Pre-Existing Medical Conditions

Plans That Include Pre-Existing Medical Conditions Coverage

Worldwide Trip Protector

AVAILABLE

Worldwide Trip Protector Edge

AVAILABLE

The Worldwide Trip Protector (WTP) and Worldwide Trip Protector Edge (WTPE) plans normally exclude Trip Cancellations and Trip Interruptions that are caused by a pre-existing medical condition. However, Trip Cancellations/Interruptions due to a pre-existing medical condition are covered on the same basis as any other injury or sickness if you purchase your travel protection plan within the time sensitive period. For the WTP, the plan must be purchased within 21 days of the date your initial payment or deposit for your trip is received. For the WTPE, the plan must be purchased within 14 days of the date your initial payment or deposit for your trip is received. For both WTP and WTPE, you cannot be disabled from travel when you purchase your plan.

Please review the WTP and WTPE sample plan documents for your state for the complete definition of a Pre-Existing Medical Condition.

The exclusion for pre-existing medical conditions does not apply to any other coverages in the WTP and WTPE plans available in most states.

Coverage and benefit eligibility may vary by state. Read your plan document for full details.

See Also:

This website contains highlights of the plans developed by Travel Insured International, which include travel insurance coverages underwritten by United States Fire Insurance Company, Principal Office located in Morristown, New Jersey, under form series T7000 et al, T210 et al and TP-401 et al, and non-insurance Travel Assistance Services provided by C&F Services and for WTP Cruise only, AwayCare and Blue Ribbon Bags. The terms of insurance coverages in the plans may vary by jurisdiction and not all insurance coverages are available in all jurisdictions. Insurance coverages in these plans are subject to terms, limitations and exclusions including an exclusion for pre-existing medical conditions. In most states, your travel retailer is not a licensed insurance producer/agent, and is not qualified or authorized to answer technical questions about the terms, benefits, exclusions and conditions of the insurance offered or to evaluate the adequacy of your existing insurance coverage. Your travel retailer may be compensated for the purchase of a plan and may provide general information about the plans offered, including a description of the coverage and price. The purchase of travel insurance is not required in order to purchase any other product or service from your travel retailer. CA DOI toll free number is 800-927-4357. The cost of your plan is for the entire plan, which consists of both insurance and non-insurance components. Individuals looking to obtain additional information regarding the features and pricing of each travel plan component, please contact Travel Insured International. P.O. Box 6503, Glastonbury, CT 06033; 855-752-8303; [email protected]; California license #0I13223. While Travel Insured International markets the travel insurance in these plans on behalf of USF, non-insurance components of the plans were added to the plans by Travel Insured and Travel Insured does not receive compensation from USF for providing the non-insurance components of the plans.
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