Set sail with confidence by adding our optional cruise bundle to your travel insurance benefits. This specialized coverage is designed to help protect your cruise vacation, offering benefits tailored to the unique needs of cruise travelers for a protected journey at sea.
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Travel Insured International is here to help protect your cruise vacation, offering an optional add-on tailored to the needs of cruisers. Some things are out of your control when you travel. Having travel protection for cruises is one way to give you more peace of mind as you relax and explore.

The Optional Cruise Bundle adds benefits to your plan that are particularly relevant to concerns travelers have on cruise vacations.
Cruise bundle adds a covered reason for Trip Cancellation and Interruption if your river cruise is unable to operate its scheduled itinerary due to insufficient or excessive water levels along the scheduled route, and the travel supplier provides only land-based alternative accommodations. There is also additional Trip Interruption coverage, adding reimbursement for shore excursions, theater, concert or event tickets or processing fees, or sightseeing if such arrangements are made during your trip and are to be used prior to the scheduled return date of your trip.
If the cruise line, travel supplier, or common carrier makes a change to your itinerary and prevents you from participating in previously scheduled events/activities or eliminates a destination from the originally scheduled itinerary, this benefit provides reimbursement for the unused, forfeited expenses.
This increases the maximum benefit limit for Baggage Delay coverage. Each plan adds a different amount, for a total maximum benefit of $2,500.
Can provide reimbursement if, while on your trip, any of these covered and unforeseen reasons occur: Cruise Diversion, Bed Rest, Cruise Disablement.
For the Worldwide Trip Protector Deluxe and Essential plans, the Optional Cruise Bundle includes additional Baggage & Personal Effects coverage. Each plan adds a different amount, for a total maximum benefit of $2,500.
The optional bundle comes at an additional cost. Full terms of the plan apply. Offerings may vary based on base plan purchased and state.
Customizing your next adventure's coverage is easy—just enter your travel dates, destination, and a few quick details to get started. Explore personalized travel protection plans designed to fit your trip and budget, then add a bundle for extra coverage and peace of mind

Enter your travel dates, destination, and a few quick details to get started.
Browse coverage options based on your trip and budget. Each quote is designed to fit your needs.
Select your bundle for added coverage and peace of mind.
Cruise insurance is worth it for many travelers because it provides valuable protection against a range of unexpected events, such as medical emergencies, trip cancellations, travel delays, and lost or delayed baggage—risks that are often not fully covered by standard health insurance or credit card benefits. Especially for expensive, non-refundable, or international cruises, having cruise insurance offers peace of mind and added financial security, providing you coverage if your plans are disrupted or if emergencies arise while you are at sea or abroad. Given the potential costs and complications that can occur, purchasing cruise travel protection can be a worthwhile decision for many travelers.
Cruise travel protection plans typically cover a wide range of unexpected events, including trip cancellations, trip interruptions, travel delays, missed connections, medical emergencies, and baggage loss or delay. Coverage may also extend to medical evacuation, accidental injury, and certain emergency services. In addition to these insurance benefits, plans from Travel Insured International include non-insurance services like 24/7 access to concierge help or emergency coordination. Optional upgrades, such as Cancel for Any Reason (CFAR), may be added for increased flexibility and control. It's important to review the specific plan document for benefit limits and covered reasons.
The Optional Cruise Bundle expands your plan with cruise-specific benefits. It adds a covered reason for cancellation or interruption if there are low river levels, and increases the baggage delay benefit maximum. You may also be reimbursed for missed shore excursions, travel inconveniences or itinerary changes.
Yes. Travel Insured International offers travel insurance benefits that may help cover the cost of medical treatment while on a cruise, whether you need to see a doctor on board or require care at a medical facility during a port stop. Covered expenses may include diagnostic tests, prescription medications, emergency procedures, hospital stays, and follow-up visits. Medical benefits are especially important for international travelers, as many domestic health plans don’t extend coverage overseas. Plans also include access to our 24/7 non-insurance assistance partner, Robin Assist, who can coordinate care and help locate nearby facilities if needed.
The best time to purchase cruise travel protection is right after you make your first trip payment. Purchasing early can make you eligible for important time-sensitive offerings such as cancel for any reason coverage and pre-existing condition exclusion waiver. These early purchase windows are usually limited to 14-21 days from your initial trip deposit date. Enrolling during this window also allows for earlier coverage in the event that issues arise weeks or months before your trip. It's a beneficial way to secure both financial and service-related safeguards long before you depart.
Trip insurance isn’t one-size-fits-all—because no two trips are the same. The right coverage depends on where you’re headed, how long you’ll be away, and what kind of traveler you are. Whether you’re a senior setting sail on a cruise, a student studying abroad, or planning to travel solo on a high-energy adventure, we make it easy to get a travel protection quote tailored to your journey. Select your traveler type or trip type to explore personalized plans—and discover travel protection to fit your needs, your pace, and your style of travel.

Got a trip on the horizon? Let the excitement begin—because planning can be half the fun. Our Travel Insurance Education Center is packed with expert tips, destination guides, and real-world advice to help you plan with confidence and curiosity. Whether you're wondering what trip insurance covers, looking for a solid packing checklist, or just want to learn from other travelers’ stories, our blog and guides are here to make every step easier—and more enjoyable. Start exploring, get a personalized travel protection quote, and get ready for your trip feeling informed, inspired, and ready for anything.
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Do you know what a pre-existing medical condition is and how these conditions may or may not be covered with travel protection? Find out more!
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While Travel Insured International does not allow you to purchase coverage after you've departed, you can purchase last-minute. Available coverage will vary, so we recommend purchasing early!
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Learn more about what medical evacuation travel protection coverage is, how it works, and if it's something you want for your next trip.