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Since 1994, Travel Insured International has helped protect travelers’ plans with dependable benefits and thoughtful support. Our travel protection plans combine robust travel insurance benefits with non-insurance assistance services, so you’re supported before, during, and after your trip. Whether you’re traveling across the country or around the world, we’re here to meet you in the moment. With nearly 30 years of experience and a reputation for responsive service, you can explore more freely, knowing help may be just a call away if something unexpected occurs.
Please Note: Each of our Worldwide Trip Protector plans include the Trip Cancellation and Trip Interruption coverage described below. The Annual Multi-Trip Protector offers Trip Cancellation and Trip Interruption as optional add-ons for each trip you take.
Compare what’s included across all Worldwide Trip Protector plans
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| Covered Reason |  |  |  |  |
|---|---|---|---|---|
| Health & Medical | ||||
| Sickness or Injury | ✓ | ✓ | ✓ | ✓ |
| Death | ✓ | ✓ | ✓ | ✓ |
| Complications of Pregnancy | ✓ | ✓ | ✓ | ✕ |
| Normal Pregnancy or Childbirth | ✓ | ✓ | ✕ | ✓ |
| Attending Childbirth | ✓ | ✕ | ✕ | ✓ |
| Mental, Nervous, or Psychological Condition | ✓Cancellation only | ✓Cancellation only | ✓Cancellation only | ✓Cancellation only |
| Financial & Employment | ||||
| Financial Insolvency / Default | ✓ | ✓ | ✕ | ✓ |
| Employer Termination | ✓ | ✓ | ✓ | ✓ |
| Transfer of Employment | ✓ | ✕ | ✕ | ✓ |
| Required to Work | ✓ | ✕ | ✕ | ✓ |
| Employer Merger / Acquisition | ✓ | ✕ | ✕ | ✓ |
| Place of Employment Unsuitable for Business | ✓ | ✕ | ✕ | ✓ |
| Weather & Natural Events | ||||
| Inclement Weather | ✓ | ✓ | ✓ | ✓ |
| Home or Destination Uninhabitable | ✓ | ✓ | ✓ | ✓ |
| NOAA Hurricane Warning at Destination | ✓ | ✓ | ✕ | ✓ |
| Destination Evacuation | ✓ | ✓ | ✕ | ✓ |
| Travel Alert Warning | ✓ | ✓ | ✕ | ✓ |
| Travel Disruptions | ||||
| Strike | ✓ | ✓ | ✓ | ✓ |
| Traffic Accident en Route to Departure | ✓ | ✓ | ✓ | ✓ |
| Hijack or Quarantine | ✓ | ✓ | ✓ | ✓ |
| Terrorist Incident | ✓ | ✓ | ✓ | ✓ |
| Legal & Civil | ||||
| Jury Duty, Subpoena, or Court Order | ✓ | ✓ | ✓ | ✓ |
| Military Duty for Natural Disaster | ✓ | ✓ | ✓ | ✓ |
| Military Leave Revocation | ✓ | ✓ | ✓ | ✓ |
| Divorce or Legal Separation | ✓Cancellation only | ✓Cancellation only | ✕ | ✓Cancellation only |
| Theft of Passports / Visas | ✓ | ✓ | ✓ | ✓ |
| Issues Obtaining Visa / Passport | ✓Cancellation only | ✕ | ✕ | ✓Cancellation only |
| Personal Circumstances | ||||
| Host Unable to Provide Accommodations | ✓ | ✓ | ✓ | ✓ |
| School Year Extension | ✓Cancellation only | ✕ | ✕ | ✓Cancellation only |
| Child Adoption | ✓ | ✕ | ✕ | ✓ |
| Destination Wedding | ✓ | ✕ | ✕ | ✓ |
| Felonious Assault | ✕ | ✕ | ✕ | ✓ |
| 50% or More Trip Loss | ✕ | ✕ | ✕ | ✓ |
| Trip Interruption Specific | ||||
| Trip Extension due to Sickness / Injury | ✓Interruption only | ✕ | ✕ | ✕ |
| Hospitalization of Travel Companion | ✓Interruption only | ✕ | ✕ | ✕ |
| Optional Add-On Bundles | ||||
| Insufficient / Excessive Water Levels | + Cruise Bundle | + Cruise Bundle | + Cruise Bundle | ✕ |
| Mechanical Breakdown | + Flight Bundle | + Flight Bundle | + Flight Bundle | ✕ |
| Mandated Shutdown of Air Travel by Authorities | + Flight Bundle | + Flight Bundle | + Flight Bundle | ✕ |
| Shutdown of Air Travel Due to Fire / Power Outage | + Flight Bundle | + Flight Bundle | + Flight Bundle | ✕ |
| Pet Medical Reasons | + Pet Bundle | + Pet Bundle | + Pet Bundle | ✕ |
Sickness
ANOTHER
Additional terms apply to every benefit and covered reason.
View Plans and detailsTrip Cancellation applies after you purchase your plan but before departure. Trip Interruption applies after departure (or if you must join your trip after your scheduled departure date). The covered reasons for Trip Cancellation and Trip Interruption may vary from each other. Please read your plan document for details.
• Unused and forfeited prepaid, non-refundable trip costs
• Additional cost for higher per-person trip costs if your travel companion cancels for a covered reason (single supplement)
• Unused, prepaid, nonrefundable trip costs for land or water travel arrangements you purchased for your trip
• Additional transportation costs to join, rejoin, or transport you to your originally scheduled return destination of your trip
• Coverage up to 150% of trip cost (up to 100% for the Essential plan)
Trip Delay and Missed Connection are offered in our plans as benefits separate from Trip Cancellation and Trip Interruption.
Coverage and benefit eligibility may vary by state.
Coverage and benefit eligibility may vary by state.
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This website contains highlights of the plans developed by Travel Insured International, which include travel insurance coverages underwritten by United States Fire Insurance Company, Principal Office located in Morristown, New Jersey, under form series T7000 et al, T210 et al and TP-401 et al, and non-insurance Travel Assistance Services provided by C&F Services and Blue Ribbon Bags (on select plans only). The terms of insurance coverages in the plans may vary by jurisdiction and not all insurance coverages are available in all jurisdictions. Insurance coverages in these plans are subject to terms, limitations and exclusions including an exclusion for pre-existing medical conditions. In most states, your travel retailer is not a licensed insurance producer/agent, and is not qualified or authorized to answer technical questions about the terms, benefits, exclusions and conditions of the insurance offered or to evaluate the adequacy of your existing insurance coverage. Your travel retailer may be compensated for the purchase of a plan and may provide general information about the plans offered, including a description of the coverage and price. The purchase of travel insurance is not required in order to purchase any other product or service from your travel retailer. CA DOI toll free number is 800-927-4357. The cost of your plan is for the entire plan, which consists of both insurance and non-insurance components. Individuals looking to obtain additional information regarding the features and pricing of each travel plan component, please contact Travel Insured International. P.O. Box 6503,Glastonbury, CT 06033; 855-752-8303; [email protected]; California license #0I13223. While Travel Insured International markets the travel insurance in these plans on behalf of USF, non-insurance components of the plans were added to the plans by Travel Insured and Travel Insured does not receive compensation from USF for providing the non-insurance components of the plans.