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Solo Travel Insurance
Traveling on your own offers the freedom to explore at your own pace, but it also means you're solely responsible for handling unexpected challenges along the way. Solo travel protection plan can help protect your trip in the event of covered cancellations, medical emergencies, travel delays, and baggage issues while providing access to 24/7 non-insurance travel assistance services.
Why Solo Travelers Should Consider Travel Insurance
Traveling alone means you're responsible for managing unexpected situations without the immediate support of a companion. Travel insurance for solo travelers can help protect your investment if a covered event forces you to cancel your trip or return home early. It may also help cover eligible medical expenses if you become ill or injured while traveling, along with emergency medical evacuation when medically necessary. If your luggage is lost, stolen, damaged, or delayed, baggage benefits may help reimburse eligible losses and essential purchases. Coverage for eligible travel delays can also help with unexpected expenses if your itinerary is disrupted.
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For added flexibility, some plans also offer Cancel For Any Reason (CFAR) coverage, as an optional additional cost upgrade that allows eligible travelers to cancel for reasons not otherwise covered by the plan, subject to purchase deadlines, reimbursement limits, and plan terms. With access to 24/7 non-insurance travel assistance, you have support available whenever unexpected challenges arise during your journey.
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Whether you're planning a weekend getaway or an international adventure, having the right coverage can help you travel with greater confidence.
Medical Expense Coverage and Emergency Assistance
Medical emergencies can be stressful when you're traveling alone, particularly in another country where healthcare systems, languages, and payment requirements may differ from those at home. Travel protection may help cover eligible emergency medical expenses if you become ill or injured during your trip, helping reduce unexpected out-of-pocket costs.
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Many plans also include emergency medical evacuation coverage that may provide transportation you to the nearest suitable medical facility where medically necessary treatment is available. Coverage applies when attending physician and the designated travel assistance provider determine the condition and local treatment availability meet the plan requirements. Medical repatriation may also provide covered transportation to eligible return location or medical facility when determined medically necessary, subject to the plan’s terms and requited arrangements. Because benefits, exclusions, and coverage limits vary by plan, it's important to compare options carefully and choose the coverage that best fits your destination and travel needs.
Choosing the Right Coverage for Your Trip
When comparing solo travel insurance coverages, look beyond the plan cost and choose coverage that fits your itinerary. Consider these factors before purchasing:
Comparing plans based on your destination, activities, and overall itinerary can help you choose coverage that provides the protection you need throughout your solo adventure.
Explore Our Solo Travel Protection Plans
Traveling alone means making your own decisions—and that includes choosing the right travel protection plan for you. With us, you can focus on the adventure ahead, knowing you’ve chosen a reputable company with over 30 years of expertise.
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Add on Coverage for Solo Travelers
Optional add-on benefits** for solo travelers can be helpful because you don’t have a travel companion to rely on if things don’t go as planned, you likely value flexibility, and you may want coverage for more adventurous activities. **Add on bundles and optional benefits come at an additional cost. Offerings may vary based on base plan purchased and/or state of residence. CFAR/IFAR not available in NY. Terms and conditions of the plan apply.
Solo Annual Multi-Trip Protector Plan
Travel often? Get year-round peace of mind with one plan that covers all your insurable trips. Customize each adventure with optional bundles, manage your annual travel insurance in one place, and travel protected through every season.
This plan is not currently available to residents of the following states: MO, MT, NY, PA, and WA.
Travel Confidently On Your Own
Whether you're planning a weekend getaway, an international adventure, or your first solo trip, the right travel protection plan can help you prepare for the unexpected. Compare coverage options and get a quote based on your destination, itinerary, and travel needs, before you depart so you can explore with greater confidence.
Frequently Asked Questions
Find Your Perfect Travel Insurance Match
Trip insurance isn’t one-size-fits-all—because no two trips are the same. The right coverage depends on where you’re headed, how long you’ll be away, and what kind of traveler you are. Whether you’re a senior setting sail on a cruise, a student studying abroad, or planning to travel solo on a high-energy adventure, we make it easy to get a travel protection quote tailored to your journey. Select your traveler type or trip type to explore personalized plans—and discover travel protection to fit your needs, your pace, and your style of travel. ​
*May vary by plan and state.
**Add on bundles and optional coverages come at an additional cost. Offerings may vary based on base plan purchased and/or state of residence. CFAR/IFAR not available in NY. Terms and conditions of the plan apply.
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This website summarizes plans including travel insurance underwritten by United States Fire Insurance Company (“USF”), NAIC #21113, a Delaware insurer with its principal office in Morristown, New Jersey. USF is authorized in all states and DC. Plans may also include travel assistance services not provided by USF, but by C&F Services and Blue Ribbon Bags (on select plans only). For full details and pricing, contact: Travel Insured International. P.O. Box 6503, Glastonbury, CT 06033; 800-243-3174; [email protected]. Coverage and availability can vary depending on where you live. Insurance coverages in each plan have specific terms, limits, and exclusions—including for pre-existing medical conditions.
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The Travel Retailer may not be licensed and may be paid for offering this insurance. They can provide general information about the coverage and price, but can’t answer detailed questions or evaluate your current insurance. Purchasing travel insurance is not required to buy other products or services from the Travel Retailer. California Department of Insurance: 800-927-4357, license #0I13223.