Trip Cancellation helps before your trip begins if you need to cancel for a covered reason. Trip Interruption applies after your trip starts—helping with costs if your trip is unexpectedly cut short due to a covered event. While both benefits offer financial protection, they respond to different timing and circumstances.

For example, Trip Interruption could help cover the additional costs to transport you to your originally scheduled return destination or catch up to a tour you’ve missed. Together, these benefits work to help protect your travel investment before and during your journey, giving you flexible support when plans change.

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Your personal car insurance may cover rental cars, but coverage can vary, especially when traveling internationally. Our optional Rental Car Damage and Theft Coverage can help protect you from unexpected costs not covered by your own insurance. It’s important to check your existing policies carefully to understand if and how rental cars are covered. Rental car coverage as part of a travel protection plan can offer additional peace of mind.

Air travel is often a stressful part of a trip for people, with unpredictable delays and other airport issues. If you want an extra layer of protection for losses related to flight disruptions, you may select the optional Flight Bundle. It’s especially helpful for trips with layovers, tight timelines, or limited refund options. With Travel Insured on your side, you’re not traveling alone.

The cost of our travel protection plans depends on various factors, including trip cost, travel dates, and level of coverage selected. For an additional cost, you can get more flight-specific coverages in the optional Flight Bundle. All plans contain insurance benefits and non-insurance travel assistance services. Get a quote to see the exact cost for your trip.

Travel insurance can cover trip disruptions related to air travel. That includes flight cancellations, delays, missed connections, and in some cases, issues with baggage. The exact benefits depend on the plan and whether you added the optional Flight Bundle. Travel Insured’s flight-specific coverages/covered reasons are designed to assist when your itinerary changes.

If you’re flying for business, have a tight schedule, or are connecting through multiple cities, travel protection is worth considering. It can help you avoid out-of-pocket costs for delays or cancellations. The optional Flight Bundle provides additional coverages for air travel, such as more covered reasons for Trip Cancellation or reimbursement for change fees.

The cost of a travel protection plan depends on factors like trip duration, traveler age, destination, and the level of coverage you select. Optional add-ons are available for an additional cost. For an accurate price, request a personalized quote based on your travel plans and business requirements.  

All plans contain insurance benefits and non-insurance travel assistance services.

Seniors can get travel protection from Travel Insured by getting a quote online (or by phone) and comparing the plan options. We suggest seniors look for plans that offer robust medical coverage, contain pre-existing condition exclusion waivers, and have benefits like trip cancellation and baggage coverage. Once you find a suitable plan, you can purchase online or by phone, providing details about your trip and those who are traveling. After purchasing, you’ll receive plan documents outlining your purchased coverage and benefits.

Many seniors consider travel insurance a “need” because they may face a higher risk of medical emergencies, trip interruptions, or unexpected events while traveling. Travel insurance can provide important protection by covering medical expenses, trip cancellations, lost baggage, and other unforeseen issues, giving seniors a sense of security during their travels.

The cost of travel protection for seniors can vary based on several factors, including age, trip length, and coverage limits. Extensive plans with higher medical coverage or additional benefits may cost more. All plans contain insurance benefits and non-insurance travel assistance services. For exact pricing, it’s best to get a no-obligation quote to compare our plans and consider your specific travel needs.

We recommend the best travel insurance for seniors be a robust plan that includes medical expense coverage, protection for pre-existing conditions (if you qualify), trip cancellation and interruption benefits, emergency medical evacuation, and baggage coverage. It should also offer flexible options like add-on protections to suit different travel needs. Choosing a reputable provider, such as Travel Insured International, means that seniors receive extensive coverage and support wherever their travels take them.

