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Student Travel Insurance
Are you a student planning to travel? No matter your reason for traveling, Travel Insured can help support your travel planning needs. We offer robust travel protection for students designed to fit your unique needs—no matter where your adventures take you.
Why Student Travelers Should Consider Travel Protection
Student travel insurance benefits help protect against unexpected events that can disrupt your plans while studying, interning, or participating in an exchange program away from home. Whether you're spending a semester abroad, taking part in a cultural exchange, or traveling internationally for educational opportunities, the right travel protection can help you prepare for unforeseen medical and travel-related expenses.
Depending on the plan you choose, student travel protection may include benefits such as:
• Medical Evacuation: Provides coverage for eligible transportation to an appropriate medical facility when medically necessary, which can be especially important in remote locations or areas with limited healthcare resources.
• Travel Delay: Helps cover eligible expenses such as meals, accommodations, and transportation when your trip is delayed due to a covered event.
• 24/7 Travel Support: Gives you access to emergency non-insurance travel support services when you need help while away from home.
For students studying abroad, these benefits can provide valuable financial protection and support during unexpected situations, allowing you to focus on your educational experience instead of worrying about travel disruptions. Because every trip is different, it's important to compare plans based on your destination, program length, planned activities, and coverage needs. Benefits, exclusions, and coverage limits vary by plan, so review your policy documents carefully before traveling.
Choosing the Right Student Travel Insurance Coverage
Selecting the right student travel insurance coverage starts with understanding your travel plans and the type of protection you'll need while you're away from home. Every student's trip is different, so it's important to choose coverage that matches your destination, length of stay, and planned activities.
If you're participating in a study abroad program, international exchange, internship, or taking a gap year, consider how long you'll be traveling and whether you'll visit multiple destinations. Students traveling internationally should also review what protection their existing health insurance provides, as many domestic health plans offer limited or no coverage outside their home country.
You'll also want to consider your budget, the value of your prepaid travel expenses, and any activities you plan to participate in while abroad. Depending on the plan you choose, optional coverage enhancements may be available to provide additional protection for eligible travel risks.
Before purchasing coverage, compare plans based on your travel itinerary, medical expense coverage needs, destination, and program requirements. Reviewing plan benefits, exclusions, and optional upgrades in advance can help you choose student travel insurance that provides the protection and confidence you need throughout your journey.
Coverage Benefits*
Trip Cancellation
The Trip Cancellation benefit can reimburse you for prepaid, non-refundable travel expenses if you need to cancel your trip due to unexpected covered events, such as illness, injury, or family emergencies. Travel insurance can be especially valuable for students, as it helps protect your trip investment for flights, deposits, or non-refundable accommodations. With this coverage your money can be protected if unforeseen circumstances occur.
Trip Interruption
The trip interruption benefit provides coverage if your trip is unexpectedly cut short due to reasons like illness, severe weather, or other covered emergencies. This insurance helps reimburse you for those prepaid and nonrefundable travel expenses that go unused, as well as additional transportation costs, so that students are financially protected and supported if their study or travel plans are disrupted.
Medical Expense Coverage
Medical expense coverage for student travel insurance can cover the costs of emergency medical care internationally. This helps pay for unexpected doctor visits, hospital stays, prescription medications, and other necessary treatments if you become ill or injured during your trip. For students, this coverage is crucial, as every penny counts and travel insurance can provide financial protection against unexpected medical care, even when you’re far from home.
Baggage Protection
Many students want travel protection for potential loss, theft, or damage of their personal belongings while traveling. Our Baggage & Personal Effects benefit can reimburse you for the value of your luggage and its contents if they are lost, stolen, or damaged during your trip. This coverage helps reassure budget-conscious students, knowing their belongings are insured.
Explore Our Plans for Students
At Travel Insured International, we offer robust travel insurance for students abroad or traveling right here in the U.S. The plans are designed to help you focus on your education or adventures and not the worries. We are here whether you are a student planning to travel while studying abroad or simply a student looking to protect an upcoming vacation.
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Bundle and more
Bundle and more
Bundle and more
Add-on Coverage for Student Travelers
Students can customize their travel protection plan by purchasing add-on bundles** to fit your trip type. Some of these may include Cancel for Any Reason/Interrupt for Any Reason bundle and the Flight Bundle, adding coverage that is more relevant to your itinerary.
Student Annual Multi-Trip Protector Plan
Travel often? Get year-round peace of mind with one plan that covers all your insurable trips. Customize each adventure with optional bundles, manage your annual travel insurance in one place, and travel protected through every season.
This plan is not currently available to residents of the following states: MO, MT, NY, PA, and WA.
Travel Insurance for Students. We are here. Go be there.
Travel Insured International offers student travel protection designed for study abroad programs, internships, gap year travel, and other educational experiences. Whether you're spending a semester overseas or exploring a new destination during school breaks, our plans help protect against unexpected travel and medical expenses, so you can focus on making the most of your journey.
Frequently Asked Questions
Find Your Perfect Travel Insurance Match
Trip insurance isn’t one-size-fits-all—because no two trips are the same. The right coverage depends on where you’re headed, how long you’ll be away, and what kind of traveler you are. Whether you’re a senior setting sail on a cruise, a student studying abroad, or planning to travel solo on a high-energy adventure, we make it easy to get a travel protection quote tailored to your journey. Select your traveler type or trip type to explore personalized plans—and discover travel protection to fit your needs, your pace, and your style of travel.
*May vary by plan and state.
**Add on bundles and optional coverages come at an additional cost. Offerings may vary based on base plan purchased and/or state of residence. CFAR/IFAR not available in NY. Terms and conditions of the plan apply.
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This website summarizes plans including travel insurance underwritten by United States Fire Insurance Company (“USF”), NAIC #21113, a Delaware insurer with its principal office in Morristown, New Jersey. USF is authorized in all states and DC. Plans may also include travel assistance services not provided by USF, but by C&F Services and Blue Ribbon Bags (on select plans only). For full details and pricing, contact: Travel Insured International. P.O. Box 6503, Glastonbury, CT 06033; 800-243-3174; [email protected]. Coverage and availability can vary depending on where you live. Insurance coverages in each plan have specific terms, limits, and exclusions—including for pre-existing medical conditions.
The Travel Retailer may not be licensed and may be paid for offering this insurance. They can provide general information about the coverage and price, but can’t answer detailed questions or evaluate your current insurance. Purchasing travel insurance is not required to buy other products or services from the Travel Retailer. California Department of Insurance: 800-927-4357, license #0I13223.