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Medical Expense Protection
Travel Insured International plans can provide coverage for medical expenses incurred during travel that your health insurance provider may not cover, particularly outside of the United States. With the Accident & Sickness Medical Expense benefit included in our plans, you can get coverage for medical expenses due to accident or sickness while you’re away.
Plans that Offer This Benefit
$500,000 ($750 Dental Expense sublimit)
$250,000 ($750 Dental Expense sublimit)
$50,000 ($750 Dental Expense sublimit)
Travel the World with Peace of Mind
When planning a trip, few stop to consider what might happen if they get sick or injured while away from home. That’s where travel insurance comes in. Unexpected medical emergencies could be costly without a backup plan. Travel protection is built to respond quickly to travel-specific situations—like sudden illnesses abroad or accidents on guided excursions while you're far from home.
What Accident & Sickness Medical Expense Covers
This benefit helps cover treatment costs when an accidental injury or unforeseen illness strikes during your trip. Your plan may include reimbursement for doctor and hospital visits when you're injured or sick, including laboratory tests, x-rays, prescription drugs and more.
Optional Extreme Sports Medical Upgrade*
When purchased, this coverage will remove the Medical Expense benefit exclusion if you participate in adventure or extreme activities, riding or driving in any races, or participate in speed or endurance competition/events.
*Optional coverage can be added to your plan at an additional cost. This option is only available on our Worldwide Trip Protector Platinum plan.
Coverage and benefit eligibility may vary by state. Read your plan document for full details.
Customizing Your Coverage is Easy as 1-2-3
Customizing your next adventure's coverage is easy—just enter your travel dates, destination, and a few quick details to get started. Explore personalized travel protection plans designed to fit your trip and budget, then add a bundle for extra coverage and peace of mind
Enter your travel dates, destination, and a few quick details to get started.
Browse coverage options based on your trip and budget. Each quote is designed to fit your needs.
Select your bundle for added coverage and peace of mind.
Additional Add-on Benefits
Frequently Asked Questions
Find Your Perfect Travel Insurance Match
Trip insurance isn’t one-size-fits-all—because no two trips are the same. The right coverage depends on where you’re headed, how long you’ll be away, and what kind of traveler you are. Whether you’re a senior setting sail on a cruise, a student studying abroad, or planning to travel solo on a high-energy adventure, we make it easy to get a travel protection quote tailored to your journey. Select your traveler type or trip type to explore personalized plans—and discover travel protection to fit your needs, your pace, and your style of travel.
Education Center
Got a trip on the horizon? Let the excitement begin—because planning can be half the fun. Our Travel Insurance Education Center is packed with expert tips, destination guides, and real-world advice to help you plan with confidence and curiosity. Whether you're wondering what trip insurance covers, looking for a solid packing checklist, or just want to learn from other travelers’ stories, our blog and guides are here to make every step easier—and more enjoyable. Start exploring, get a personalized travel protection quote, and get ready for your trip feeling informed, inspired, and ready for anything.
Learn what makes holiday travel insurance features the “best,” from weather protection to delay benefits and baggage coverage.
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Do you know what a pre-existing medical condition is and how these conditions may or may not be covered with travel protection? Find out more!
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While Travel Insured International does not allow you to purchase coverage after you've departed, you can purchase last-minute. Available coverage will vary, so we recommend purchasing early!
This website contains highlights of the plans developed by Travel Insured International, which include travel insurance coverages underwritten by United States Fire Insurance Company, Principal Office located in Morristown, New Jersey, under form series T7000 et al, T210 et al and TP-401 et al, and non-insurance Travel Assistance Services provided by C&F Services and Blue Ribbon Bags (on select plans only). The terms of insurance coverages in the plans may vary by jurisdiction and not all insurance coverages are available in all jurisdictions. Insurance coverages in these plans are subject to terms, limitations and exclusions including an exclusion for pre-existing medical conditions. In most states, your travel retailer is not a licensed insurance producer/agent, and is not qualified or authorized to answer technical questions about the terms, benefits, exclusions and conditions of the insurance offered or to evaluate the adequacy of your existing insurance coverage. Your travel retailer may be compensated for the purchase of a plan and may provide general information about the plans offered, including a description of the coverage and price. The purchase of travel insurance is not required in order to purchase any other product or service from your travel retailer. CA DOI toll free number is 800-927-4357. The cost of your plan is for the entire plan, which consists of both insurance and non-insurance components. Individuals looking to obtain additional information regarding the features and pricing of each travel plan component, please contact Travel Insured International. P.O. Box 6503,Glastonbury, CT 06033; 855-752-8303; [email protected]; California license #0I13223. While Travel Insured International markets the travel insurance in these plans on behalf of USF, non-insurance components of the plans were added to the plans by Travel Insured and Travel Insured does not receive compensation from USF for providing the non-insurance components of the plans.