What to Pack: Checked vs Carry-On Baggage

Packing can be one of the more difficult tasks leading up to your travel adventures. We’ve prepared some suggestions on how to organize the contents of each.

Published on:
October 6, 2022
Blog Cover Image

Packing can be one of the more difficult tasks leading up to your travel adventures. The list may change based on location, season, and length of time you’ll be gone. Although there are a few staples that you can expect to put in your bags every time you depart; it is still a daunting task. Then there’s the intimidating question of what you should be putting in your checked bags versus your carry-ons. Look no further! We’ve prepared some suggestions on how to organize the contents of each.

On Your Marks

The first step of any packing task could be creating a list of what you intend on bringing. This might help you ensure nothing is forgotten. It can also help you to evaluate whether or not you are over packing. You may want to include items such as: travel documents, toiletries, socks, undergarments, electronic devices, and their charging cords. Your list can be stored in your phone for easy access throughout your day. In case you think of something miscellaneous – try to write it down immediately so you don’t forget.

Get Set

Now that your list is finished, you can gather everything you put on the list. Decide how you want to organize certain groups of items. This might mean organizing by day or by item type. Do whatever works for you and helps you to stay organized. If you have packing cubes or use something similar, now would be a good time to dig around the back of your closet to find them!

Go!

Whether you are bringing just a carry-on, only checked bags, or a combination of both, it’s important to understand restrictions. There are general and airline specific restrictions so try doing a little research on your personal flight operators before packing.

Carry-On Bags

  • Electronics – Laptops, tablets, headphones, and cameras are all items you might want to keep in the backpack or duffle bag that you plan on taking with you on the flight. You’ll be able to keep them safe and enjoy some personal entertainment throughout your time in the sky. Don’t forget the cords that go with them!
  • Medication – Prescription medication that is allowed in carry-on luggage should be kept in carry-on luggage. Even if you think you won’t need to for hours after your flight has landed, it can be better to have it with you than not - in case your checked bag goes missing or you have an emergency, and you need it sooner than you thought; you’ll probably thank yourself later.
  • Extra Clothes – We’ve all heard horror stories of air sickness, turbulence spills, and late baggage. There are countless reasons why an extra set of clothes might be a good idea in your carry-on bag. Even if you don’t need them, you can keep them in there for the way home. You never know when you'll need to make a quick wardrobe change.  

Checked Bags

  • Clothes – This one goes without saying, especially if you’re traveling for an extended amount of time.
  • Larger or Heavier Items – It is harder to fit these types of items into your carry-on. They may also make it uncomfortable to carry around the airport. For instance, if you can’t travel without your pillow from home, put it in your carry-on luggage. Consider weighing your bag before arriving at the airport to ensure it isn’t overweight. Perhaps even leave some extra room in there for bringing souvenirs home!
  • Liquids – if you plan on taking full sized shampoo or lotions of your own while you travel these should be put in your checked luggage. Not only will they help keep your carry-on lighter, but they will also not be allowed in your carry-on regardless.

Both

Consider making multiple copies of travel documents and placing one within each of your bags. A back-up on your phone or tablet wouldn’t hurt either! This way no matter what happens, or which bag you have closest to you, you’ll be able to access any important information you may need.

Planning may be one of the easiest ways to stay organized and may help alleviate some stress. No matter when your next trip is, try to plan head with a game plan in mind for how to pack given the specifics of your trip. You may want to consider purchasing a travel protection plan in case something unexpected should occur. Talk to your travel advisor today or learn more on our website to get yours today!

Get a Quote
AH-4605

Education Center

Got a trip on the horizon? Let the excitement begin—because planning can be half the fun. Our Travel Insurance Education Center is packed with expert tips, destination guides, and real-world advice to help you plan with confidence and curiosity. Whether you're wondering what trip insurance covers, looking for a solid packing checklist, or just want to learn from other travelers’ stories, our blog and guides are here to make every step easier—and more enjoyable. Start exploring, get a personalized travel protection quote, and get ready for your trip feeling informed, inspired, and ready for anything.​

newsletter
Subscribe to Our Education Center

A simple short and brief information/description about this particular title goes in here.

Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.
Featured

Do you know what a pre-existing medical condition is and how these conditions may or may not be covered with travel protection? Find out more!

What Is a Pre-Existing Condition for Travel Insurance?
April 7, 2026
Featured

While Travel Insured International does not allow you to purchase coverage after you've departed, you can purchase last-minute. Available coverage will vary, so we recommend purchasing early!

Can You Get Holiday Insurance While Traveling?
March 31, 2026
Featured

Learn more about what medical evacuation travel protection coverage is, how it works, and if it's something you want for your next trip.

Is Medical Evacuation Insurance Worth It?
March 25, 2026

More Than Travel Insurance 24/7 Traveler Support

We’re here for more than just insurance.
Every travel protection plan we offer includes 24/7 non-insurance assistance services—because unexpected situations can arise, and having reliable support makes all the difference. Our 24/7 Traveler Support Services are designed to enhance your journey, providing everything from concierge services and translation assistance to destination insights. We’re also ready to help with emergencies, accidents, passport issues, medical needs, and much more. Think of us as your personal travel guide, available anytime, anywhere you need us.

Learn More
Customer service representatives with headsets