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Bankruptcy or Default

Plans That Include Bankruptcy or Default Coverage

What Bankruptcy or Default Covers

Bankruptcy or Default of a tour operator or travel provider other than whom you purchased your travel arrangements from, is included in Trip Cancellation/Interruption coverage.

You must purchase your plan no more than 21 days after your initial trip deposit for the Worldwide Trip Protector Plus plan and Worldwide Trip Protector plan. This coverage in not available in the Trip Protector Lite plan.

The default or bankruptcy must occur more than 14 days after your insurance plan effective date.

In the case of an airline bankruptcy, change fees are covered if an alternate flight is available, and trip cancellation is covered if no alternate flight is available.

Please note that this coverage does not apply if the travel agency or a tour operator or travel provider other than whom you purchased your travel arrangements from that obtained the insurance plan for you and sold you the air or land travel arrangements is the same travel company that defaults or goes bankrupt.

Coverage and benefit eligibility may vary by state.
Coverage is offered by Travel Insured International, California lic. no.0I13223, 855 Winding Brook Drive, Glastonbury, CT 06033. The plans contain insurance benefits underwritten by the United States Fire Insurance Company, 305 Madison Ave, Morristown, NJ 07960. C&F and Crum & Forster are registered trademarks of United States Fire Insurance Company. United states Fire Insurance Company is currently authorized to transact business in all states and the District of Columbia. NAIC No. 21113. The Crum & Forster group of companies is rated A (Excellent) by AM Best Company 2016. The plans also contain non-insurance Travel Assistance Services that are provided by an independent organization, and not by United States Fire Insurance Company or Travel Insured International. Coverages may vary and not all coverage is available in all jurisdictions. Your travel retailer may not be licensed to sell insurance, and cannot answer technical questions about the benefits, exclusions, and conditions of our plans. Louisiana residents looking to obtain additional information regarding the features and pricing of each travel plan component, please contact Travel Insured.