Missed Connection/Itinerary Change
Also visit: What Plans are Available? and What do I need for Coverage?
Missed Connection Coverage
Missed Connection coverage is available when the cancellation or delay of your regularly scheduled airline flight or other common carrier due to inclement weather or any common carrier-caused delay for three or more hours results in your missing the departure of your cruise, tour or other trip.
What Missed Connection Covers
Missed Connection can cover additional transportation expenses needed to catch up to and join the departed Cruise or Trip. It can cover reasonable accommodations, meal expenses and the non-refundable payments for the unused portion of your cruise or tour.
What Missed Connection Does Not Cover
Coverage will not be provided to insured individuals who are able to meet their scheduled departure but choose not to travel due to inclement weather.
Itinerary Change
Travel Insured International’s comprehensive Worldwide Trip Protector and WTP Gold travel insurance plans offer a “Itinerary Change” benefit that specifically addresses cruise or tour disruptions.
Insured travelers who prepay for a non-refundable shore activity in a port of call, or a scheduled stop on a tour itinerary, but miss the activity due to a change of cruise or tour itinerary, can be reimbursed up to $750 unless the missed activity is rescheduled during the course of the trip. The coverage means that travelers can feel secure in booking prepaid shore or tour activities even when those activities are non-refundable.
Reasons for Missed Ports; Types of Missed Activities
Disruptions of itineraries due to storms, outbreaks of illness or safety issues in a destination can create problems for passengers who prepay for excursions or other land travel activities. These shore excursions are often booked prior to the start of their cruise or tour. Travelers, for example, may pre-pay for concerts, a private guide, spectator sports events, participation sports sessions, training classes, cooking displays, nature adventures, art and culture events, or other add-on activities. Unfortunately these missed events or activities may not always be refunded, especially by tour companies that are independent of the cruise line or tour operator that is the main vacation provider.
When Itinerary Change is Not Provided?
The Itinerary Change travel insurance benefit is not provided if the prepaid event or activity is rescheduled to be offered on a later date in the itinerary, such as during a delayed port call. Additionally, insured travelers must provide proof of the change of itinerary from the cruise or tour provider, as well as proof of prepayment for the non-refundable activity that was lost as a result of the change.