Family Travel Insurance

Travel Insured’s family travel insurance offers extensive protection for families traveling domestically or internationally. Our plans can cover trip cancellations, medical emergencies, lost luggage, and travel interruptions, all under a single, convenient plan. Designed with families in mind, our coverage addresses all travelers including children, so you can focus on making memories together, knowing you’re protected from unexpected disruptions.

Travel Insurance for Families We are here. Go be There.

Travel Insured’s family travel insurance is designed to provide robust protection for families on the go, whether traveling domestically or internationally. Our plans cover a wide range of unexpected events, including trip cancellations, medical emergencies, lost or delayed luggage, and travel interruptions, offering peace of mind for each family member. With Travel Insured, families can be included under a single plan, making coverage both convenient and cost-effective. Our family travel insurance is tailored to address the unique needs of traveling with children, such as emergency medical care or the need to return home unexpectedly.
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Coverage Benefits*

Trip Cancellation  

Trip cancellation coverage can be important for families because unexpected events—like illness, emergencies, or changes in work schedules—can force you to cancel your travel plans at the last minute. With this coverage, you can get reimbursed for your insured non-refundable expenses such as flights, hotel bookings, and tours, protecting your family’s investment and help reduce financial stress if your trip can’t go ahead as planned.

Trip Interruption

If your family vacation gets cut short because of an unexpected twist—like someone getting sick or a family emergency back home—the trip interruption benefit has your back. It can help reimburse the money you spent on those non-refundable awesome activities, hotel nights, or theme park tickets you didn’t get to use. So even if your adventure hits a speed bump, you won’t lose out on all the fun (or your hard-earned cash)!

Medical Expense Coverage

Medical expense coverage is often a desired part of travel insurance for families because health emergencies can occur at any time, often when least expected. When traveling, especially internationally, your regular health insurance may not provide coverage, leaving you responsible for potentially high medical costs. With medical expense coverage, your family can be protected against the financial burden of doctor visits, hospital stays, and even prescription medications if needed. This means that if a child gets sick, a parent is injured, or anyone in the family needs urgent care, you can access quality medical treatment without focusing on the cost. Having this coverage not only helps safeguard your finances but also provides reassurance, allowing your family to focus on recovery and enjoying your trip, knowing that help is available whenever you need it.

Baggage Protection

The Baggage and Personal Effects benefit is like a trusty sidekick for your family adventures! If your bags take a detour, get lost, or something goes missing, this coverage swoops in to save the day, so you can keep having fun instead of stressing out. Even if your luggage is just running late, the Baggage Delay benefit can help with buying the essentials you need to keep everyone happy. With baggage travel protection, your family can focus on exploring, laughing, and making memories, knowing you’ve got backup for life’s little travel surprises.

Explore Our Family Travel Protection

All our plans are great options for insuring your family trip. If you are looking for the highest level of protection for all your family's traveling needs, we recommend Worldwide Trip Protector Platinum.

Coverages
Trip Cancellation
Trip Interruption
Accident & Sickness Medical Expense
Baggage & Personal Effects
OPTIONAL ADD-ONS
Cancel for Any Reason
Interrupt for Any Reason
Optional Cruise
Bundle and more
Worldwide Trip Protector Platinum Plan
Download Plan Document
Trip Cancellation
100% Trip Cost
Trip Interruption
150% Trip Cost
Accident & Sickness Medical Expense
$500,000
Baggage & Personal Effects
$2,500 ($250 per article)
Optional Cancel or Interrupt for
Any Reason Add-on
Cancel for Any Reason
75% of Trip Cost**
Interrupt for Any Reason
75% of Trip Cost**
Optional Cruise
Bundle and more
Worldwide Trip Protector Deluxe Plan
Download Plan Document
Trip Cancellation
100% Trip Cost
Trip Interruption
150% Trip Cost
Accident & Sickness Medical Expense
$250,000
Baggage & Personal Effects
$1,500 ($250 per article)
Optional Cancel or Interrupt for
Any Reason Add-on
Cancel for Any Reason
75% of Trip Cost**
Interrupt for Any Reason
75% of Trip Cost**
Optional Cruise
Bundle and more
Worldwide Trip Protector Essential Plan
Download Plan Document
Trip Cancellation
100% Trip Cost
Trip Interruption
100% Trip Cost
Accident & Sickness Medical Expense
$50,000
Baggage & Personal Effects
$750 ($250 per article)
Optional Cancel or Interrupt for
Any Reason Add-on
Cancel for Any Reason
-
Interrupt for Any Reason
Optional Cruise
Bundle and more

Add On Travel Protection for Families

Add-on protection for families allows you to customize your travel insurance with extra coverage options*, such as the Cancel for Any Reason/Interrupt for Any Reason or Flight bundles, making sure your plan fits your unique needs. **Add on bundles and optional benefits come at an additional cost. Offerings may vary based on base plan purchased and/or state of residence. CFAR/IFAR not available in NY. Terms and conditions of the plan apply.

