Annual Multi-Trip Protector Plan

Annual Base Plan Benefits

Trip Delay

Reimburses up to $200 per day for unused non-refundable payments or deposits for travel arrangements, reasonable additional expenses, plus additional transportation cost you paid when you are delayed at least 12 consecutive hours or more due to a covered reason, up to a maximum benefit amount of $5,000 per trip.

Missed Connection

Reimburses up to $500 per trip for reasonable expenses or additional transportation cost to join the departed cruise or tour when your arrival at your trip destination is delayed at least 3 consecutive hours due to a covered reason causing you to miss your trip departure.

Medical Evacuation & Repatriation of Remains

Provides up to $100,000 per trip to transport you to the nearest medical facility capable of providing treatment (if no adequate facilities are available in your immediate area) to treat an unforeseen sickness or injury determined to be acute, severe or life threatening, transport you back to your point of origin (with a medical escort if recommended by a physician), and transport your remains back to your origination point in case of unexpected tragedy.

Political or Security Evacuation and Natural Disaster Evacuation

If you require an emergency evacuation for a covered Political/Security or National Disaster Event while traveling outside of your home country, this provides up to $150,000 per trip for one-way economy transportation and reasonable related costs to transport you to the nearest place of safety or to your point of origin.

Baggage & Personal Effects

Provides up to $2,500 per trip when bags or personal effects are lost, stolen, damaged or destroyed during your trip.

Baggage Delay

Reimburses up to $750 per trip for necessary personal items (such as clothing) when your checked baggage is delayed or misdirected by common carrier for at least 3 consecutive hours or more from time of arrival at a scheduled destination other than your return destination.

Accident & Sickness Medical Expense

Provides reimbursement for medical expense benefits for up to $100,000 per trip to cover treatment costs when an accidental injury or unforeseen illness strikes during your trip.

24-Hour Accident Death & Dismemberment (Other than Air Flight)

Provides a benefit when you suffer loss of life, limb or sight resulting from an injury caused by an accident during your trip (other than while covered for Air Flight Only benefits).

Accident Death & Dismemberment (Air Flight Only)

Provides a benefit when you suffer loss of life, limb or sight resulting from an injury caused by an accident during your trip while boarding or alighting from any public conveyance provided by an Air Common Carrier.