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Insurance for Baggage Delay, Loss, Theft and Damage

Whether you’re traveling halfway around the world or going home to visit family for the holidays, you’re careful to pack the essentials so you have everything you’ll need for your trip. But what happens if your bags are lost, stolen, damaged or delayed? Without a backup plan, you may find yourself a long way from your home without a change of clothes, your valuables or even a toothbrush.

This is why having Travel Insured International by your side can give you peace of mind. Our coverage can reimburse you for the cost of your stolen or damaged belongings while on the road. If your baggage is held up due to an airline mistake or other unforeseen circumstances, we can even provide you with reimbursement for essential items such as toiletries and clothing so you don’t have to focus on the cost. Since 1994, we’ve been helping travelers just like you navigate the unexpected with less worry. Whether you’re traveling for business or pleasure, you deserve to travel with confidence. Let us help provide you with the coverage you need before you leave.

A person wearing a straw hat, tropical shirt, and shorts takes a selfie while holding a suitcase and a camera around their neck.

Please Note: Each of our Worldwide Trip Protector plans include the Baggage Delay and Baggage & Personal Effects coverages described below, as well as Trip Cancellation and Interruption and Medical Expense and Medical Evacuation.

Enhance Your Coverage Options

Your homeowner's insurance may not cover costs for baggage loss, and may not reimburse you for items such as new clothing that you must purchase in case of baggage delay. Travel Insured can help to cover these unexpected circumstances.

Baggage Coverages

BENEFITS
Baggage & Personal Effects
Baggage Delay
optional add ons
Baggage Bundle
Cruise Bundle
Worldwide Trip Protector Platinum Logo
Download Plan Document
Baggage & Personal Effects
$2,500
Baggage Delay
$750 (3 hours)
Optional Add-ons
Optional Baggage Bundle
Adds $2,500 to Baggage & Personal Effects
Optional Cruise Bundle
Adds $1,750 to Baggage Delay
Worldwide Trip Protector Deluxe Logo
Download Plan Document
Baggage & Personal Effects
$1,500
Baggage Delay
$500 (6 hours)
Optional Add-ons
Optional Baggage Bundle
Not available
Optional Cruise Bundle
Adds $1,000 to Baggage & Personal Effects; Adds $2,000 to Baggage Delay
Worldwide Trip Protector Essential Logo
Download Plan Document
Baggage & Personal Effects
$750
Baggage Delay
$200 (12 hours)
Optional Add-ons
Optional Baggage Bundle
Not available
Optional Cruise Bundle
Adds $1,750 to Baggage & Personal Effects; Adds $2,300 to Baggage Delay

Non-Insurance Assistance Services for Your Belongings

BENEFITS
Lost Baggage Retrieval
ID / Credit Recovery
Prescription Drug / Eyeglass Replacement
Passport Replacement / Visa Information
Worldwide Trip Protector Platinum Logo
Download Plan Document
Lost Baggage Retrieval
Included
ID / Credit Recovery
Included
Prescription Drug / Eyeglass Replacement
Included
Passport Replacement / Visa Information
Included
Worldwide Trip Protector Deluxe Logo
Download Plan Document
Lost Baggage Retrieval
Included
ID / Credit Recovery
Included
Prescription Drug / Eyeglass Replacement
Included
Passport Replacement / Visa Information
Included

Worldwide Trip Protector Essential Logo
Download Plan Document
Lost Baggage Retrieval
Included
ID / Credit Recovery
Included
Prescription Drug / Eyeglass Replacement
Included
Passport Replacement / Visa Information
Included

Frequently Asked Questions

What if my baggage is delayed, but I have essential items with me?

Is there a deductible for baggage delay claims?

Can I purchase baggage delay coverage only?

Can I upgrade my coverage to include higher limits for items like electronics or sports equipment?

Is there a limit on how much I can be reimbursed for a single item?

How much does insurance for baggage cost?

Does travel insurance cover delayed baggage?

Can travel insurance cover baggage damage?

Coverage and benefit eligibility may vary by state.

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Benefits

Worldwide Trip Protector
Platinum
Worldwide Trip Protector
Deluxe
Worldwide Trip Protector
Essential
Trip Delay - 12 hours
$5,000 per trip ($200 per day)
Missed Tour or Cruise Connection
$500 per trip
Medical Evacuation and Repatriation of Remains
$100,000 per trip, 2 occurrences per plan term
Political or Security Evacuation and Natural Disaster Evacuation
$150,000 per trip, 2 occurrences per plan term
Baggage & Personal Effects
$2,500 per trip
Baggage Delay - 3 hours
$750 per trip
Accident and Sickness Medical Expense
$100,000 per trip
24-Hour Accident Death and Dismemberment Other than Air Flight
$25,000 per trip
Accident Death and Dismemberment - Air Flight Only
$25,000 per trip