Family trip insurance can provide a wide range of coverage to protect families from unexpected events before and during their travels. It usually includes trip cancellation, which can reimburse non-refundable expenses if you must cancel your trip due to covered reasons such as illness, injury, or family emergencies. Trip delay coverage helps with additional costs if your trip is delayed by covered events like severe weather or outages at the airport. Emergency medical expenses can be covered as well, providing reimbursement for unexpected medical treatment and hospital stays if a family member becomes ill or injured while traveling. Baggage protection can reimburse for lost, stolen, or damaged luggage and personal belongings. All our plans also offer 24/7 non-insurance travel assistance services, providing global support for emergencies such as finding medical care, replacing lost passports, or arranging transportation. Some plans include accidental death and dismemberment benefits, offering financial support in the event of a serious accident. Since coverage details and limits can vary by plan, it’s important to review the specific terms and conditions of your chosen plan to understand exactly what is included.

The cost of family travel protection can vary depending on several factors, including the number of family members, their ages, the length of the trip, and the level of coverage selected. Some of our plans can often be cost-effective for families, as children 17 and under may be included at no additional cost. It’s important to compare our plans and review the plan details to make sure the coverage meets your family’s specific needs. If you want exact pricing, you can get a quote online at any time, or contact our Customer Care team for assistance.

All plans contain insurance benefits and non-insurance travel assistance services.

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Yes, our plans do cover trip cancellation due to a family member’s illness, as long as the illness is serious enough to prevent travel and meets the plan's terms and conditions. Typically, this includes sudden or unexpected illnesses that require medical attention and make it unsafe or impossible for you to travel. Coverage may also be available for an ill family member who is not traveling with you. It’s important to review your specific plan document to understand which family members are covered and what documentation, such as a doctor’s note, may be required to support your claim.

Yes, our plans can cover each individual family member included on the plan. This means that every insured family member—such as parents and children—can receive the same coverage benefits for events like medical emergencies, trip cancellations, or lost baggage. Always review the specific plan document details to understand who is covered and under what circumstances.

Our protection plans for students may offer coverage for:

• Baggage loss, theft, damage, and even delay

• Trip delays

• Emergency medical expenses

• Trip cancellation or interruption

• And more

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The cost of a travel protection plan can vary based on factors such as your length of stay, age, and the level of coverage you choose. All plans contain insurance benefits and non-insurance travel assistance services. You can get a free quote online to see exact pricing. Our helpful Customer Care team can also help talk you through your options to find a plan that fits your budget and needs.

Travel insurance for students can be great for anyone studying or traveling abroad. Many universities and countries may require proof of insurance before you can enroll or obtain a visa. Even if it’s not mandatory, having travel insurance for students studying abroad means you may be protected against unexpected events such as medical emergencies, trip cancellations, lost luggage, and more.

Purchasing travel protection as a solo traveler is simple. Start by getting a quote and comparing your plan options. Look for coverage that matches your trip’s itinerary and budget. Once you’ve decided on a plan, you can purchase it right here on our website. You only need some additional travel details and payment information. Be sure to review the plan document carefully and keep a copy of the information with you while you travel.

The right travel protection plan will depend on your destination, activities, and personal needs. Solo travelers should consider what coverages are most important to them, including reimbursement for medical emergencies, trip cancellation or interruption, baggage loss or delay, and access to 24/7 emergency assistance (an included non-insurance service). Consider plans that are robust and offer add-on coverage to fit your unique needs, such as coverage for adventure activities if you plan to participate in them.

Travel insurance is considered valuable to many solo travelers. When you’re traveling alone, you don’t have a companion to lean on if something goes wrong. A travel protection plan can provide essential protection against unexpected events like medical emergencies, trip cancellations, lost luggage, or travel delays. It offers some security, knowing you have 24/7 non-insurance assistance for emergencies, and reimbursement coverage if you encounter any issues while exploring on your own.

Many travelers think travel protection is worth it for a golf trip, especially if you have significant prepaid expenses, are traveling with valuable golf equipment, or are going abroad. It can protect you from financial losses due to trip cancellations, lost or damaged clubs, medical emergencies, and travel disruptions. Having coverage can provide peace of mind, allowing you to enjoy your golf getaway knowing you’re protected against many common travel risks.

The cost of a travel protection plan for a golf trip can vary based on several factors, including your age, trip duration, total trip cost, and the level of coverage you choose. Adding coverage for valuable golf equipment or higher benefit limits will be an extra cost to the base plan. For the most accurate pricing, get a quote online based on your specific travel details and coverage needs.

