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Normally, there is an exclusion of coverage for pre-existing condition, but our plans offer a waiver if certain criteria is met. The Pre-existing Medical Conditions exclusion can be waived if you purchase your plan within the time sensitive period (stated in your plan document) and you are medically able and not disabled from travel at the time of purchase. This waiver applies to medically related Trip Cancellation and Interruption reasons.
Please read the plan document for full details on this exclusion waiver.