Coverage Alerts: Spirit Airlines, Jet Fuel Shortage, and more

Medical Expense and Medical Evacuation

Travel Insured International helps protect you from unexpected medical costs while you travel. Since 1994, we’ve supported travelers with medical expense and evacuation benefits that may help during a health emergency away from home. Whether you're heading overseas or exploring closer to home, our travel protection plans offer access to essential care and transportation when you need it most. With support from experienced teams and 24/7 non-insurance assistance services, you can feel more secure while you travel. Let Travel Insured help you prepare, so you can focus on the journey ahead, not the what-ifs.

A person wearing a straw hat, tropical shirt, and shorts takes a selfie while holding a suitcase and a camera around their neck.

Please Note: Each of our Worldwide Trip Protector plans include the Accident & Sickness Medical Expense and Medical Evacuation coverages described below, as well as Trip Cancellation and Interruption and Baggage Delay, Loss, Theft, and Damage.

Why purchase travel protection for unexpected medical expenses?

Travel Insured provides coverage for medical expenses incurred during travel, particularly outside of the U.S., that your health insurance provider may not cover. With the Accident & Sickness Medical Expense benefit included in our plans, you can access quality medical treatment while traveling and help protect yourself from unexpected costs.

Our Worldwide Trip Protector plans include:

  • Coverage for medical expense due to accident or sickness while you’re away
  • Trip Cancellation or Trip Interruption due to a medical reason affecting you, your spouse, child, parent, domestic partner, or other family member (even if they are not traveling or insured).
  • Non-Insurance Travel Assistance Services such as:
    • Hospital admission guarantee, with advance payment if required
    • Physician-coordinated emergency evacuation and transportation home

Medical Expense / Medical Evacuation Benefits

BENEFITS
Accident & Sickness Medical Expense
Medical Evacuation and Repatriation of Remains
optional add ons
Optional Extreme Sports Medical Upgrade
Worldwide Trip Protector Platinum Logo
Download Plan Document
Accident & Sickness Medical Expense
$500,000
(Sublimit: $750 Dental Expense)
Medical Evacuation and Repatriation of Remains
$1,000,000
Optional Add-ons
Optional Extreme Sports Medical Upgrade
Available
Worldwide Trip Protector Deluxe Logo
Download Plan Document
Accident & Sickness Medical Expense
$250,000
(Sublimit: $750 Dental Expense)
Medical Evacuation and Repatriation of Remains
$500,000

Optional Add-ons
Optional Extreme Sports Medical Upgrade
Not available
Worldwide Trip Protector Essential Logo
Download Plan Document
Accident & Sickness Medical Expense
$50,000
(Sublimit: $750 Dental Expense)
Medical Evacuation and Repatriation of Remains
$200,000

Optional Add-ons
Optional Extreme Sports Medical Upgrade
Not available

Some Medically Related Reasons Covered for Trip Cancellation/Interruption

BENEFITS
Sickness or Injury
Death

Non-Insurance Medical Assistance Services

BENEFITS
Medical or Legal Assistance
Hospital Admission Guarantee
Prescription Drug/Eyeglass Replacement
Worldwide Trip Protector Platinum Logo
Download Plan Document
Medical or Legal Assistance
Included
Hospital Admission Guarantee
Included
Prescription Drug/Eyeglass Replacement
Included
Worldwide Trip Protector Deluxe Logo
Download Plan Document
Medical or Legal Assistance
Included
Hospital Admission Guarantee
Included
Prescription Drug/Eyeglass Replacement
Included
Worldwide Trip Protector Essential Logo
Download Plan Document
Medical or Legal Assistance
Included
Hospital Admission Guarantee
Included
Prescription Drug/Eyeglass Replacement
Included

Pre-existing Medical Condition Exclusion Waiver

The Pre-existing Medical Condition exclusion will be waived if you purchase your plan within the time sensitive period (stated in your plan document) and you are medically able and not disabled from travel at the time of purchase. This waiver applies to medically related Trip Cancellation and Interruption reasons.

Please read the plan document for full details on this exclusion waiver.

From U.S. State Department's Traveler's Checklist:

Get Insured: The U.S. State Department recommends travelers purchase travel insurance for trips outside the U.S. Many foreign medical facilities may require up-front cash payment, and some U.S.-based medical insurance plans, including Medicare, may offer limited or no international coverage.

Frequently Asked Questions

Can I get travel insurance for skiing?

Can travel protection help me find medical care on my trip?

What are the benefits of purchasing travel protection for medical emergencies?

How much medical expense coverage do I need?

Does travel insurance cover medical expenses?

Coverage and benefit eligibility may vary by state. For full details on coverage, limitations, and exclusions, please refer to your plan document.

20250411-4385156

Benefits

Worldwide Trip Protector
Platinum
Worldwide Trip Protector
Deluxe
Worldwide Trip Protector
Essential
Trip Delay - 12 hours
$5,000 per trip ($200 per day)
Missed Tour or Cruise Connection
$500 per trip
Medical Evacuation and Repatriation of Remains
$100,000 per trip, 2 occurrences per plan term
Political or Security Evacuation and Natural Disaster Evacuation
$150,000 per trip, 2 occurrences per plan term
Baggage & Personal Effects
$2,500 per trip
Baggage Delay - 3 hours
$750 per trip
Accident and Sickness Medical Expense
$100,000 per trip
24-Hour Accident Death and Dismemberment Other than Air Flight
$25,000 per trip
Accident Death and Dismemberment - Air Flight Only
$25,000 per trip