

	Schedule of Coverage Services
	Trip Cancellation	Up To Trip Cost*
	Trip Interruption	Up To Trip Cost*
	Trip Delay	$500 ($100/day/12 hours)
	Baggage & Personal Effects	$750** ($50 deductible)
	Baggage Delay	$200 (24 hours)
	Emergency Accident & Sickness Medical Expense	$10,000 ($50 deductible)
	Emergency Evacuation & Repatriation of Remains	$100,000
	Optional Cancel for Work Reasons	Up to Trip Cost*
	Optional Collision Damage Waiver	$25,000
	Optional Accidental Death & Dismemberment-Air Only	Up To The Amount Purchased
	Optional Accident & Sickness Medical Expense	$10,000 (For a total of $20,000)
	Optional Evacuation & Repatriation of Remains	$100,000 (For a total of $200,000)
	Optional Sports Coverage	Combined maximum of $1,000 per person

* Trip Cancellation and Interruption are up to the lesser of the Trip Cost paid or the limit of Coverage for which benefits are requested and the appropriate plan cost has been paid. ** Baggage and Personal Effects has a per article limit of $250. There is a combined maximum limit of $500 for valuables. Optional Coverage only applies when requested on the application & the appropriate additional plan cost has been paid. $0 Trip Cost means there is no coverage for Trip Cancellation; Trip Interruption up to $500 return air only.

Departure Date

Return Date

Trip Cost Per Traveler:
(U.S. Dollars)

Age of Travelers:

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Download this Travel Insurance Features and Benefits Sheet
Download this Description of Coverage

Ticket Protection Plan

Airline Ticket Protector T-4430

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The Airline Ticket Protector provides Trip Cancellation, Trip Interruption, Missed Connection, Trip Delay and Baggage Delay insurance. This plan also offers Optional Cancel for Any Reason, Optional Medical Coverage, an Optional Collision Damage Waiver, and an Optional Accidental Death and Dismemberment- Air Only benefit. All Airline Trip Protector insurance plans have our 24 hour travel assistance service. Protect your non-refundable airline flight ticket today; coverage is for U.S. residents of all ages.

	Schedule of Coverage Services
	Trip Cancellation	Up to Trip Cost*
	Trip Interruption	Up to 150% of Trip Cost*
	Missed Connection	$500
	Trip Delay	$500
	Baggage & Personal Effects	$1,000
	Baggage Delay	$200
	Optional Cancel for any Reason	Up to 75% of Trip Cost
	Optional Accidental Death & Dismemberment Air Only	Up to the amount purchased
	Optional Collison Damage Waiver	$50,000
	Optional Accident and Sickness Medical Expense	$50,000
	Optional Evacuation & Repatriation of Remains	$250,000

Coverage is for U.S. and Canadian residents of all ages.

The duration of the trip from Departure Date to Return Date cannot exceed 180 days.

The Pre-Existing Condition Exclusion is waived provided you purchase the Ticket Protector within fourteen (14) days of your initial ticket purchase, are medically able to travel at the time of your purchase and have covered the full ticket price and this is the first and only booking for the same travel dates and destination.

*Up to the lesser of the Trip Cost paid or the limit of coverage on the Confirmation of Benefits up to a maximum of $3,500

Departure Date

Return Date

Trip Cost Per Traveler:
(U.S. Dollars)

Age of Travelers:

Add Travelers

Download this Travel Insurance Features and Benefits Sheet
Download this Description of Coverage