‍Trip Cancellation

If you’re forced to cancel your cruise before it begins, this benefit helps recover your non-refundable, prepaid expenses. Covered reasons may include illness, injury, weather events, family emergencies, and more. This benefit can reimburse the costs of cruise fares, flights, hotels, shore excursions, and other travel arrangements.

Trip Delays

Unexpected delays can happen due to weather, mechanical issues, or several other covered reasons. If your cruise departure is postponed—or a connecting flight is delayed—this benefit may reimburse you for reasonable meals, accommodations, and transportation expenses while you wait. Whether you’re stuck overnight at a hotel or need ground transport to the next leg of your journey, travel delay protection offers practical support.

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Medical Expense Coverage

Getting sick or injured while on a cruise—especially abroad—can be stressful and expensive. Our plans help cover the cost of medical care received on board the cruise ship or at a medical facility in a port of call. Covered services might include diagnostic tests, outpatient and inpatient treatment, emergency surgery, and prescription medications.  The medical expense benefit also provides added security for travelers whose domestic health insurance offers limited or no coverage internationally. The Pre-existing Condition Exclusion Waiver may be available when eligibility criteria are met. Medical coverage may be especially useful for older travelers, those with existing health concerns, or guests embarking on physically demanding excursions.

Baggage Protection

If your suitcase is lost, damaged or destroyed during your cruise, the Baggage and Personal Effects benefit can reimburse you for the cost of the items or to repair/replace them. This benefit also applies to personal items that are stolen while on board or during shore excursions, helping you recover faster and continue your trip with confidence. If your bags are delayed, the Baggage Delay benefit can reimburse you for the purchase of necessary clothing or toiletries while you wait.