Add-on Benefits Icon
Optional Hotel and Amusement & Theme Park Bundle
Don’t miss out on the magic due to weather emergencies or other disruptions. Customize your plan with this add-on and help make sure your tickets won’t go to waste.
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Add-on Benefits Icon
Optional Pet Bundle
Are you a pet parent? Add this warm and fuzzy bundle to your travel insurance to help lessen pet related risks.
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Add-on Benefits Icon
Optional Flight Bundle
Far-off places aren’t always easy to get to. If your trip has a number of connections, or there are multiple flights on your itinerary, it might benefit you to look into flight bundle add-on.
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Add-on Benefits Icon
Optional Cruise Bundle
Cruises come with their own unique set of travel challenges. Protect yourself on land and at sea, and boost your trip protection plan with a bundle built for any port-of-call.
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Add-on Benefits Icon
Optional Cancel & Interrupt For Any Reason
Work obligations? Family illness? This optional bundle allows you to cancel or interrupt your trip for any reason not otherwise covered by this plan. Additional terms apply. Not available on the Essential plan.
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Add-on Benefits Icon
Optional Baggage Bundle
Packing expensive equipment? You can protect those extras, like sports, business or golf equipment with a bundle built just for your valuable belongings. Available on the Platinum plan only.
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Add-on Benefits Icon
Optional Extreme Sports Medical Upgrade
Sitting on the beach isn’t for everyone. If you’re traveling for adventure, you may want to pack some extra medical expense-related coverage for extreme activities to help protect you in case the unexpected happens. Available on the Platinum plan only.
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Add-on Benefits Icon
Optional Rental Car Damage and Theft Coverage
Road tripping or driving long distances at your destination? Bundle your trip insurance with an add-on that can help protect your ride.
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Add-on Benefits Icon
Optional Trip Delay Upgrade
Need more coverage for potential travel delays? This upgrade, on the Deluxe plan only, increases coverage by $500, bringing the maximum benefit amount to $2,000.
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Family Annual Multi-Trip Protector Plan

Travel often? Get year-round peace of mind with one plan that covers all your insurable trips. Customize each adventure with optional bundles, manage your annual travel insurance in one place, and travel protected through every season.
This plan is not currently available to residents of the following states: MO, MT, NY, PA, and WA.

Adults
Base coverage is
$94/year
one time payment
Children
Base coverage is
$64/year
one time payment
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More Than Travel Insurance 24/7 Traveler Support

We’re here for more than just insurance.
Every travel protection plan we offer includes 24/7 non-insurance assistance services—because unexpected situations can arise, and having reliable support makes all the difference. Our 24/7 Traveler Support Services are designed to enhance your journey, providing everything from concierge services and translation assistance to destination insights. We’re also ready to help with emergencies, accidents, passport issues, medical needs, and much more. Think of us as your personal travel guide, available anytime, anywhere you need us.

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Frequently Asked Questions

How much is family travel insurance?
Does travel insurance cover cancellation due to family illness?
What does family travel insurance cover?
Does family travel insurance cover individuals?
See all FAQs

Find Your Perfect Travel Insurance Match

Coverage for Every Kind of Trip​

Trip insurance isn’t one-size-fits-all—because no two trips are the same. The right coverage depends on where you’re headed, how long you’ll be away, and what kind of traveler you are. Whether you’re a senior setting sail on a cruise, a student studying abroad, or planning to travel solo on a high-energy adventure, we make it easy to get a travel protection quote tailored to your journey. Select your traveler type or trip type to explore personalized plans—and discover travel protection to fit your needs, your pace, and your style of travel. ​

*May vary by plan and state.
**Add on bundles and optional coverages come at an additional cost. Offerings may vary based on base plan purchased and/or state of residence. CFAR/IFAR not available in NY. Terms and conditions of the plan apply.

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