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Golf equipment can be covered under our Worldwide Trip Protection Platinum plan when you add on the Baggage Bundle. If your golf clubs are lost, stolen, or damaged during your trip, you may be reimbursed up to the plan’s coverage limit. Coverage details, limits, and exclusions can vary, so it’s important to review your specific plan document to understand exactly how your golf clubs can be protected.

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Cruise insurance is worth it for many travelers because it provides valuable protection against a range of unexpected events, such as medical emergencies, trip cancellations, travel delays, and lost or delayed baggage—risks that are often not fully covered by standard health insurance or credit card benefits. Especially for expensive, non-refundable, or international cruises, having cruise insurance offers peace of mind and added financial security, providing you coverage if your plans are disrupted or if emergencies arise while you are at sea or abroad. Given the potential costs and complications that can occur, purchasing cruise travel protection can be a worthwhile decision for many travelers.

Yes. Travel Insured International offers travel insurance benefits that may help cover the cost of medical treatment while on a cruise, whether you need to see a doctor on board or require care at a medical facility during a port stop. Covered expenses may include diagnostic tests, prescription medications, emergency procedures, hospital stays, and follow-up visits. Medical benefits are especially important for international travelers, as many domestic health plans don’t extend coverage overseas. Plans also include access to our 24/7 non-insurance assistance partner, Robin Assist, who can coordinate care and help locate nearby facilities if needed.

The best time to purchase cruise travel protection is right after you make your first trip payment. Purchasing early can make you eligible for important time-sensitive offerings such as cancel for any reason coverage and pre-existing condition exclusion waiver. These early purchase windows are usually limited to 14-21 days from your initial trip deposit date. Enrolling during this window also allows for earlier coverage in the event that issues arise weeks or months before your trip. It's a beneficial way to secure both financial and service-related safeguards long before you depart.

Cruise travel protection plans typically cover a wide range of unexpected events, including trip cancellations, trip interruptions, travel delays, missed connections, medical emergencies, and baggage loss or delay. Coverage may also extend to medical evacuation, accidental injury, and certain emergency services. In addition to these insurance benefits, plans from Travel Insured International include non-insurance services like 24/7 access to concierge help or emergency coordination. Optional upgrades, such as Cancel for Any Reason (CFAR), may be added for increased flexibility and control. It's important to review the specific plan document for benefit limits and covered reasons.

Business travel insurance can cover a wide range of risks, including:

• Unexpected medical expenses

• Trip cancellation and interruption

• Lost, stolen, or damaged belongings

• 24/7 emergency non-insurance assistance

The cost of a travel protection plan depends on several factors, including the trip duration, age, and level of coverage you select. Choosing any of our add-on coverages comes at an additional cost to the base plan.  A travel protection plan from Travel Insured contains both travel insurance benefits and non-insurance assistance services.

For an accurate price, get a personalized quote based on your travel plans and activities.

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If you’re planning to participate in adventure or extreme sports while traveling, we recommended our Worldwide Trip Protector Platinum plan with the Extreme Sports Medical Upgrade add-on. Often, high-risk activities like cliff diving or bungee jumping are excluded from certain coverage, but this add-on is a great way to customize your plan to fit your itinerary.

Travel Insured International offers optional bundles to increase your coverage limits. For example, with the Worldwide Trip Protector Platinum plan, you can purchase the Optional Baggage Bundle, which adds $2,500 to the maximum benefit amount (bringing the total to $5,000) and increases the per-article limit from $250 to $500. This bundle also adds coverage for sports equipment, golf equipment, and business equipment.

The cost of travel protection with baggage coverage varies depending on your plan and any optional bundles you choose. Basic Baggage & Personal Effects coverage is included in most plans. If you need more coverage – for items like business or sports equipment – you can buy an optional bundle. For example, the Optional Baggage Bundle increases your limit to $5,000. These optional upgrades come with an added cost. Pricing depends on your trip details, so we recommend getting a quote to discover the cost for your trip.

