Adventure Travel Insurance

Are you planning your next big adventure? Whether you’re scaling mountains, skiing down snowy slopes, or diving into the unknown, adventure travel insurance can be your companion. At Travel Insured International, we offer robust adventure insurance travel solutions designed for thrill-seekers and explorers just like you.

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Travel Insurance for Adventurous Travelers

We are here. Go be there.

Embarking on an epic adventure? Make sure adventure travel insurance is at the top of your packing list! The best coverage is designed for explorers like you—protecting what matters most, from medical evacuations to coverage for your gear and activities. Planning something specific, like hiking, skiing, or diving? You can customize your plan to match your unique journey.

Looking for overseas adventure travel insurance? Gain extra peace of mind with benefits like emergency evacuation, trip cancellation, and lost equipment protection—so you can focus on the thrill, not the worries. At Travel Insured International, our adventure travel protection is built for bold, independent spirits. Whether you’re conquering mountains, exploring remote trails, or chasing new experiences around the globe, we’re here to support you every step of the way. Adventure is calling—and we’ve got you covered!

Coverage Benefits*

Trip Cancellation

Life happens. Sometimes your adventure has to wait. With trip cancellation coverage, you can get your money back for prepaid, non-refundable travel expenses if you need to cancel because of a variety of covered events, like surprise illness or family emergency. It’s your safety net, so you can book that dream trip with confidence, knowing you won’t fully lose out if plans change.

Trip Delays

Unexpected detours are all part of the adventure—but they shouldn’t break the bank! If your trip is delayed by inclement weather, airport disruptions, or other surprises, travel protection has you covered. Get reimbursed for unused travel, extra transportation costs, or last-minute accommodation. Whatever comes your way, you’ll have the support you need to keep your adventure on track and your spirit of exploration alive.

Medical Expense Coverage

Ideally, you will stay safe and healthy wherever you explore. But if you get sick or injured on your adventures, medical expense coverage helps pay for unexpected doctor visits, hospital stays, prescriptions, and more. This can provide some reassurance while you take off exploring the globe. (An exclusion for Adventure or Extreme Activities may apply, depending on plan/add-ons purchased. See plan document for full definition and details.)

Baggage & Personal Belongings

Bag gone missing? Don’t fret! Baggage coverage has your back if your belongings are lost, stolen, or damaged during your adventure. You may be reimbursed for your gear and essentials, so you can keep exploring without much interruption. Pack light, stay ready, and let us handle the unexpected!

Explore Our Travel Protection Plans

No matter what adventurous activities you plan for your vacation, remember to consider choosing the right travel protection plan for you. With Travel Insured, you can focus on the journey ahead, knowing you’ve got coverage for wherever your trip takes you.

Coverages
Trip Cancellation
Trip Interruption
Accident & Sickness Medical Expense
Baggage & Personal Effects
OPTIONAL ADD-ONS
Cancel for Any Reason
Interrupt for Any Reason
Optional Cruise
Bundle and more
Worldwide Trip Protector Platinum Plan
Download Plan Document
Trip Cancellation
100% Trip Cost
Trip Interruption
150% Trip Cost
Accident & Sickness Medical Expense
$500,000
Baggage & Personal Effects
$2,500 ($250 per article)
Optional Cancel or Interrupt for
Any Reason Add-on
Cancel for Any Reason
75% of Trip Cost**
Interrupt for Any Reason
75% of Trip Cost**
Optional Cruise
Bundle and more
Worldwide Trip Protector Deluxe Plan
Download Plan Document
Trip Cancellation
100% Trip Cost
Trip Interruption
150% Trip Cost
Accident & Sickness Medical Expense
$250,000
Baggage & Personal Effects
$1,500 ($250 per article)
Optional Cancel or Interrupt for
Any Reason Add-on
Cancel for Any Reason
75% of Trip Cost**
Interrupt for Any Reason
75% of Trip Cost**
Optional Cruise
Bundle and more
Worldwide Trip Protector Essential Plan
Download Plan Document
Trip Cancellation
100% Trip Cost
Trip Interruption
100% Trip Cost
Accident & Sickness Medical Expense
$50,000
Baggage & Personal Effects
$750 ($250 per article)
Optional Cancel or Interrupt for
Any Reason Add-on
Cancel for Any Reason
-
Interrupt for Any Reason
Optional Cruise
Bundle and more

Add on Coverage for Adventure Travelers

Optional add-on benefits** for adventure travel can be crucial because the activities you have planned may not be considered a covered reason in the base plan. You likely are a thrill seeker, but with extreme sports travel insurance,*** you can chase the thrill while we have you covered.

