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Family Travel Insurance
Family travel insurance may help protect your vacation investment when unexpected events affect your trip. Whether you are planning a weekend getaway, theme park vacation, international adventure, or cruise, travel protection may help families manage covered cancellations, medical expenses, baggage issues, travel delays, and other disruptions while traveling together.
Why Families Choose Travel Insured
Family trips often involve multiple travelers, prepaid reservations, transportation, and carefully planned activities, which can make an unexpected disruption more complicated and expensive. Travel insurance may help protect eligible prepaid, nonrefundable expenses if a covered event causes a family to cancel or interrupt a trip. Depending on the plan, families may also have access to benefits for eligible medical expenses, travel delays, baggage problems, and other covered situations while away from home.
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These protections can be useful for theme park vacations, cruises, guided tours, international trips, and other itineraries where several family members and reservations are tied to the same travel plans. When choosing coverage, families should consider the number of travelers, total trip cost, destination, planned activities, and how much protection they want for medical, baggage, cancellation, and delay-related concerns.
Compare Family Travel Protection Options
What families should consider when comparing plans:
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- Destination and trip length
- Total prepaid trip cost
- Number of travelers
- Cruises, theme parks, tours, or other prepaid activities
- Medical and baggage coverage priorities
- Travel delay and connection needs
- Desired coverage limits
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Review Travel Insured plan options to compare available coverage for your family's trip.
Core Coverage Families Often Need
Trip Cancellation and Interruption
Trip cancellation and interruption coverage may help reimburse eligible, nonrefundable trip costs when a covered reason causes a cancellation or interruption for your family.
Travel Delay Protection
Travel delay coverage may help reimburse eligible expenses when covered delays affect flights, connections, or other parts of the family's itinerary.
Emergency Medical Expense Coverage
May help with eligible medical expenses if a parent, child, or other covered traveler becomes ill or injured during a covered trip.
Baggage Protection
Baggage protection may help with eligible losses when family luggage is delayed, lost, stolen, or damaged, including certain necessary purchases during an eligible baggage delay.
Travel Assistance Services
May provide access to non-insurance travel assistance services for families including medical referrals, travel document assistance, translation services, and other travel-related support while away from home.
Important Coverage Considerations for Families
Explore Our Family Travel Protection
All our plans are great options for insuring your family trip. If you are looking for the highest level of protection for all your family's traveling needs, we recommend Worldwide Trip Protector Platinum.
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Add On Travel Protection for Families
Add-on protection for families allows you to customize your travel insurance with extra coverage options*, such as the Cancel for Any Reason/Interrupt for Any Reason or Flight bundles, making sure your plan fits your unique needs. **Add on bundles and optional benefits come at an additional cost. Offerings may vary based on base plan purchased and/or state of residence. CFAR/IFAR not available in NY. Terms and conditions of the plan apply.
Annual or Single-Trip Coverage
Families planning one major vacation may prefer coverage designed for a specific trip, while families traveling several times throughout the year may want to compare annual coverage. The better fit depends on travel frequency, trip costs, destinations, and the benefits needed for each itinerary.
Compare single-trip plans and annual travel plans to determine which family travel insurance option better matches your family's travel schedule.
Frequently Asked Questions
Find Your Perfect Travel Insurance Match
Trip insurance isn’t one-size-fits-all—because no two trips are the same. The right coverage depends on where you’re headed, how long you’ll be away, and what kind of traveler you are. Whether you’re a senior setting sail on a cruise, a student studying abroad, or planning to travel solo on a high-energy adventure, we make it easy to get a travel protection quote tailored to your journey. Select your traveler type or trip type to explore personalized plans—and discover travel protection to fit your needs, your pace, and your style of travel. ​
*May vary by plan and state.
**Add on bundles and optional coverages come at an additional cost. Offerings may vary based on base plan purchased and/or state of residence. CFAR/IFAR not available in NY. Terms and conditions of the plan apply.
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This website summarizes plans including travel insurance underwritten by United States Fire Insurance Company (“USF”), NAIC #21113, a Delaware insurer with its principal office in Morristown, New Jersey. USF is authorized in all states and DC. Plans may also include travel assistance services not provided by USF, but by C&F Services and Blue Ribbon Bags (on select plans only). For full details and pricing, contact: Travel Insured International. P.O. Box 6503, Glastonbury, CT 06033; 800-243-3174; [email protected]. Coverage and availability can vary depending on where you live. Insurance coverages in each plan have specific terms, limits, and exclusions—including for pre-existing medical conditions.
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The Travel Retailer may not be licensed and may be paid for offering this insurance. They can provide general information about the coverage and price, but can’t answer detailed questions or evaluate your current insurance. Purchasing travel insurance is not required to buy other products or services from the Travel Retailer. California Department of Insurance: 800-927-4357, license #0I13223.