The cost of travel protection with baggage coverage varies depending on your plan and any optional bundles you choose. Basic Baggage & Personal Effects coverage is included in most plans. If you need more coverage – for items like business or sports gear – you can buy an optional bundle. For example, the Optional Baggage Bundle increases your limit to $5,000. These optional upgrades come with an added cost. Pricing depends on your trip details, so we recommend getting a quote to discover the cost for your trip.

Travel Insured offers an insurance benefit called “Baggage Delay.” If your checked luggage is delayed for a predetermined specific time period after you arrive at your destination, (typically 3, 6, or 12 hours, depending on your plan) you can be reimbursed for necessary items you need to buy while you wait. These include basics like clothing, toiletries, and other personal essentials. This benefit is especially helpful when bags don’t arrive on time, and you need to attend an event or continue traveling. Just keep your receipts for when you submit a claim.

Yes. If your baggage is damaged during transit – such as by an airline – Travel Insured International may cover the loss. You should first file a claim with the airline, as they are often responsible for the damage. After that, you can file a claim through travel insurance to recover any remaining costs not covered by the airline. This can include damage to clothing, personal items, or certain valuables. Remember, reimbursement is subject to your plan’s maximum benefit amount. For higher-value items, you may want to purchase one of our plans that offers an optional bundle for added coverage. (Additional cost and terms apply.)

Our solutions are not just to help out financially—we also include access to 24/7 non-insurance emergency assistance. That means you won’t have to handle a medical crisis alone. You can get help locating a doctor or hospital, help with translations, arranging emergency transportation, and even communicating with your family back home.

Normally, there is an exclusion of coverage for pre-existing condition, but our plans offer a waiver if certain criteria is met. The Pre-existing Medical Conditions exclusion can be waived if you purchase your plan within the time sensitive period (stated in your plan document) and you are medically able and not disabled from travel at the time of purchase. This waiver applies to medically related Trip Cancellation and Interruption reasons.

Please read the plan document for full details on this exclusion waiver.

Medical emergencies could be expensive, especially abroad. Travel protection can help you with medical expense costs and gives you access to 24/7 non-insurance assistance. This service can help you find care quickly and confidently. In some plans, coverage may also extend to pre-existing conditions if certain requirements are met.** You’re not just protected financially. You’re supported by a team that can guide you through emergencies as they happen.

**Losses due to, arising or resulting from pre-existing medical conditions are normally excluded. However, such losses can be covered if you qualify for the  Pre-Existing Medical Condition Exclusion Waiver.

The amount of medical expense coverage you may want depends on various factors, including your destination, the length of your trip, and any personal health considerations. Travel Insured offers plans with varying levels of medical expense coverage, allowing you to choose the protection that best suits your needs.

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For our Worldwide Trip Protector plans (Platinum, Deluxe, and Essential) the definition is as follows:

“Family Member” means any of the following: Your or Your Traveling Companion’s legal spouse/domestic partner, children (includes in-law, step, foster, ward, or legal ward), sibling (includes step or in-law), parent (includes step or in-law and legal guardian), grandparent, grandchild, aunt, uncle, niece or nephew.

Our products are complete benefit packages; coverage cannot be omitted. We offer a line of products with varying benefits and maximum benefit amounts, and are confident one of our plans can be the right fit for you. Each plan offers optional upgrades or bundles so you can customize coverage for your trip's needs.

Each of our single-trip plans include Trip Cancellation coverage. We do not currently offer a "cancellation-only" plan. Our annual plan offers the option to add Trip Cancellation coverage on a per-trip basis, at an additional cost.

Travel Insured International's travel protection plans include the Accident & Sickness Medical Expense benefit to help with emergency medical expenses incurred during your trip. This may include hospital stays, outpatient care, physician services, and more.

Travel protection can cover a wide range of travel risks. This may include:

• Unexpected medical expenses

• Trip cancellation and interruption

• Lost, stolen, or damaged belongings

• 24/7 emergency non-insurance assistance

Coverage and exclusions may vary depending on your state-specific plan, any add-ons purchased and/or the specific activities you plan to participate in. Always review the plan details to make sure your activities can be included in coverage, which may fall under one of our add-ons.