Optional Extreme Sports Medical Upgrade
Sitting on the beach isn’t for everyone. If you’re traveling for adventure, you may want to pack some extra medical expense-related coverage for extreme activities to help protect you in case the unexpected happens. Available on the Platinum plan only.
Learn More
Optional Baggage Bundle
Packing expensive equipment? You can protect those extras, like sports, business or golf equipment with a bundle built just for your valuable belongings. Available on the Platinum plan only.
Learn More
Optional Rental Car Damage and Theft Coverage
Road tripping or driving long distances at your destination? Bundle your trip insurance with an add-on that can help protect your ride.
Learn More
Optional Flight Bundle
Far-off places aren’t always easy to get to. If your trip has a number of connections, or there are multiple flights on your itinerary, it might benefit you to look into flight bundle add-on.
Learn More
Optional Cancel & Interrupt For Any Reason
Work obligations? Family illness? This optional bundle allows you to cancel or interrupt your trip for any reason not otherwise covered by this plan. Additional terms apply. Not available on the Essential plan.
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Optional Pet Bundle
Are you a pet parent? Add this warm and fuzzy bundle to your travel insurance to help lessen pet related risks.
Learn More
Optional Trip Delay Upgrade
Need more coverage for potential travel delays? This upgrade, on the Deluxe plan only, increases coverage by $500, bringing the maximum benefit amount to $2,000.
Learn More
Optional Hotel and Amusement & Theme Park Bundle
Don’t miss out on the magic due to weather emergencies or other disruptions. Customize your plan with this add-on and help make sure your tickets won’t go to waste.
Learn More

Annual Travel Protection for Adventure Travelers

Our annual protection plan provides year-round travel insurance coverage, making it convenient for those who take many adventures in a year. This cost-effective option may be the right fit for travelers like you.

Adults
Base coverage is
$94/year
one time payment
Children
Base coverage is
$64/year
one time payment
LEARN MORE
A group of hikers with backpacks posing for a selfie on a mountain trail, celebrating and flexing their arms with scenic views in the background.

Frequently Asked Questions

What is covered in adventure travel insurance?
Should I get adventure travel insurance?
How much does adventure travel insurance cost?
See all FAQs

Find Your Perfect Travel Insurance Match

Coverage for Every Kind of Trip​

Trip insurance isn’t one-size-fits-all—because no two trips are the same. The right coverage depends on where you’re headed, how long you’ll be away, and what kind of traveler you are. Whether you’re a senior setting sail on a cruise, a student studying abroad, or planning to travel solo on a high-energy adventure, we make it easy to get a travel protection quote tailored to your journey. Select your traveler type or trip type to explore personalized plans—and discover travel protection to fit your needs, your pace, and your style of travel. ​

Education Center

Got a trip on the horizon? Let the excitement begin—because planning can be half the fun. Our Travel Insurance Education Center is packed with expert tips, destination guides, and real-world advice to help you plan with confidence and curiosity. Whether you're wondering what trip insurance covers, looking for a solid packing checklist, or just want to learn from other travelers’ stories, our blog and guides are here to make every step easier—and more enjoyable. Start exploring, get a personalized travel protection quote, and get ready for your trip feeling informed, inspired, and ready for anything.​

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*May vary by plan and state. Additional terms apply to benefits listed.

**Add on bundles and optional benefits come at an additional cost. Offerings may vary based on base plan purchased and/or state of residence. CFAR/IFAR not available in NY. Terms and conditions of the plan apply.

***The Extreme Sports Medical Upgrade can be added to the Worldwide Trip Protector Platinum plan at an additional cost, and it adds coverage for Adventure or Extreme Activities under the Accident & Sickness Medical Expense benefit.

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